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FIDISS

Active
Private limited companyfounded 20197 yrs activeLochterdijk 8, 3910 Pelt, BelgiumKBO/BCE: BE 0726.962.243
Summary

FIDISS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97,409 and a net result of €35,767. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.48 against 6.45 in 2023; short-term debt: 27.7% and cash: 35.2% of total assets), and 27.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
34 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
1 d early
2020
on the day
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FIDISS was incorporated on 21 May 2019 as a Private limited company.1 Total assets rose from EUR 29,038 in 2019 to EUR 134,704 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€97,409▼ 4.2%
2023 · €101,643
Total assets
€134,704▲ 12.0%
2023 · €120,286
Net result
€35,767▼ 23.4%
2023 · €46,718
Working capital
€92,309▼ 9.2%
2023 · €101,643
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€23,528▲ 64.1%€39,219▲ 66.7%€38,043▼ 3.0%€58,420▲ 53.6%€46,216▼ 20.9%
Net result€17,801within the sector's middle half▲ 62.1%€30,165within the sector's middle half▲ 69.5%€27,982within the sector's middle half▼ 7.2%€46,718within the sector's middle half▲ 67.0%€35,767within the sector's middle half▼ 23.4%
Equity€36,778within the sector's middle half▲ 93.8%€66,943within the sector's middle half▲ 82.0%€64,925within the sector's middle half▼ 3.0%€101,643within the sector's middle half▲ 56.6%€97,409within the sector's middle half▼ 4.2%
Total assets€48,078below the sector's middle half▲ 65.6%€90,551below the sector's middle half▲ 88.3%€95,664below the sector's middle half▲ 5.6%€120,286within the sector's middle half▲ 25.7%€134,704within the sector's middle half▲ 12.0%
Debt€11,299▲ 12.3%€23,608▲ 109%€30,738▲ 30.2%€18,644▼ 39.3%€37,295▲ 100%
Working capital€29,759within the sector's middle half▲ 298%€64,997within the sector's middle half▲ 118%€64,925within the sector's middle half▼ 0.1%€101,643within the sector's middle half▲ 56.6%€92,309within the sector's middle half▼ 9.2%
Solvency76.5%above the sector's middle half▲ 11.1pp73.9%within the sector's middle half▼ 2.6pp67.9%within the sector's middle half▼ 6.1pp84.5%above the sector's middle half▲ 16.6pp72.3%within the sector's middle half▼ 12.2pp
Current ratio3.63within the sector's middle half▲ 1.843.75within the sector's middle half▲ 0.123.11within the sector's middle half▼ 0.646.45above the sector's middle half▲ 3.343.48within the sector's middle half▼ 2.98
Return on assets (ROA)37.0%above the sector's middle half▼ 0.8pp33.3%above the sector's middle half▼ 3.7pp29.3%above the sector's middle half▼ 4.1pp38.8%above the sector's middle half▲ 9.6pp26.6%within the sector's middle half▼ 12.3pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €23,528€23,528Net result 2020: €17,801€17,801Operating result 2021: €39,219€39,219Net result 2021: €30,165€30,165Operating result 2022: €38,043€38,043Net result 2022: €27,982€27,982Operating result 2023: €58,420€58,420Net result 2023: €46,718€46,718Operating result 2024: €46,216€46,216Net result 2024: €35,767€35,76720202021202220232024€0€20,000€40,000€60,000Operating result 2022: €38,043€38,000Net result 2022: €27,982€28,000Operating result 2023: €58,420€58,400Net result 2023: €46,718€46,700Operating result 2024: €46,216€46,200Net result 2024: €35,767€35,800202220232024
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134,704
Fixed assets €5,100
Current assets €129,604
Equity and liabilities €134,704
Equity €97,409 ▼ 4.2%
Debt €37,295 ▲ 100%
Debt's share of the balance-sheet total rises from 15.5% to 27.7%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.38▲
2023 · 0.18
ROE
36.7%▼
2023 · 46.0%
Debt ≤ 1 year
€37,295▲
2023 · €18,644
Income taxes
€10,696▼
2023 · €13,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€120,286€134,704▲
Fixed assets21/28-€5,100
Financial fixed assets28-€5,100
Current assets29/58€120,286€129,604▲
Amounts receivable within one year40/41€22,754€35,451▲
Trade receivables40€22,754€34,417▲
Other amounts receivable41€0€1,034▲
Current investments50/53€34,726€46,726▲
Cash at bank and in hand54/58€61,969€47,427▼
Deferred charges and accrued income490/1€837€0▼
Equity and liabilities
Total equity and liabilities10/49€120,286€134,704▲
Equity10/15€101,643€97,409▼
Contributions10/11€8,000€8,000=
Reserves13€93,643€89,409▼
Distributable reserves133€93,643€89,409▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18,644€37,295▲
Amounts payable within one year42/48€18,644€37,295▲
Trade debts44€1,379€5,888▲
Suppliers440/4€1,379€5,888▲
Taxes, remuneration and social security45€15,033€22,918▲
Taxes450/3€15,033€22,918▲
