FIDU9
ActiveSummary
FIDU9 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €534k and a net result of €170k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-2
Solvency88▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.58 in 2024; short-term debt: 17% and cash: 13.6% of total assets), and 37.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
20.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
171 d early
2023
40 d late
2022
117 d early
2021
99 d late
2020
155 d early
2019
137 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€170k▼ 14.5%
2024 · €199k
Working capital
€159k▲ 13.3%
2024 · €140k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€149k▲ 18.7%€133k▼ 10.8%€271k▲ 105%€301k▲ 10.8%€257k▼ 14.7%
Net result€92k▲ 18.4%€90k▼ 2.1%€176k▲ 95.0%€199k▲ 13.3%€170k▼ 14.5%
Equity€469k▼ 1.9%€372k▼ 20.7%€527k▲ 41.9%€544k▲ 3.2%€534k▼ 1.8%
Total assets€1.18M▲ 27.6%€949k▼ 19.4%€947k▼ 0.2%€929k▼ 1.9%€850k▼ 8.5%
Debt€708k▲ 59.3%€577k▼ 18.5%€420k▼ 27.2%€385k▼ 8.3%€316k▼ 18.0%
Working capital€40k▲ 320%€-25k€198k€140k▼ 29.1%€159k▲ 13.3%
Staff (FTE)8.3▲ 6.4%7.9▼ 4.8%8.3▲ 5.1%9.2▲ 10.8%10.8▲ 17.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €850k
Fixed assets
€546k =
Current assets
€304k ▼ 20.6%
Equity and liabilities €850k
Equity
€534k ▼ 1.8%
Debt
€316k ▼ 18.0%
Debt's share of the balance-sheet total falls from 41.4% to 37.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€330k▼
2024 · €398k
Cash flow
€244k▼
2024 · €297k
Current ratio
2.10▲
2024 · 1.58
Debt to equity
0.59▼
2024 · 0.71
ROE
31.9%▼
2024 · 36.6%
ROA
20.1%▼
2024 · 21.5%
Interest coverage
88.26▲
2024 · 34.19
Debt ≤ 1 year
€145k▼
2024 · €242k
Debt > 1 year
€171k▲
2024 · €143k
Income taxes
€82k▼
2024 · €92k
Staff costs
€438k▲
2024 · €348k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €302k | €319k | €318k | €348k | €438k | ▲ 25.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €126k | €135k | €140k | €98k | €74k | ▼ 24.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4k | - |
| Other operating charges640/8 | €7k | €5k | €6k | €5k | €5k | ▲ 0.1% |
| Gross operating margin9900 | €584k | €592k | €735k | €752k | €777k | ▲ 3.3% |
| Operating profit (loss)9901 | €149k | €133k | €271k | €301k | €257k | ▼ 14.7% |
| Financial income75/76B | €1k | €1k | €2k | €3k | €202 | ▼ 92.2% |
| Recurring financial income75 | €1k | €1k | €2k | €3k | €202 | ▼ 92.2% |
| Financial charges65/66B | €18k | €17k | €8k | €12k | €4k | ▼ 67.9% |
| Recurring financial charges65 | €18k | €17k | €8k | €12k | €4k | ▼ 67.9% |
| Profit (loss) for the period before taxes9903 | €132k | €117k | €265k | €292k | €253k | ▼ 13.3% |
| Income taxes67/77 | €40k | €27k | €89k | €92k | €82k | ▼ 10.7% |
| Profit (loss) for the period9904 | €92k | €90k | €176k | €199k | €170k | ▼ 14.5% |
| Profit (loss) for the period to be appropriated9905 | €92k | €90k | €176k | €199k | €170k | ▼ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.18M | €949k | €947k | €929k | €850k | ▼ 8.5% |
| Fixed assets21/28 | €719k | €713k | €614k | €547k | €546k | = |
| Intangible fixed assets21 | €90k | €45k | - | - | - | - |
| Tangible fixed assets22/27 | €628k | €668k | €614k | €546k | €546k | = |
| Land and buildings22 | €462k | €514k | €476k | €438k | €406k | ▼ 7.1% |
| Plant, machinery and equipment23 | €18k | €36k | €29k | €30k | €21k | ▼ 27.8% |
| Furniture and vehicles24 | €148k | €118k | €108k | €79k | €51k | ▼ 35.8% |
| Other tangible fixed assets26 | - | - | - | - | €67k | - |
| Financial fixed assets28 | €573 | €573 | €573 | €573 | €573 | = |
| Current assets29/58 | €458k | €236k | €333k | €383k | €304k | ▼ 20.6% |
| Amounts receivable within one year40/41 | €120k | €197k | €167k | €123k | €174k | ▲ 41.5% |
| Trade receivables40 | €112k | €121k | €120k | €102k | €108k | ▲ 5.9% |
| Other amounts receivable41 | €8k | €76k | €47k | €21k | €66k | ▲ 212% |
