FIDUCOMPTA
ActiveSummary
FIDUCOMPTA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,640 and a net result of €7,015. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-21
Solvency100▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 4.73 against 3.15 in 2024; short-term debt: 19.5% and cash: 13.5% of total assets), and 19.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
7 d late
2023
34 d late
2022
50 d late
2021
27 d late
2020
10 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7,015▼ 75.0%
2024 · €28,105
Working capital
€83,443▲ 4.5%
2024 · €79,873
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,051▲ 73.8%€9,767▲ 220%€19,803▲ 103%€38,932▲ 96.6%€10,601▼ 72.8%
Net result€214▼ 85.1%€5,161▲ 2,312%€11,677▲ 126%€28,105▲ 141%€7,015▼ 75.0%
Equity€40,682▲ 0.5%€45,843▲ 12.7%€57,520▲ 25.5%€85,625▲ 48.9%€92,640▲ 8.2%
Total assets€62,186▼ 1.9%€84,572▲ 36.0%€106,841▲ 26.3%€122,861▲ 15.0%€115,034▼ 6.4%
Debt€21,504▼ 6.1%€38,729▲ 80.1%€49,321▲ 27.3%€37,237▼ 24.5%€22,394▼ 39.9%
Working capital€35,901▲ 3.3%€37,602▲ 4.7%€53,568▲ 42.5%€79,873▲ 49.1%€83,443▲ 4.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,034
Fixed assets
€9,197 ▲ 59.9%
Current assets
€105,837 ▼ 9.6%
Equity and liabilities €115,034
Equity
€92,640 ▲ 8.2%
Debt
€22,394 ▼ 39.9%
Debt's share of the balance-sheet total falls from 30.3% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,942▼
2024 · €40,596
Cash flow
€9,356▼
2024 · €29,768
Current ratio
4.73▲
2024 · 3.15
Debt to equity
0.24▼
2024 · 0.43
ROE
7.6%▼
2024 · 32.8%
ROA
6.1%▼
2024 · 22.9%
Interest coverage
11.01▼
2024 · 17.33
Debt ≤ 1 year
€22,394▼
2024 · €37,237
Income taxes
€4,487▼
2024 · €10,117
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,328 | €5,331 | €1,527 | €1,664 | €2,341 | ▲ 40.7% |
| Other operating charges640/8 | €1,520 | €1,208 | €9,798 | €3,076 | €2,390 | ▼ 22.3% |
| Gross operating margin9900 | €9,899 | €16,306 | €31,128 | €43,672 | €15,332 | ▼ 64.9% |
| Operating profit (loss)9901 | €3,051 | €9,767 | €19,803 | €38,932 | €10,601 | ▼ 72.8% |
| Financial income75/76B | €627 | €834 | €811 | €1,632 | €2,076 | ▲ 27.2% |
| Recurring financial income75 | €627 | €834 | €811 | €1,632 | €2,076 | ▲ 27.2% |
| Financial charges65/66B | €1,035 | €1,645 | €1,861 | €2,343 | €1,176 | ▼ 49.8% |
| Recurring financial charges65 | €1,035 | €1,645 | €1,861 | €2,343 | €1,176 | ▼ 49.8% |
| Profit (loss) for the period before taxes9903 | €2,643 | €8,956 | €18,753 | €38,221 | €11,502 | ▼ 69.9% |
| Income taxes67/77 | €2,429 | €3,795 | €7,076 | €10,117 | €4,487 | ▼ 55.7% |
| Profit (loss) for the period9904 | €214 | €5,161 | €11,677 | €28,105 | €7,015 | ▼ 75.0% |
| Profit (loss) for the period to be appropriated9905 | €214 | €5,161 | €11,677 | €28,105 | €7,015 | ▼ 75.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62,186 | €84,572 | €106,841 | €122,861 | €115,034 | ▼ 6.4% |
| Fixed assets21/28 | €5,883 | €10,820 | €3,952 | €5,752 | €9,197 | ▲ 59.9% |
| Tangible fixed assets22/27 | €5,719 | €10,656 | €3,788 | €5,588 | €9,033 | ▲ 61.7% |
| Furniture and vehicles24 | €5,644 | €10,618 | €3,788 | €5,588 | €4,839 | ▼ 13.4% |
| Other tangible fixed assets26 | €75 | €38 | - | - | €4,194 | - |
| Financial fixed assets28 | €164 | €164 | €164 | €164 | €164 | = |
| Current assets29/58 | €56,303 | €73,752 | €102,889 | €117,110 | €105,837 | ▼ 9.6% |
