FIDIMACC
ActiveSummary
FIDIMACC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,271 and a net result of €6,962. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 31% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+24
Solvency60=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.51 in 2024; short-term debt: 64.5% and cash: 65.4% of total assets), but 64.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
19 d early
2023
4 d early
2022
3 d early
2021
1 d early
2020
15 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€39,271▲ 18.5%
2024 · €33,141
Total assets
€110,650▲ 17.8%
2024 · €93,955
Net result
€6,962▲ 56.2%
2024 · €4,457
Working capital
€37,638▲ 21.4%
2024 · €31,012
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,145▼ 3.4%€17,226▲ 54.6%€12,970▼ 24.7%€13,308▲ 2.6%€13,154▼ 1.2%
Net result€5,976below the sector's middle half▼ 13.6%€8,902within the sector's middle half▲ 48.9%€4,750below the sector's middle half▼ 46.6%€4,457below the sector's middle half▼ 6.2%€6,962below the sector's middle half▲ 56.2%
Equity€15,032below the sector's middle half▲ 66.0%€23,934below the sector's middle half▲ 59.2%€28,684below the sector's middle half▲ 19.8%€33,141below the sector's middle half▲ 15.5%€39,271within the sector's middle half▲ 18.5%
Total assets€45,126below the sector's middle half▲ 38.5%€60,311below the sector's middle half▲ 33.6%€72,731below the sector's middle half▲ 20.6%€93,955within the sector's middle half▲ 29.2%€110,650within the sector's middle half▲ 17.8%
Debt€30,094▲ 27.9%€36,377▲ 20.9%€44,047▲ 21.1%€60,814▲ 38.1%€71,379▲ 17.4%
Working capital€13,289within the sector's middle half▲ 80.8%€23,562within the sector's middle half▲ 77.3%€28,684within the sector's middle half▲ 21.7%€31,012within the sector's middle half▲ 8.1%€37,638within the sector's middle half▲ 21.4%
Solvency33.3%within the sector's middle half▲ 5.5pp39.7%within the sector's middle half▲ 6.4pp39.4%within the sector's middle half▼ 0.2pp35.3%within the sector's middle half▼ 4.2pp35.5%within the sector's middle half▲ 0.2pp
Current ratio1.44within the sector's middle half▲ 0.131.65within the sector's middle half▲ 0.211.65within the sector's middle half=1.51within the sector's middle half▼ 0.141.53within the sector's middle half▲ 0.02
Return on assets (ROA)13.2%within the sector's middle half▼ 8.0pp14.8%within the sector's middle half▲ 1.5pp6.5%within the sector's middle half▼ 8.2pp4.7%below the sector's middle half▼ 1.8pp6.3%below the sector's middle half▲ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,650
Fixed assets
€1,632 ▼ 23.3%
Current assets
€109,017 ▲ 18.7%
Equity and liabilities €110,650
Equity
€39,271 ▲ 18.5%
Debt
€71,379 ▲ 17.4%
Debt's share of the balance-sheet total falls from 64.7% to 64.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,651▼
2024 · €13,664
Cash flow
€7,459▲
2024 · €4,813
Debt to equity
1.82▼
2024 · 1.83
ROE
17.7%▲
2024 · 13.4%
Interest coverage
37.39▲
2024 · 3.40
Debt ≤ 1 year
€71,379▲
2024 · €60,814
Income taxes
€5,827▲
2024 · €3,894
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €792 | €816 | €1,010 | €968 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €754 | €667 | €372 | €356 | €497 | ▲ 39.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €1,059 | €3,200 | €968 | €3,140 | €1,660 | ▼ 47.1% |
| Other operating charges640/8 | €725 | €877 | €1,073 | €808 | €573 | ▼ 29.1% |
| Non-recurring operating charges66A | - | €54 | - | - | €204 | - |
| Gross operating margin9900 | €14,475 | €22,841 | €16,393 | €18,580 | €16,087 | ▼ 13.4% |
| Operating profit (loss)9901 | €11,145 | €17,226 | €12,970 | €13,308 | €13,154 | ▼ 1.2% |
| Financial income75/76B | €39 | €174 | €559 | - | €0 | - |
| Recurring financial income75 | €39 | €174 | €17 | - | €0 | - |
| Non-recurring financial income76B | - | - | €542 | - | - | - |
| Financial charges65/66B | €1,497 | €2,058 | €3,857 | €4,957 | €365 | ▼ 92.6% |
| Recurring financial charges65 | €1,197 | €1,530 | €2,442 | €4,016 | €365 | ▼ 90.9% |
| Non-recurring financial charges66B | €300 | €528 | €1,415 | €941 | - | - |
