Turnover
≈ €190,000 estimated
The micro format states no turnover.
FIDS
Overview
Lifetime
1 annual account with figurespeak €100,059 (2025)
€100,059
peak €79,446 (2025)
€79,446
peak €80,446 (2025)
€80,446
€32,415
Board3 names since 2025
3 directorsBAKHIT Mohammed and 2 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Incorporation 17-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 77% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.3%
06-2026: 0.3%● unchanged vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 3.45, cash €89,071
Equity €80,446 (71.3% of total assets)
Size: total assets €112,862
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 69% of them on solvency, 80% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as FIDS has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FIDS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for FIDS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.45, above the usual 1.5. Short-term debt is 28.7% and cash 78.9% of total assets. 28.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- DEGRAVE Sandrine Jacqueline founderdeed of 17-04-2025
- MRANI Sammy Axel founderdeed of 17-04-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022371387
Incorporation
Founders: DEGRAVE Sandrine Jacqueline and MRANI Sammy Axel · 1,000 shares · Appointments: BAKHIT Mohammed, DEGRAVE Sandrine Jacqueline and MRANI Sammy Axel · published on 17-04-2025 · Gazette deed
First establishment
Route de Xhoris 62, Hamoir
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIDS Hamoir | €112,862 | €100,059 | 71.3% | - |
| DSC CORPORATE Fléron | €110,380 | €103,644 | 70.4% | - |
| Strategix Finance Sint-Genesius-Rode | €111,492 | €95,906 | 66.1% | - |
| K2 Accountancy Kortrijk | €116,341 | €105,191 | 71.4% | - |
| TOM VALLAEYS ACCOUNTANCY Lummen | €108,491 | €103,066 | 71.6% | - |
| Beauharnais Puurs-Sint-Amands | €118,006 | €104,175 | 65.2% | - |
| GLI Anzegem | €128,505 | €113,133 | 72.4% | - |
These companies have the same main activity as FIDS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €108,000 and €129,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-04-2025Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 2 others
- Establishment unit
- 2.372.970.3864180 Hamoir, since 15-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 08-07-2025
Annual accounts 2025
- €100,059
- €79,446
- €80,446
- €112,862
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on FIDS
FIDS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,446 and a net result of €79,446.
Its solvency ranks better than 66% of 15,824 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-07-2026, 1 day before the deadline€100,059
€99,482
€79,446
€79,573
71.3%
3.45
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €150,000 and €230,000.
Balance sheet
balance sheet total €112,862 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
71.3%
Higher than 66% of 15,824 companies in 2025.
3.45
Higher than 66% of 15,596 companies in 2025.
70.4%
Higher than 94% of 15,713 companies in 2025.
FIDS
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
112,862 | |
21/28 |
873 | |
22/27 |
873 | |
24 |
873 | |
29/58 |
111,989 | |
40/41 |
22,918 | |
40 |
22,918 | |
54/58 |
89,071 | |
| Balance sheet: equity and liabilities | ||
10/49 |
112,862 | |
10/15 |
80,446 | |
10/11 |
1,000 | |
13 |
79,446 | |
133 |
79,446 | |
17/49 |
32,415 | |
42/48 |
32,415 | |
44 |
816 | |
440/4 |
816 | |
45 |
31,599 | |
450/3 |
31,599 | |
| Income statement | ||
9900 |
100,059 | |
630 |
177 | |
640/8 |
400 | |
9901 |
99,482 | |
75/76B |
1 | |
75 |
1 | |
65/66B |
70 | |
65 |
70 | |
9903 |
99,413 | |
67/77 |
19,967 | |
9904 |
79,446 | |
9905 |
79,446 | |
| Appropriation of the result | ||
9906 |
79,446 | |
691/2 |
79,446 | |
6921 |
79,446 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00354159 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 99,660 | ||
| 79,623 | ||
| 1,050 | ||
| 79,573 | ||
| 71.3% | ||
| 3.45 | ||
| 0.40 | ||
| 98.8% | ||
| 70.4% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,050 |
| €177 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FIDS
Debt's share of the balance-sheet total is 28.7%.
Board & ownership
Board
3 directors, since incorporationDirector (not named in the articles)
since 15-04-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026
Director (not named in the articles)
since 15-04-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026
Director (not named in the articles)
since 15-04-2025
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 30-07-2026
Mandates through the years
3 names, the dashed line is todayBAKHIT Mohammed
Director (not named in the articles)
Director (not named in the articles)
MRANI Sammy Axel
Director (not named in the articles)
Director (not named in the articles)
Sandrine DEGRAVE
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BAKHIT Mohammed
- Director (not named in the articles), from 15-04-2025 to date
- MRANI Sammy Axel
- Director (not named in the articles), from 15-04-2025 to date
- Sandrine DEGRAVE
- Director (not named in the articles), from 15-04-2025 to date
Control
Founders
DEGRAVE Sandrine Jacqueline, MRANI Sammy Axel
This company
FIDS
Equity €80,446
Profit €79,446 in 2025
Capital
- Contribution
- €1,000
- Shares
- 1,000
- Contribution per share
- €1
- Equity per share
- €80.45 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 17-04-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Président peut être désigné au sein de l’organe d’administration par celui-ci”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founders
At incorporation
deed of 17-04-2025 ↗
- DEGRAVE Sandrine Jacqueline founder
- MRANI Sammy Axel founder
Network & group
No group
FIDS has no parent and no holdings in its annual accounts.