| Amounts receivable within one year40/41 | €41,818 | €56,916 | €78,446 | €78,999 | €89,409 | ▲ 13.2% |
| Trade receivables40 | €30,155 | €42,489 | €60,611 | €50,494 | €42,267 | ▼ 16.3% |
| Other amounts receivable41 | €11,663 | €14,427 | €17,835 | €28,506 | €47,142 | ▲ 65.4% |
| Cash at bank and in hand54/58 | €14,465 | €16,576 | €23,734 | €37,891 | €15,565 | ▼ 58.9% |
| Deferred charges and accrued income490/1 | €20 | €260 | €709 | €219 | €863 | ▲ 294% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62,186 | €84,572 | €106,841 | €122,861 | €115,034 | ▼ 6.4% |
| Equity10/15 | €40,682 | €45,843 | €57,520 | €85,625 | €92,640 | ▲ 8.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €22,082 | €27,243 | €38,920 | €67,025 | €74,040 | ▲ 10.5% |
| Amounts payable17/49 | €21,504 | €38,729 | €49,321 | €37,237 | €22,394 | ▼ 39.9% |
| Amounts payable after more than one year17 | €1,102 | €2,579 | - | - | - | - |
| Financial debts170/4 | €1,102 | €2,579 | - | - | - | - |
| Amounts payable within one year42/48 | €20,402 | €36,150 | €49,321 | €37,237 | €22,394 | ▼ 39.9% |
| Current portion of amounts payable after more than one year42 | €14,385 | €18,601 | €20,579 | €8,000 | €8,000 | = |
| Financial debts43 | - | €956 | - | - | - | - |
| Credit institutions430/8 | - | €956 | - | - | - | - |
| Trade debts44 | €144 | €15,211 | €19,055 | €18,493 | €8,446 | ▼ 54.3% |
| Suppliers440/4 | €144 | €15,211 | €19,055 | €18,493 | €8,446 | ▼ 54.3% |
| Taxes, remuneration and social security45 | €5,873 | €1,382 | €9,687 | €10,743 | €5,948 | ▼ 44.6% |
| Taxes450/3 | €5,873 | €1,382 | €9,687 | €10,743 | €5,948 | ▼ 44.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €214 | €5,161 | €11,677 | €28,105 | €7,015 | ▼ 75.0% |
| + Depreciation and write-downs630 | €5,328 | €5,331 | €1,527 | €1,664 | €2,341 | ▲ 40.7% |
| Operating cash flow (approximation) | €5,542 | €10,492 | €13,204 | €29,768 | €9,356 | ▼ 68.6% |
| Investment in fixed assets (approximation) | - | -€10,268 | €5,341 | -€3,463 | -€5,786 | ▼ 67.1% |
| Change in cash | - | €2,111 | €7,158 | €14,157 | -€22,327 | ▼ 258% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Resignation: ALGRAIN Philippe (director)Director discharge3 facts ▸
State Gazette act
Resignation: ALGRAIN Philippe (director)
Director discharge3 facts ▸
- General meeting, 01-06-2026
- Director resignation, ALGRAIN Philippe (director)
- Director discharge, ALGRAIN Philippe (director)
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Highest result since 2018net €28,105 ▲141%
Operating result €38,932, net result €28,105, both a record.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Weakest financial yearnet €214 ▼85.1%
Net result drops to €214, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2006
Ground area
430 m²
Building footprint
104 m²
Parcel 55542C0083/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FIDUCOMPTA
since 20062.200.285.147
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55542C0083/00D000 | Wallonia | 430 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ALGRAIN Philippe |
|
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,455 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-1988
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
valerie.bassette@fiducompta.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433828045
Registered
16-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.