FIDUBEEZ
ActiveSummary
FIDUBEEZ has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6,837 and a net result of -€810. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 1740 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68=
Solvency30▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.8%
Return on assets
-0.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1740 sector peers (2024).
NBB · sector comparisonPosition among 1740 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-03-2025, 139 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
139 d early
2023
27 d late
2022
182 d early
2021
181 d early
2020
184 d early
2019
178 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 140 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€810▼ 98.6%
2023 · -€408
Working capital
€6,837
2023 · -€1,923
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,946-€809€2,533-€2,662€253
Net result€5,403-€835€2,156-€408-€810▼ 98.6%
Equity€6,734▲ 406%€5,899▼ 12.4%€8,055▲ 36.6%€7,647▼ 5.1%€6,837▼ 10.6%
Total assets€36,987▲ 44.6%€72,336▲ 95.6%€153,384▲ 112%€191,909▲ 25.1%€141,693▼ 26.2%
Debt€30,253▲ 24.7%€66,437▲ 120%€145,329▲ 119%€184,262▲ 26.8%€134,856▼ 26.8%
Working capital€6,010▲ 352%-€20,562-€11,429▲ 44.4%-€1,923▲ 83.2%€6,837
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €253 after a loss of €2,662 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €141,693
Equity
€6,837 ▼ 10.6%
Debt
€134,856 ▼ 26.8%
Debt's share of the balance-sheet total falls from 96.0% to 95.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9,823▲
2023 · €7,252
Cash flow
€8,760▼
2023 · €9,506
Current ratio
1.05▲
2023 · 0.99
Debt to equity
19.73▼
2023 · 24.10
ROE
-11.9%▼
2023 · -5.3%
ROA
-0.6%▼
2023 · -0.2%
Interest coverage
212.08▲
2023 · 104.38
Debt ≤ 1 year
€134,856▼
2023 · €184,262
Income taxes
€1,017▼
2023 · €1,533
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €356 | €700 | €6,977 | €9,914 | €9,570 | ▼ 3.5% |
| Other operating charges640/8 | - | - | €769 | €576 | €401 | ▼ 30.5% |
| Gross operating margin9900 | €5,364 | €2,667 | €10,279 | €7,828 | €10,224 | ▲ 30.6% |
| Operating profit (loss)9901 | €4,946 | -€809 | €2,533 | -€2,662 | €253 | ▲ 110% |
| Financial income75/76B | - | - | - | €3,856 | - | - |
| Recurring financial income75 | €505 | - | - | €3,856 | - | - |
| Financial charges65/66B | - | - | €125 | €69 | €46 | ▼ 33.3% |
| Recurring financial charges65 | €48 | €26 | €125 | €69 | €46 | ▼ 33.3% |
| Profit (loss) for the period before taxes9903 | €5,403 | -€835 | €2,408 | €1,125 | €207 | ▼ 81.6% |
| Income taxes67/77 | - | - | €252 | €1,533 | €1,017 | ▼ 33.6% |
| Profit (loss) for the period9904 | €5,403 | -€835 | €2,156 | -€408 | -€810 | ▼ 98.6% |
| Profit (loss) for the period to be appropriated9905 | €5,403 | -€835 | €2,156 | -€408 | -€810 | ▼ 98.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,987 | €72,336 | €153,384 | €191,909 | €141,693 | ▼ 26.2% |
| Fixed assets21/28 | €724 | €26,461 | €19,484 | €9,570 | - | - |
| Tangible fixed assets22/27 | €724 | €26,461 | €19,484 | €9,570 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €19,484 | €9,570 | - | - |
| Current assets29/58 | €36,263 | €45,875 | €133,900 | €182,339 | €141,693 | ▼ 22.3% |
| Amounts receivable within one year40/41 | €20,558 | €15,839 | €83,166 | €100,887 | €36,329 | ▼ 64.0% |
| Trade receivables40 | - | - | €78,628 | €21,443 | €36,329 | ▲ 69.4% |
| Other amounts receivable41 | - | - | €4,538 | €79,444 | - | - |
| Cash at bank and in hand54/58 | €15,705 | €30,036 | €50,733 | €81,452 | €105,363 | ▲ 29.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,987 | €72,336 | €153,384 | €191,909 | €141,693 | ▼ 26.2% |
| Equity10/15 | €6,734 | €5,899 | €8,055 | €7,647 | €6,837 | ▼ 10.6% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | - | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €369 | €369 | €369 | €369 | €369 | = |
| Non-distributable reserves130/1 | - | - | €369 | €369 | €369 | = |
| Legal reserve130 | - | - | €369 | €369 | €369 | = |
| Profit (loss) carried forward14 | -€12,227 | -€13,062 | -€10,906 | -€11,314 | -€12,124 | ▼ 7.2% |
| Amounts payable17/49 | €30,253 | €66,437 | €145,329 | €184,262 | €134,856 | ▼ 26.8% |
| Amounts payable within one year42/48 | €30,253 | €66,437 | €145,329 | €184,262 | €134,856 | ▼ 26.8% |
| Trade debts44 | €24,231 | €25,376 | €116,185 | €182,747 | €26,224 | ▼ 85.7% |
| Suppliers440/4 | - | - | €116,185 | €182,747 | €26,224 | ▼ 85.7% |
| Taxes, remuneration and social security45 | - | - | €252 | €1,516 | €3,819 | ▲ 152% |
| Taxes450/3 | - | - | €252 | €1,516 | €3,819 | ▲ 152% |
| Other amounts payable47/48 | - | - | €28,892 | - | €104,813 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,403 | -€835 | €2,156 | -€408 | -€810 | ▼ 98.6% |
| + Depreciation and write-downs630 | €356 | €700 | €6,977 | €9,914 | €9,570 | ▼ 3.5% |
| Operating cash flow (approximation) | €5,759 | -€134 | €9,133 | €9,506 | €8,760 | ▼ 7.9% |
| Investment in fixed assets (approximation) | - | -€26,438 | €0 | €0 | - | - |
| Change in cash | - | €14,331 | €20,697 | €30,719 | €23,911 | ▼ 22.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Back to profitnet €2,156
Net result €2,156 after one loss-making year.
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Back to profitnet €5,403
Net result €5,403 after one loss-making year.
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
07-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1995
Ground area
372 m²
Building footprint
349 m²
Parcel 92009B0177/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue Reine Elisabeth(BZ) 40, 5000 Namur
since 19952.070.265.555
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92009B0177/00G000 | Wallonia | 372 m² | 1 · 349 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 2,463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-01-1995
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.