At the same address
Route de Xhoris 62, 4180 Hamoir · 1 other company| Tahir, Chouaib (sole trader)
establishment since 17-07-2025 |
founded in 2025 1025.666.716 |
Earlier ties
| CHAUDFONTAINE LOISIRS via Sandrine DEGRAVE, no longer at CHAUDFONTAINE LOISIRS · Director · deed of 08-04-2021 founded in 1991 · group SGS INVEST |
36 FTE (2025) |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
FID'S & YOU
via Sandrine DEGRAVE · Director (not named in the articles) · deed of 04-11-2021
No longer active · total assets €88,351 (2024)
→
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1022371387
IncorporationFounders: DEGRAVE Sandrine Jacqueline and MRANI Sammy Axel · 1,000 shares · Appointments: BAKHIT Mohammed, DEGRAVE Sandrine Jacqueline and MRANI Sammy Axel · published on 17-04-20257 points ▸
- Founder, DEGRAVE Sandrine Jacqueline
- Founder, MRANI Sammy Axel
- 1,000 shares
- Registered office clause, Route de Xhoris 62 à 4180 Hamoir
- Director appointment, BAKHIT Mohammed (director (not named in the articles))
- Director appointment, DEGRAVE Sandrine Jacqueline (director (not named in the articles))
- Director appointment, MRANI Sammy Axel (director (not named in the articles))
- The deed holds 3 more points.
First establishment Route de Xhoris 62, Hamoir
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1022.371.387
- VAT number
- BE 1022.371.387
- Peppol ID
- 0208:1022371387
- Other Peppol ID
- 9925:BE1022371387
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-04-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00deed of 17-04-2025 (in French)
- Peppol
- Reachable since 08-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FIDS in French
- Trade name
- Fid's & You in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-04-2025 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 17-04-2025 (in French)
Activities
NACEBEL 202569201
Certified accountants and tax accountants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Investir dans,acheter,vendre ou détenir des participations dans d’autres sociétés ou personnes morales,ainsi qu’exercer des fonctions…”deed of 17-04-2025 (in French)
20 activities
- Investir dans,acheter,vendre ou détenir des participations dans d’autres sociétés ou personnes morales,ainsi qu’exercer des fonctions d’administrateur,de gérant ou de liquidateur dans ces entités
- Acquérir,vendre,louer ou gérer des biens immobiliers,ainsi qu’investir dans des biens mobiliers ou immobiliers dans le but de constituer,conserver ou agrandir son patrimoine
- Concevoir,organiser,vendre et dispenser des formations,séminaires ou programmes éducatifs dans les domaines comptables,fiscaux,administratifs ou autres domaines connexes
- Fournir des services de sous-traitance à d’autres cabinets ou professionnels,notamment dans les domaines de la comptabilité,de la fiscalité et de l’administration
- Offrir des services de conseil en affaires et en informatique à des entreprises,organisations ou particuliers,y compris des prestations liées à la gestion stratégique,à l’optimisation des processus ou à l’implémentation de solutions technologiques
- Proposer des services de domiciliation d’entreprise,consistant à mettre à disposition une adresse pour le siège social d’autres sociétés ou entités,ainsi que des services associés tels que la gestion du courrier
- Fournir des prestations de secrétariat,y compris la gestion administrative,la rédaction de correspondances,la prise en charge de formalités ou l’assistance organisationnelle pour des entreprises ou des particuliers
- La prestation de services de ressources humaines au sens large,comprenant notamment le recrutement,la gestion de la paie,l’évaluation des performances,la formation professionnelle,le conseil en gestion du personnel,ainsi que toute activité connexe visant à optimiser la gestion des ressources humaines des entreprises ou des particuliers
- L’organisation de la comptabilité et des services comptables et les activités de conseil en matière d’organisation comptable des entreprises
- La détermination des résultats et l’établissement des comptes annuels conformément aux dispositions légales en la matière
- L’ouverture,la tenue,la centralisation et la clôture des écritures comptables propres à l’établissement des comptes
- La vérification et le redressement de tous les documents comptables qui ne conduisent pas à une attestation ou un rapport d’expertise destinés à être remis à des tiers
- L’analyse par les procédés de la technique comptable de la situation et du fonctionnement des entreprises du point de vue de leur crédit,de leur rendement et de leurs risques qui ne conduit pas à une attestation ou un rapport d’expertise destinés à être remis à des tiers
- L’expertise,tant privée que judiciaire,dans le domaine de la comptabilité des entreprises
- Toute mission visée aux 4° à 6° exercée par un expert-comptable certifié autre que le professionnel habituel qui conduit à une attestation ou un rapport d’expertise destinés à être remis à des tiers
- Les autres missions dont l’accomplissement est réservé par la loi ou en vertu de la loi à l’expert-comptable certifié
- La délivrance d’avis se rapportant à toutes matières fiscales
- L’assistance du contribuable dans l’accomplissement de ses obligations fiscales
- La représentation du contribuable auprès de l’administration fiscale
- L’organisation des services administratifs et le conseil sur l’organisation administrative des entreprises
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Route de Xhoris 62 registered office 4180 Hamoir | 15-04-2025 | 2.372.970.386 |
Buildings and parcels at the address
- Ground area
- 1,563 m²
- Buildings
- 146 m²
- Volume, LiDAR
- 763 m³
- Tallest building
- 7.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61024B0532/00P000 | 1,563 m² | 1 · 146 m² | 7.6 m · 2 |