FIDUDEP
ActiveSummary
FIDUDEP has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678,292 and a net result of €97,301. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+6
Solvency87▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 3.29 against 2.42 in 2024; short-term debt: 15.8% and cash: 16.1% of total assets), and 38.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
61 d late
2023
66 d late
2022
129 d late
2021
139 d late
2020
131 d late
2019
168 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 103 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€0
2019 · €0
EBIT margin
8.8%
Net result
€97,301▲ 102%
2024 · €48,057
Working capital
€397,781▲ 13.1%
2024 · €351,840
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€62,084▼ 55.5%€67,740▲ 9.1%€201,809▲ 198%€111,100▼ 44.9%€137,894▲ 24.1%
Net result€41,548within the sector's middle half▼ 57.6%€39,363within the sector's middle half▼ 5.3%€141,298above the sector's middle half▲ 259%€48,057within the sector's middle half▼ 66.0%€97,301above the sector's middle half▲ 102%
EBIT margin
Equity€417,391above the sector's middle half▲ 11.1%€453,055within the sector's middle half▲ 8.5%€584,353above the sector's middle half▲ 29.0%€620,790above the sector's middle half▲ 6.2%€678,292above the sector's middle half▲ 9.3%
Total assets€1.1mabove the sector's middle half▼ 0.5%€1.1mwithin the sector's middle half▲ 1.1%€1.1mabove the sector's middle half▼ 2.0%€1.2mabove the sector's middle half▲ 2.8%€1.1mabove the sector's middle half▼ 4.5%
Debt€715,451▼ 6.2%€692,199▼ 3.2%€523,255▼ 24.4%€518,898▼ 0.8%€409,459▼ 21.1%
Working capital€265,645above the sector's middle half▲ 19.1%€290,556within the sector's middle half▲ 9.4%€343,164above the sector's middle half▲ 18.1%€351,840above the sector's middle half▲ 2.5%€397,781above the sector's middle half▲ 13.1%
Solvency36.8%within the sector's middle half▲ 3.8pp39.6%within the sector's middle half▲ 2.7pp52.0%within the sector's middle half▲ 12.5pp53.8%within the sector's middle half▲ 1.7pp61.5%within the sector's middle half▲ 7.8pp
Current ratio2.47within the sector's middle half▲ 0.532.53within the sector's middle half▲ 0.052.66within the sector's middle half▲ 0.142.42within the sector's middle half▼ 0.243.29within the sector's middle half▲ 0.86
Return on assets (ROA)3.7%below the sector's middle half▼ 4.9pp3.4%within the sector's middle half▼ 0.2pp12.6%within the sector's middle half▲ 9.1pp4.2%below the sector's middle half▼ 8.4pp8.8%within the sector's middle half▲ 4.7pp
Staff (FTE)5.8▲ 38.1%6.5within the sector's middle half▲ 12.1%6.6▲ 1.5%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2023 Net result +259% on 2022. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€530,716 ▼ 4.4%
Current assets
€571,852 ▼ 4.6%
Equity and liabilities €1.1m
Equity
€678,292 ▲ 9.3%
Provisions
€14,818 ▼ 2.1%
Debt
€409,459 ▼ 21.1%
Debt's share of the balance-sheet total falls from 44.9% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€168,796▲
2024 · €141,532
Cash flow
€128,204▲
2024 · €78,489
Debt to equity
0.60▼
2024 · 0.84
ROE
14.3%▲
2024 · 7.7%
Interest coverage
27.48▲
2024 · 16.51
Debt ≤ 1 year
€174,071▼
2024 · €247,608
Debt > 1 year
€230,741▼
2024 · €271,014
Income taxes
€35,160▼
2024 · €58,120
Staff costs
€135,251▼
2024 · €139,669
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €220 | - | - | €841 | €870 | ▲ 3.4% |