| Profit (loss) for the period before taxes9903 | €9,686 | €15,343 | €9,672 | €8,351 | €12,789 | ▲ 53.1% |
| Income taxes67/77 | €3,710 | €6,441 | €4,922 | €3,894 | €5,827 | ▲ 49.7% |
| Profit (loss) for the period9904 | €5,976 | €8,902 | €4,750 | €4,457 | €6,962 | ▲ 56.2% |
| Profit (loss) for the period to be appropriated9905 | €5,976 | €8,902 | €4,750 | €4,457 | €6,962 | ▲ 56.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,126 | €60,311 | €72,731 | €93,955 | €110,650 | ▲ 17.8% |
| Fixed assets21/28 | €1,743 | €372 | - | €2,129 | €1,632 | ▼ 23.3% |
| Tangible fixed assets22/27 | €1,743 | €372 | - | €2,129 | €1,632 | ▼ 23.3% |
| Plant, machinery and equipment23 | €1,743 | €372 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €2,129 | €1,632 | ▼ 23.3% |
| Current assets29/58 | €43,384 | €59,939 | €72,731 | €91,826 | €109,017 | ▲ 18.7% |
| Amounts receivable within one year40/41 | €13,133 | €24,661 | €8,468 | €30,071 | €26,006 | ▼ 13.5% |
| Trade receivables40 | €12,146 | €22,983 | €6,218 | €16,725 | €13,434 | ▼ 19.7% |
| Other amounts receivable41 | €987 | €1,678 | €2,250 | €13,346 | €12,573 | ▼ 5.8% |
| Current investments50/53 | €3,049 | €3,049 | €3,049 | €7,049 | €10,049 | ▲ 42.6% |
| Cash at bank and in hand54/58 | €27,202 | €32,229 | €61,214 | €54,706 | €72,316 | ▲ 32.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €646 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,126 | €60,311 | €72,731 | €93,955 | €110,650 | ▲ 17.8% |
| Equity10/15 | €15,032 | €23,934 | €28,684 | €33,141 | €39,271 | ▲ 18.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | - | - | - | €12,400 | - | - |
| Other1109/19 | - | - | - | €12,400 | - | - |
| Reserves13 | €2,632 | €11,534 | €16,284 | €20,741 | €26,871 | ▲ 29.5% |
| Distributable reserves133 | €2,632 | €11,534 | €16,284 | €20,741 | €26,871 | ▲ 29.5% |
| Amounts payable17/49 | €30,094 | €36,377 | €44,047 | €60,814 | €71,379 | ▲ 17.4% |
| Amounts payable within one year42/48 | €30,094 | €36,377 | €44,047 | €60,814 | €71,379 | ▲ 17.4% |
| Trade debts44 | €2,736 | €1,622 | €410 | €437 | €1,090 | ▲ 149% |
| Suppliers440/4 | €2,736 | €1,622 | €410 | €437 | €1,090 | ▲ 149% |
| Taxes, remuneration and social security45 | €2,501 | €2,943 | €2,816 | €5,866 | €8,366 | ▲ 42.6% |
| Taxes450/3 | €2,501 | €2,943 | €2,816 | €5,866 | €8,366 | ▲ 42.6% |
| Other amounts payable47/48 | €24,857 | €31,813 | €40,821 | €54,511 | €61,923 | ▲ 13.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,976 | €8,902 | €4,750 | €4,457 | €6,962 | ▲ 56.2% |
| + Depreciation and write-downs630 | €754 | €667 | €372 | €356 | €497 | ▲ 39.6% |
| Operating cash flow (approximation) | €6,731 | €9,569 | €5,122 | €4,813 | €7,459 | ▲ 55.0% |
| Investment in fixed assets (approximation) | - | €704 | - | - | €0 | - |
| Change in cash | - | €5,028 | €28,985 | -€6,509 | €17,610 | ▲ 371% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €8,902 ▲48.9%
Operating result €17,226, net result €8,902, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2012
Ground area
174 m²
Building footprint
73 m²
Volume, LiDAR
509 m³
Parcel 11472C0178/00R003, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FIDIMACC
since 20122.211.418.371
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0178/00R003 | Flanders | 174 m² | 1 · 73 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 · 1 entry · 138 EUR awarded · 138 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 138 EUR | 138 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
894500GLVOTVRGS68F19
Similar companies · same sector, comparable size
BDCO-burexdef
BE 0464.621.585
OUJDA MAROC · Eq €39,283
IMMOB ACCOUNT
BE 0770.699.741
Brussel · Eq €39,252
STOOPS
BE 0434.387.378
Merksplas · Eq €39,232
G2 Expertise
BE 0555.925.608
Ecaussinnes · Eq €39,316
S.C.R.L. R.G.S.
BE 0446.343.322
Boussu · Eq €39,360
Of 12,173 companies in this sector we hold annual accounts for 7,643. 5,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded16-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0845262651
Also
9925:BE0845262651
Registered
13-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.