FIDESK
ActiveSummary
The computed 12-month bankruptcy probability of FIDESK is 1.9% (moderate). The 2025 annual accounts show negative equity (-€23,025) and a net result of -€88. Equity is shrinking by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 13560 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+10
Solvency16▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.11 against 1.07 in 2024; short-term debt: 11% and cash: 0.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€23,025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
27 d late
2022
22 d late
2021
74 d late
2020
26 d late
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€23,025▼ 0.4%
2024 · -€22,937
Total assets
€256,453▼ 9.1%
2024 · €282,247
Net result
-€88▲ 98.2%
2024 · -€5,037
Working capital
€3,220▲ 5.8%
2024 · €3,043
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,235▲ 83.7%-€392▲ 87.9%-€5,925▼ 1,413%-€1,131▲ 80.9%€4,043
Net result-€8,286below the sector's middle half▲ 67.8%-€4,925within the sector's middle half▲ 40.6%-€10,049below the sector's middle half▼ 104%-€5,037below the sector's middle half▲ 49.9%-€88within the sector's middle half▲ 98.2%
Equity-€2,925below the sector's middle half-€7,851below the sector's middle half▼ 168%-€17,899below the sector's middle half▼ 128%-€22,937below the sector's middle half▼ 28.1%-€23,025below the sector's middle half▼ 0.4%
Total assets€304,829above the sector's middle half▼ 0.3%€291,117above the sector's middle half▼ 4.5%€282,018above the sector's middle half▼ 3.1%€282,247above the sector's middle half▲ 0.1%€256,453above the sector's middle half▼ 9.1%
Debt€307,755▲ 2.4%€298,968▼ 2.9%€299,918▲ 0.3%€305,184▲ 1.8%€279,479▼ 8.4%
Working capital€24,669▼ 9.8%€22,751▼ 7.8%€15,867▼ 30.3%€3,043▼ 80.8%€3,220▲ 5.8%
Solvency-1.0%within the sector's middle half▼ 2.7pp-2.7%within the sector's middle half▼ 1.7pp-6.3%within the sector's middle half▼ 3.7pp-8.1%below the sector's middle half▼ 1.8pp-9.0%below the sector's middle half▼ 0.9pp
Staff (FTE)11.5▲ 50.0%2.20.2▼ 90.9%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,043 after a loss of €1,131 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256,453
Fixed assets
€225,003 ▼ 4.3%
Current assets
€31,450 ▼ 33.2%
Key figures and ratios
EBITDA
€15,553▲
2024 · €10,843
Cash flow
€11,422▲
2024 · €6,936
Current ratio
1.11▲
2024 · 1.07
Debt to equity
-12.14▲
2024 · -13.31
ROA
0.0%▲
2024 · -1.8%
Interest coverage
3.60▲
2024 · 2.65
Debt ≤ 1 year
€28,231▼
2024 · €44,064
Debt > 1 year
€251,192▼
2024 · €261,120
Staff costs
€7,624▼
2024 · €7,762
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.5%
went bankrupt
5.6%
stopped otherwise
90%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6,426 | €5,519 | €8,483 | €7,762 | €7,624 | ▼ 1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,921 | €11,269 | €11,269 | €11,973 | €11,510 | ▼ 3.9% |
| Other operating charges640/8 | €3,419 | €2,951 | €1,578 | €4,084 | €2,600 | ▼ 36.3% |
| Gross operating margin9900 | €18,530 | €19,348 | €15,405 | €22,689 | €25,777 | ▲ 13.6% |
| Operating profit (loss)9901 | -€3,235 | -€392 | -€5,925 | -€1,131 | €4,043 | ▲ 458% |
| Financial income75/76B | €25 | €4 | €54 | €189 | €189 | = |
| Recurring financial income75 | €25 | €4 | €54 | €189 | €189 | = |
| Financial charges65/66B | €5,075 | €4,537 | €4,177 | €4,096 | €4,320 | ▲ 5.5% |
| Recurring financial charges65 | €5,075 | €4,537 | €4,177 | €4,096 | €4,320 | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | -€8,286 | -€4,925 | -€10,049 | -€5,037 | -€88 | ▲ 98.2% |
| Income taxes67/77 | - | €0 | - | - | - | - |
| Profit (loss) for the period9904 | -€8,286 | -€4,925 | -€10,049 | -€5,037 | -€88 | ▲ 98.2% |
| Profit (loss) for the period to be appropriated9905 | -€8,286 | -€4,925 | -€10,049 | -€5,037 | -€88 | ▲ 98.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €304,829 | €291,117 | €282,018 | €282,247 | €256,453 | ▼ 9.1% |
| Fixed assets21/28 | €251,259 | €239,989 | €228,720 | €235,140 | €225,003 | ▼ 4.3% |
| Tangible fixed assets22/27 | €251,222 | €239,952 | €228,683 | €235,103 | €224,966 | ▼ 4.3% |