| Cash at bank and in hand54/58 | €330k | €33k | €160k | €251k | €115k | ▼ 54.0% |
| Deferred charges and accrued income490/1 | €8k | €5k | €6k | €9k | €14k | ▲ 62.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.18M | €949k | €947k | €929k | €850k | ▼ 8.5% |
| Equity10/15 | €469k | €372k | €527k | €544k | €534k | ▼ 1.8% |
| Contributions10/11 | €19k | €19k | - | - | - | - |
| Capital10 | €19k | €19k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Reserves13 | €450k | €353k | €527k | €544k | €534k | ▼ 1.8% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €448k | €351k | €527k | €544k | €534k | ▼ 1.8% |
| Profit (loss) carried forward14 | €642 | €0 | - | - | - | - |
| Amounts payable17/49 | €708k | €577k | €420k | €385k | €316k | ▼ 18.0% |
| Amounts payable after more than one year17 | €290k | €316k | €284k | €143k | €171k | ▲ 19.8% |
| Financial debts170/4 | €290k | €316k | €284k | €143k | €171k | ▲ 19.8% |
| Amounts payable within one year42/48 | €418k | €261k | €135k | €242k | €145k | ▼ 40.3% |
| Current portion of amounts payable after more than one year42 | €45k | €74k | €64k | €19k | €13k | ▼ 32.4% |
| Trade debts44 | €19k | €14k | €22k | €38k | €36k | ▼ 4.3% |
| Suppliers440/4 | €19k | €14k | €22k | €38k | €36k | ▼ 4.3% |
| Taxes, remuneration and social security45 | €47k | €82k | €49k | €46k | €55k | ▲ 20.5% |
| Taxes450/3 | €6k | €50k | €10k | €4k | €3k | ▼ 30.6% |
| Remuneration and social security454/9 | €42k | €32k | €39k | €42k | €53k | ▲ 25.0% |
| Other amounts payable47/48 | €306k | €91k | - | €139k | €40k | ▼ 71.2% |
| Accrued charges and deferred income492/3 | - | - | €2k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €92k | €90k | €176k | €199k | €170k | ▼ 14.5% |
| + Depreciation and write-downs630 | €126k | €135k | €140k | €98k | €74k | ▼ 24.3% |
| Operating cash flow (approximation) | €218k | €225k | €316k | €297k | €244k | ▼ 17.7% |
| Investment in fixed assets (approximation) | - | €-129k | €-41k | €-30k | €-74k | ▼ 147% |
| Change in cash | - | €-297k | €127k | €91k | €-136k | ▼ 250% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
State Gazette act
Director appointment
10-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-03
State Gazette act
General meeting · Incorporation
Founding capital · Corporate purpose
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €199k ▲13.3%
Operating result €301k, net result €199k, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 40 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.47
Current ratio from 0.90 to 2.47; short-term debt falls from €261k to €135k.
31-12
Financial
Equity above €500kEq €527k ▲41.9%
6 profitable years in a row build equity to €527k.
31-07
State Gazette act
Board meeting · Permanent representative
17-05
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Show earlier events
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 99 days late
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €78k ▼11.7%
Net result drops to €78k, the lowest in the series; recovery starts the following year.
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 2 establishment units since 2011
Ground area
8,661 m²
Building footprint
1,339 m²
Volume, LiDAR
6,684 m³
3 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de la Braquenière,SEM 7, 6840 Neufchâteau
since 20112.204.695.974
Chaussée de Bastogne,Sibret 32, 6640 Vaux-sur-Sûre
since 20192.284.536.674
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84043A0068/00K000 | Wallonia | 6,770 m² | 1 · 1,149 m² | 7.9 m · 2 fl. |
| 84038L0337/00E000 | Wallonia | 1,195 m² | 1 · 114 m² | 10.3 m · 3 fl. |
| 82026D1099/00C002 | Wallonia | 696 m² | 1 · 76 m² | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,405 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.fidu9.be
E-mail
info@fidu9.be
Scores and ratios are computed by Checked and are not a credit decision.