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D.L.B.

Active Private limited companyfounded 1988active for 38 yearsOlmkruidlaan 7, 1020 BrusselsKBO/BCE: BE 0433.641.864

Lifetime

20 annual accounts with figures on one time axis, 38 filings since 1988
peak €567,644 (2025)
€567,644▲ 9.3%
lowest -€18,289 (2013)
€78,209▼ 7.7%
peak €256,815 (2025)
€256,815▲ 7.1%
€529,288▲ 90.9%
peak 6.1 FTE (2012)
-not published
Board2 names since 2021
Owners
  
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Dividend €75,000Debts from €277,279 to €529,288Investments €279,843Cash from €259,018 to €174,960

Key points

from the 2025 annual accounts

Equity

€256,815 ▲ 7.1%
239,8412024+78,209Profit-75,000Dividend+13,764Other256,8152025

D.L.B. paid out €75,000 in dividends. That is 96% of the 2025 profit.

Debts

€529,288 ▲ 90.9%
Financial debts
+130,393
Suppliers
+43,458
Other debts
+34,984
The rest
+43,174

Debts rose by €252,009 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€279,843 6.2 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

9 employees on 31-12-2025
332021102022112023212024422025

In 2025, 4 people joined and 2 left.

Filings

38 annual accounts since 1988
AprilJune31 JulyOctober1990200020102020

Ten of the last ten came late. The 2020 accounts came latest: 31 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 39% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Average

58-13equity 32.7% of total assets
53-21short-term debt 49.1% · cash 22.3%
81-8return on assets 9.9%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €786,103
Liquidity: current ratio 1.10, cash €174,960
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 32% of them on solvency, 36% on liquidity, 36% on profitability and 51% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as D.L.B. has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of D.L.B. itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for D.L.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.1 (1.47 in 2024), below the usual 1.5. Short-term debt is 49.1% and cash 22.3% of total assets. 67.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €786,103
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.10, cash €174,960
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
31 days late
2022
31 days late
2021
30 days late
2020
31 days late
2019
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BC
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0433641864
Environmental permit granted Nieuwbouw of aanleggen, Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning), Slopen of verwijderen · Grimbergen
2 directors appointed, 2 resignations Resignations: BASTIN Christian and BASTIN Thomas · Appointments: BASTIN Christian (director) and BASTIN Thomas (director) · “1.l'organisation de la comptabilité et des services comptables et les activités de conseil en matière…” (deed in French) · General meeting of 16-11-2023 · Gazette deed
Appointment: Thomas Bastin (director) General meeting of 20/6/23 · Gazette deed
All 52 events

Comparable companies

same main activity, similar in size and age
Company
D.L.B. Brussels €786,103 €567,644 32.7% -
HS&P Hasselt €705,923 €563,509 32.8% 8
EST8=4EVIE Schoten €894,666 €540,848 87.0% -
CABINET BRONCKART Liège €893,782 €509,672 34.5% 5
Fiskodata Ternat €838,997 €492,156 95.1% -
TLN Vosselaar €669,750 €534,385 25.8% 4
KANTOOR DESMET Roeselare €888,541 €658,961 55.8% 4.3

These companies have the same main activity as D.L.B.: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €670,000 and €895,000, founded between 1985 and 1989.

Official details

Source: KBO
Status
Active since 16-02-1988Normal situation
Registered office
52 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 8 November 2026.
Activity
Certified accountants and tax accountantsNACE 69201
Establishment units
2.035.851.2421020 Brussels, since 26-07-1988
2.209.363.1591840 Londerzeel, since 01-01-2010and 1 other
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Annual accounts 2025

≈ €990,000estimated
€786,103▲ 52.0%
Employeeson 31-12-2025
9▲ 28.6%
Filing
Filed on 31-08-2026
Financials

Insights on D.L.B.

D.L.B. files the abbreviated format. That format states no turnover. The gross margin rose from €116,500 in 2006 to €567,644 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about D.L.B.

What is the company number of D.L.B.?
The company number of D.L.B. is 0433.641.864. The VAT number is the same number with BE in front: BE 0433.641.864.
Where is D.L.B. based?
The registered office is at Olmkruidlaan 7, 1020 Brussels.Company details
What does D.L.B. do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of D.L.B.?
D.L.B. is a private limited company (BV).
When was D.L.B. founded?
D.L.B. was founded on 16-02-1988.
Is D.L.B. still active?
Yes, D.L.B. is an active enterprise in the KBO register.
How many employees does D.L.B. have?
D.L.B. had an average of 7.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of D.L.B.?
The turnover in financial year 2025 is ≈ €990,000. This figure is estimated from the gross margin of €567,644 and 34 comparable companies (NACE 69201). It probably lies between €850,000 and €1.2m.
Is D.L.B. profitable?
In financial year 2025, D.L.B. made a profit of €78,209.
Where can I find the annual accounts of D.L.B.?
D.L.B. filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D.L.B. due?
D.L.B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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