| Land and buildings22 | €246,887 | €237,216 | €227,546 | €235,103 | €224,966 | ▼ 4.3% |
| Plant, machinery and equipment23 | €1,641 | €1,094 | €547 | €0 | - | - |
| Furniture and vehicles24 | €2,694 | €1,642 | €589 | €0 | - | - |
| Financial fixed assets28 | €37 | €37 | €37 | €37 | €37 | = |
| Current assets29/58 | €53,571 | €51,128 | €53,299 | €47,107 | €31,450 | ▼ 33.2% |
| Stocks and contracts in progress3 | €1,247 | €4,702 | €4,776 | €3,168 | €0 | ▼ 100% |
| Stocks30/36 | €1,247 | €4,702 | €4,776 | €3,168 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €6,674 | €2,779 | €1,024 | €5,791 | €4,235 | ▼ 26.9% |
| Trade receivables40 | €6,549 | €2,723 | €202 | €4,057 | €1,227 | ▼ 69.8% |
| Other amounts receivable41 | €125 | €56 | €822 | €1,734 | €3,007 | ▲ 73.4% |
| Current investments50/53 | - | - | - | €35,417 | €25,560 | ▼ 27.8% |
| Cash at bank and in hand54/58 | €45,310 | €42,017 | €45,990 | €1,112 | €1,182 | ▲ 6.3% |
| Deferred charges and accrued income490/1 | €340 | €1,630 | €1,508 | €1,619 | €474 | ▼ 70.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €304,829 | €291,117 | €282,018 | €282,247 | €256,453 | ▼ 9.1% |
| Equity10/15 | -€2,925 | -€7,851 | -€17,899 | -€22,937 | -€23,025 | ▼ 0.4% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €18,381 | €18,381 | €18,381 | €18,381 | €18,381 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | €16,381 | €16,381 | €18,381 | €18,381 | €18,381 | = |
| Profit (loss) carried forward14 | -€41,306 | -€46,232 | -€56,280 | -€61,318 | -€61,406 | ▼ 0.1% |
| Amounts payable17/49 | €307,755 | €298,968 | €299,918 | €305,184 | €279,479 | ▼ 8.4% |
| Amounts payable after more than one year17 | €278,853 | €270,591 | €262,487 | €261,120 | €251,192 | ▼ 3.8% |
| Financial debts170/4 | €214,779 | €204,388 | €194,373 | €184,180 | €173,808 | ▼ 5.6% |
| Other amounts payable178/9 | €64,074 | €66,203 | €68,114 | €76,940 | €77,384 | ▲ 0.6% |
| Amounts payable within one year42/48 | €28,901 | €28,377 | €37,431 | €44,064 | €28,231 | ▼ 35.9% |
| Current portion of amounts payable after more than one year42 | €9,122 | €9,842 | €10,016 | €10,192 | €10,372 | ▲ 1.8% |
| Financial debts43 | - | - | - | - | €3,467 | - |
| Credit institutions430/8 | - | - | - | - | €3,467 | - |
| Trade debts44 | €5,086 | €10,476 | €15,518 | €23,053 | €129 | ▼ 99.4% |
| Suppliers440/4 | €5,086 | €10,476 | €15,518 | €23,053 | €129 | ▼ 99.4% |
| Taxes, remuneration and social security45 | €9,953 | €1,925 | €2,662 | €10,077 | €3,080 | ▼ 69.4% |
| Taxes450/3 | €9,953 | €170 | €1,132 | €7,566 | €1,310 | ▼ 82.7% |
| Remuneration and social security454/9 | - | €1,755 | €1,530 | €2,511 | €1,770 | ▼ 29.5% |
| Other amounts payable47/48 | €4,741 | €6,134 | €9,236 | €741 | €11,183 | ▲ 1,410% |
| Accrued charges and deferred income492/3 | - | - | - | - | €56 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,286 | -€4,925 | -€10,049 | -€5,037 | -€88 | ▲ 98.2% |
| + Depreciation and write-downs630 | €11,921 | €11,269 | €11,269 | €11,973 | €11,510 | ▼ 3.9% |
| Operating cash flow (approximation) | €3,635 | €6,344 | €1,221 | €6,936 | €11,422 | ▲ 64.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€18,394 | -€1,373 | ▲ 92.5% |
| Change in cash | - | -€3,293 | €3,973 | -€44,878 | €70 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet -€25,726
Net result drops to -€25,726, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2008
Ground area
276 m²
Building footprint
231 m²
Volume, LiDAR
1,530 m³
2 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HET KERKZICHT
since 20082.174.217.683
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762D1185/00K002 | Flanders | 154 m² | 1 · 154 m² | 10.3 m · 1 fl. |
| 23762D1185/00H002 | Flanders | 123 m² | 1 · 77 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 2,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56309Food and beverage service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807350695
Also
9925:BE0807350695
Registered
01-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.