FIDUCIAIRE OPTIMUM

Active

Private limited companyfounded 2002active for 24 yearsRue Sur Haies 7, 4557 Tinlot, Belgium28 active companies are registered at this addressKBO/BCE: BE 0476.470.928

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIDUCIAIRE OPTIMUM has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290,845 and a net result of €59,874. Equity is growing by about 7.5% per year across the filed financial years. Its solvency ranks better than 49% of 1,056 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

FIDUCIAIRE OPTIMUMActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 17-01-2002 Normal situation
Legal form: Private limited company
Registered office: Rue Sur Haies 7, 4557 Tinlot
Activity: Certified accountants and tax accountants NACE 69201
Establishment units: 2.227.591.241 4260 Braives, since 11-01-2002
: 2.227.591.637 4557 Tinlot, since 01-03-2006
Financial year end: 31 December
Peppol: Reachable since 02-12-2025

Company details

Who decides

Board

DUBOIS RAYMONDEDirector

Shareholders

Board & ownership

How it is doing

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €809,061; ▲ 20.6%
Turnover: ≈ €1.4m; estimated
Profit: €59,874; ▲ 1.5%
Equity: €290,845; ▲ 6.4%
Total assets: €939,061; ▲ 9.6%
Staff: 12.3 FTE; ▲ 19.4%

2025 accounts 82 days early

Filed on 10-05-2026PDF

Financials

Why 94lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.39, cash €213,368Figures for financial year 2025 (filed 10-05-2026)Founded in 2002Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 69, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 56-1

equity 31.0% of total assets

Liquidity 65-3

short-term debt 32.2% · cash 22.7%

Profitability 77=

return on assets 6.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,479 companies, NACE 69, small)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.39, compared with 1.6 in 2024, below the usual 1.5; short-term debt: 32.2% and cash: 22.7% of total assets), and 69% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small): better than 36% on solvency, 73% on liquidity, 43% on profitability and 50% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Sector: Legal and accounting activities (NACE 69)

KBO

Liquidity: current ratio 1.39, cash €213,368

NBB · annual accounts

Figures for financial year 2025 (filed 10-05-2026)

NBB · annual accounts

Founded in 2002

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-05-2026, 82 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

82 days early

2024

on the day

2023

29 days late

2022

on the day

2021

22 days late

2020

30 days late

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Oldest company in Tinlot, Professional and technical services sectorin the Checked rankings No. 1 View
Positive: 8 profitable years in a rowprofit 2025: €59,874 8 years View

Documents

Key facts about FIDUCIAIRE OPTIMUM

What is the company number of FIDUCIAIRE OPTIMUM?: 0476.470.928. In Belgium the VAT number is the company number with BE in front: BE 0476.470.928.
Where is FIDUCIAIRE OPTIMUM based?: The registered office is at Rue Sur Haies 7, 4557 Tinlot.Company details
What does FIDUCIAIRE OPTIMUM do?: According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FIDUCIAIRE OPTIMUM?: Private limited company (BV).
When was FIDUCIAIRE OPTIMUM founded?: On 17-01-2002.
Is FIDUCIAIRE OPTIMUM still active?: Yes, FIDUCIAIRE OPTIMUM is an active enterprise in the KBO register.
How many employees does FIDUCIAIRE OPTIMUM have?: On average 12.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIDUCIAIRE OPTIMUM?: ≈ €1.4m in financial year 2025. Estimated from the gross margin of €809,061: probably between €1.2m and €1.7m, based on 35 comparable companies, NACE 69201.
Is FIDUCIAIRE OPTIMUM profitable?: In financial year 2025, FIDUCIAIRE OPTIMUM made a profit of €59,874.
Where can I find the annual accounts of FIDUCIAIRE OPTIMUM?: FIDUCIAIRE OPTIMUM filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of FIDUCIAIRE OPTIMUM due?: By 31-07-2027, for financial year 2026.Timeline