FIDISE
ActiveFIDISE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182k and a net result of €11k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 58% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-5
Solvency66▼-34
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.73 against 10.74 in 2023; short-term debt: 18.2% and cash: 4.3% of total assets), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
53 d early
2022
77 d early
2021
75 d early
2020
74 d early
2019
73 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€182k▲ 14.9%
2023 · €158k
2018: €79k
2019: €95k
2020: €88k
2021: €122k
2022: €146k
2023: €158k
2018 → 2024
Total assets
€441k▲ 145%
2023 · €180k
2018: €116k
2019: €118k
2020: €155k
2021: €151k
2022: €201k
2023: €180k
2018 → 2024
Net result
€11k▼ 9.4%
2023 · €12k
2018: €22k
2019: €28k
2020: €33k
2021: €34k
2022: €43k
2023: €12k
2018 → 2024
Working capital
€-22k
2023 · €141k
2018: €70k
2019: €90k
2020: €67k
2021: €93k
2022: €112k
2023: €141k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€122k▲ 38.3%€146k▲ 19.8%€158k▲ 8.4%€182k▲ 14.9%
Operating result€39k-€48k▲ 21.8%€61k▲ 28.3%€20k▼ 67.9%€13k▼ 34.3%
Net result€33k-€34k▲ 2.3%€43k▲ 27.8%€12k▼ 71.5%€11k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 34% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €441k
Fixed assets
€383k▲ 1,500%
Current assets
€59k▼ 62.4%
Equity and liabilities €441k
Equity
€182k▲ 14.9%
Debt
€259k▲ 1,113%
The debt ratio rises from 11.9% to 58.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2023 · €32k
Cash flow
€57k▲
2023 · €25k
Solvency
41.2%▼
2023 · 88.1%
Current ratio
0.73▼
2023 · 10.74
Quick ratio
0.72▼
2023 · 10.74
Debt / equity
1.43▲
2023 · 0.14
ROE
6.1%▼
2023 · 7.8%
ROA
2.5%▼
2023 · 6.8%
Interest coverage
9.12▼
2023 · 34.24
Debt
€259k▲
2023 · €21k
Debt ≤ 1 year
€80k▲
2023 · €15k
Debt > 1 year
€179k▲
2023 · €7k
Income taxes
€1k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€180k€441k▲
Fixed assets21/28€24k€383k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€24k€381k▲
Land and buildings22-€356k
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€17k€19k▲
Financial fixed assets28€252-
Current assets29/58€156k€59k▼
Stocks and contracts in progress3-€750
Stocks30/36-€750
Amounts receivable within one year40/41€29k€6k▼
Trade receivables40€25k€6k▼
Other amounts receivable41€4k-
Current investments50/53€80k€30k▼
Cash at bank and in hand54/58€47k€19k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€180k€441k▲
Equity10/15€158k€182k▲
Contributions10/11€6k€19k▲
Reserves13€152k€163k▲
Tax-exempt reserves132€326€325▼
Distributable reserves133€152k€163k▲
Amounts payable17/49€21k€259k▲
Amounts payable after more than one year17€7k€179k▲
Financial debts170/4€7k€179k▲
Amounts payable within one year42/48€15k€80k▲
Current portion of amounts payable after more than one year42€7k€17k▲
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€3k€760▼
Taxes450/3€252€760▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€2k€51k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€46k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€16
Gross operating margin9900€33k€61k▲
Operating profit (loss)9901€20k€13k▼
Financial income75/76B€5€6k▲
Recurring financial income75€5€6k▲
Financial charges65/66B€940€6k▲
Recurring financial charges65€940€6k▲
Profit (loss) for the period before taxes9903€19k€12k▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€12k€11k▼
Profit (loss) for the period to be appropriated9905€12k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€11k▼
Transfer to equity691/2€12k€11k▼
To other reserves6921€12k€11k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼9.4%
Net result drops to €11k, the lowest in the series.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 10.74
Current ratio from 3.68 to 10.74; short-term debt falls from €42k to €15k.
31-12
Financial
Equity above €150kEq €158k ▲8.4%
6 profitable years in a row build equity to €158k.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €43k ▲27.8%
Operating result €61k, net result €43k, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.08
Current ratio from 2.23 to 5.08; short-term debt falls from €54k to €23k.
31-12
Financial
Equity above €100kEq €122k ▲38.3%
4 profitable years in a row build equity to €122k.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Goriksstraat 551730 AsseGround area
601 m²
Building footprint
224 m²
Volume, LiDAR
1,508 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Fidise bvba
since 20112.249.927.767
Elest-Living
since 20242.366.367.359
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23041A0068/00N000 | Flanders | 516 m² | 1 · 139 m² | 8.9 m · 2 fl. |
| 38025A0640/00D000 | Flanders | 85 m² | 1 · 85 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500HJJRWFT9SP7Y77
Similar companies · same sector, comparable size
RSDECO
BE 0830.143.915
Aiseau-Presles · Eq €181k
ZWINA
BE 0648.783.708
Sint-Jans-Molenbeek · Eq €183k
TRANSMISSION
BE 0431.138.967
Gerpinnes · Eq €185k
Etablissements Demeuldre
BE 0402.033.227
Elsene · Eq €190k
TH Enterprise
BE 0895.220.324
Antwerpen · Eq €194k
Of 426 companies in sector 47553 we hold annual accounts for 169. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2007
Fiscal year end31-12
Trade name NL
Elest-Living
Activities, NACEBEL
47553Retail trade
47593Retail trade
47551Retail sale of household furniture
47591Retail trade
47791Retail sale of antiques
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478459233