| Remuneration, social security and pensions62 | €79,576 | €148,473 | €127,082 | €139,669 | €135,251 | ▼ 3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,934 | €58,931 | €31,481 | €30,432 | €30,903 | ▲ 1.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €2,366 | €5,973 | €37,216 | - | €20,619 | - |
| Other operating charges640/8 | €14,299 | €27,279 | €42,199 | €8,054 | €2,519 | ▼ 68.7% |
| Non-recurring operating charges66A | €12 | €182 | €1 | €314 | €294 | ▼ 6.2% |
| Gross operating margin9900 | €213,270 | €308,577 | €439,788 | €289,570 | €327,479 | ▲ 13.1% |
| Operating profit (loss)9901 | €62,084 | €67,740 | €201,809 | €111,100 | €137,894 | ▲ 24.1% |
| Financial income75/76B | €122 | €217 | €884 | €3,481 | €397 | ▼ 88.6% |
| Recurring financial income75 | €122 | €217 | €884 | €3,481 | €397 | ▼ 88.6% |
| Financial charges65/66B | €10,858 | €10,302 | €10,072 | €8,572 | €6,142 | ▼ 28.4% |
| Recurring financial charges65 | €10,858 | €10,302 | €10,072 | €8,572 | €6,142 | ▼ 28.4% |
| Profit (loss) for the period before taxes9903 | €51,349 | €57,654 | €192,622 | €106,009 | €132,148 | ▲ 24.7% |
| Transfer from deferred taxes780 | - | - | - | €169 | €313 | ▲ 85.6% |
| Transfer to deferred taxes680 | - | - | €15,300 | - | - | - |
| Income taxes67/77 | €9,801 | €18,291 | €36,023 | €58,120 | €35,160 | ▼ 39.5% |
| Profit (loss) for the period9904 | €41,548 | €39,363 | €141,298 | €48,057 | €97,301 | ▲ 102% |
| Transfer from tax-exempt reserves789 | - | - | - | €507 | €940 | ▲ 85.6% |
| Transfer to tax-exempt reserves689 | - | - | €45,899 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €41,548 | €39,363 | €95,399 | €48,564 | €98,242 | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.2m | €1.1m | ▼ 4.5% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €686,914 | €664,272 | €573,383 | €555,370 | €530,716 | ▼ 4.4% |
| Intangible fixed assets21 | €15,000 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €382,405 | €374,763 | €283,875 | €265,862 | €241,208 | ▼ 9.3% |
| Land and buildings22 | €270,972 | €249,615 | €167,574 | €161,213 | €154,853 | ▼ 3.9% |
| Furniture and vehicles24 | €22,417 | €36,764 | €32,406 | €23,055 | €19,763 | ▼ 14.3% |
| Other tangible fixed assets26 | €89,016 | €88,383 | €83,895 | €81,593 | €66,592 | ▼ 18.4% |
| Financial fixed assets28 | €289,509 | €289,509 | €289,509 | €289,509 | €289,509 | = |
| Current assets29/58 | €445,929 | €480,982 | €549,524 | €599,448 | €571,852 | ▼ 4.6% |
| Amounts receivable within one year40/41 | €250,190 | €321,691 | €292,798 | €427,234 | €394,075 | ▼ 7.8% |
| Trade receivables40 | €232,408 | €285,118 | €277,299 | €352,750 | €274,622 | ▼ 22.1% |
| Other amounts receivable41 | €17,783 | €36,574 | €15,499 | €74,484 | €119,453 | ▲ 60.4% |
| Cash at bank and in hand54/58 | €186,847 | €158,983 | €256,726 | €171,756 | €177,007 | ▲ 3.1% |
| Deferred charges and accrued income490/1 | €8,891 | €307 | €0 | €458 | €771 | ▲ 68.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.2m | €1.1m | ▼ 4.5% |
| Equity10/15 | €417,391 | €453,055 | €584,353 | €620,790 | €678,292 | ▲ 9.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | €18,592 | - | - | - | - |
| Other1109/19 | - | €18,592 | - | - | - | - |
| Reserves13 | €202,170 | €202,170 | €248,070 | €267,563 | €286,623 | ▲ 7.1% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €15,000 | €15,000 | €60,899 | €60,393 | €59,453 | ▼ 1.6% |
| Distributable reserves133 | €185,311 | €185,311 | €185,311 | €205,311 | €225,311 | ▲ 9.7% |