Other amounts payable47/48€2,231€8,488▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1,355€6,203▲
Non-recurring operating charges66A€0-
Gross operating margin9900€59,774€52,419▼
Operating profit (loss)9901€58,420€46,216▼
Financial income75/76B€385€710▲
Recurring financial income75€385€710▲
Financial charges65/66B-€929€464▲
Recurring financial charges65-€929€464▲
Profit (loss) for the period before taxes9903€59,734€46,463▼
Income taxes67/77€13,016€10,696▼
Profit (loss) for the period9904€46,718€35,767▼
Profit (loss) for the period to be appropriated9905€46,718€35,767▼
Appropriation of the result
Profit (loss) to be appropriated9906€46,718€35,767▼
Transfer from equity791/2€10,000€40,000▲
Transfer to equity691/2€46,718€35,767▼
To other reserves6921€46,718€35,767▼
Profit to be distributed694/7€10,000€40,000▲
Return on contributions (dividend)694€10,000€40,000▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,073€5,073€1,946€0--
Other operating charges640/8-€1,090€1,196€1,355€6,203▲ 358%
Non-recurring operating charges66A-€308€566€0--
Gross operating margin9900€30,180€45,690€41,751€59,774€52,419▼ 12.3%
Operating profit (loss)9901€23,528€39,219€38,043€58,420€46,216▼ 20.9%
Financial income75/76B-€91€192€385€710▲ 84.5%
Recurring financial income75-€91€192€385€710▲ 84.5%
Financial charges65/66B-€362€1,587-€929€464▲ 150%
Recurring financial charges65€58€362€1,587-€929€464▲ 150%
Profit (loss) for the period before taxes9903€23,470€38,948€36,648€59,734€46,463▼ 22.2%
Income taxes67/77€5,669€8,783€8,666€13,016€10,696▼ 17.8%
Profit (loss) for the period9904€17,801€30,165€27,982€46,718€35,767▼ 23.4%
Profit (loss) for the period to be appropriated9905€17,801€30,165€27,982€46,718€35,767▼ 23.4%
Line20202021202220232024Change
Assets
Total assets20/58€48,078€90,551€95,664€120,286€134,704▲ 12.0%
Fixed assets21/28€7,019€1,946€0-€5,100-
Tangible fixed assets22/27€7,019€1,946€0---
Furniture and vehicles24-€1,946€0---
Financial fixed assets28----€5,100-
Current assets29/58€41,059€88,605€95,664€120,286€129,604▲ 7.7%
Amounts receivable within one year40/41€20,162€24,831€13,900€22,754€35,451▲ 55.8%
Trade receivables40-€24,831€13,890€22,754€34,417▲ 51.3%
Other amounts receivable41-€0€10€0€1,034-
Current investments50/53€5,729€11,304€21,758€34,726€46,726▲ 34.6%
Cash at bank and in hand54/58€15,167€52,470€59,406€61,969€47,427▼ 23.5%
Deferred charges and accrued income490/1--€600€837€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€48,078€90,551€95,664€120,286€134,704▲ 12.0%
Equity10/15€36,778€66,943€64,925€101,643€97,409▼ 4.2%
Contributions10/11-€8,000€8,000€8,000€8,000=
Reserves13€28,778€58,943€56,925€93,643€89,409▼ 4.5%
Distributable reserves133-€58,943€56,925€93,643€89,409▼ 4.5%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€11,299€23,608€30,738€18,644€37,295▲ 100%
Amounts payable within one year42/48€11,299€23,608€30,738€18,644€37,295▲ 100%
Trade debts44-€179€302€1,379€5,888▲ 327%
Suppliers440/4-€179€302€1,379€5,888▲ 327%
Taxes, remuneration and social security45-€22,096€20,455€15,033€22,918▲ 52.5%
Taxes450/3-€22,096€20,455€15,033€22,918▲ 52.5%
Other amounts payable47/48-€1,333€9,981€2,231€8,488▲ 280%
Line20202021202220232024Change
Profit (loss) for the period9904€17,801€30,165€27,982€46,718€35,767▼ 23.4%
+ Depreciation and write-downs630€5,073€5,073€1,946€0--
Operating cash flow (approximation)€22,874€35,238€29,928€46,718€35,767▼ 23.4%
Investment in fixed assets (approximation)-€0€0---
Change in cash-€37,303€6,936€2,563-€14,542▼ 667%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2019net €46,718 ▲67%
Operating result €58,420, net result €46,718, both a record.
31-12
Financial Liquidity doublescurrent ratio 6.45
Current ratio from 3.11 to 6.45; short-term debt falls from €30,738 to €18,644.
31-12
Financial Equity above €100,000Eq €101,643 ▲56.6%
5 profitable years in a row build equity to €101,643.
30-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity doublescurrent ratio 3.63
Current ratio from 1.79 to 3.63.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,390 m²
Building footprint
136 m²
Volume, LiDAR
817 m³
Parcel 72025A0280/00G010, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Fidiss
Lochterdijk 8, 3910 PeltCertified accountants and tax accountants
since 20192.289.446.953
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72025A0280/00G010 Flanders 1,390 m² 1 · 136 m² 6.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 3,803 EUR awarded · 3,803 EUR paid
Year Entries awardedpaid
2025 1 0 EUR900 EUR
2024 1 2,160 EUR1,290 EUR
2023 1 1,643 EUR1,613 EUR
Schemes
3 entries · 3,803 EUR · 3,803 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,471 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0726962243
Registered 05-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.