| Profit (loss) carried forward14 | €196,629 | €232,292 | €317,691 | €334,635 | €373,077 | ▲ 11.5% |
| Provisions and deferred taxes16 | - | - | €15,300 | €15,131 | €14,818 | ▼ 2.1% |
| Deferred taxes168 | - | - | €15,300 | €15,131 | €14,818 | ▼ 2.1% |
| Amounts payable17/49 | €715,451 | €692,199 | €523,255 | €518,898 | €409,459 | ▼ 21.1% |
| Amounts payable after more than one year17 | €527,647 | €495,574 | €316,036 | €271,014 | €230,741 | ▼ 14.9% |
| Financial debts170/4 | €527,647 | €495,574 | €316,036 | €271,014 | €230,741 | ▼ 14.9% |
| Amounts payable within one year42/48 | €180,284 | €190,426 | €206,360 | €247,608 | €174,071 | ▼ 29.7% |
| Current portion of amounts payable after more than one year42 | €45,265 | €43,994 | €54,609 | €49,244 | €41,989 | ▼ 14.7% |
| Financial debts43 | €0 | €10,000 | €0 | €0 | - | - |
| Credit institutions430/8 | €0 | €0 | €0 | - | - | - |
| Other loans439 | €0 | €10,000 | €0 | €0 | - | - |
| Trade debts44 | €53,907 | €66,341 | €42,344 | €58,978 | €42,549 | ▼ 27.9% |
| Suppliers440/4 | €53,907 | €66,341 | €42,344 | €58,978 | €42,549 | ▼ 27.9% |
| Taxes, remuneration and social security45 | €65,838 | €57,268 | €85,256 | €132,758 | €79,782 | ▼ 39.9% |
| Taxes450/3 | €59,537 | €40,666 | €75,034 | €117,986 | €71,042 | ▼ 39.8% |
| Remuneration and social security454/9 | €6,301 | €16,602 | €10,222 | €14,771 | €8,740 | ▼ 40.8% |
| Other amounts payable47/48 | €15,274 | €12,823 | €24,151 | €6,629 | €9,751 | ▲ 47.1% |
| Accrued charges and deferred income492/3 | €7,520 | €6,199 | €859 | €275 | €4,647 | ▲ 1,589% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,548 | €39,363 | €141,298 | €48,057 | €97,301 | ▲ 102% |
| + Depreciation and write-downs630 | €54,934 | €58,931 | €31,481 | €30,432 | €30,903 | ▲ 1.5% |
| Operating cash flow (approximation) | €96,481 | €98,294 | €172,779 | €78,489 | €128,204 | ▲ 63.3% |
| Investment in fixed assets (approximation) | - | -€36,289 | €59,408 | -€12,419 | -€6,249 | ▲ 49.7% |
| Change in cash | - | -€27,864 | €97,743 | -€84,970 | €5,251 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Highest result since 2018net €141,298 ▲259%
Operating result €201,809, net result €141,298, both a record.
31-12
Financial
Equity above €500,000Eq €584,353 ▲29%
6 profitable years in a row build equity to €584,353.
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 129 days late
2022
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 139 days late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 168 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 43 days late
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 76 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 197 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Herstal · 2 establishment units since 1998
Ground area
1,626 m²
Building footprint
136 m²
Volume, LiDAR
420 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
FIDUDEP
since 19982.087.515.719
FIDUDEP
since 20142.226.194.342
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62314F0167/00C002 | Wallonia | 1,364 m² | 1 · 94 m² | - |
| 62313E0456/00M029 | Wallonia | 263 m² | 1 · 42 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in this sector we hold annual accounts for 7,643. 5,089 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463654357
Also
9925:BE0463654357
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.