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FIDESCO

Active Private limited companyfounded 1994active for 32 yearsBrouwerijstraat 12, 9770 KruisemKBO/BCE: BE 0453.499.744
FIDESCO
Financial year 2025
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Annual accounts 2025

micro format, filed on 24-06-2026, 37 days before the deadline
€131,438
▼ 77.4%
€66,508
▼ 85.8%
€38,419
▼ 88.7%
€155,462
▼ 33.6%
83.6%
▲ 17.2 percentage points
3.64
▼ 0.31

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €230,000. Estimated: probably between €190,000 and €350,000.

Balance sheet

balance sheet total €826,018 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

83.6%

Higher than 88% of 17,185 companies in 2025.

3.64

Higher than 80% of 16,482 companies in 2025.

4.7%

Higher than 63% of 16,861 companies in 2025.

FIDESCO Middle half of the sector 80% of the sector Micro accounts in real estate (NACE 68)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 826,018983,439951,0631.1m1.1m1.3m1.4m1.4m1.3m1.2m1.1m1.3m881,747543,780252,592251,701217,345171,873189,520150,854
21/28 611,678670,100735,299815,226884,060956,2631.0m1.1m927,556939,439927,445758,718404,752333,03227,36636,77755,41927,99736,00544,751
21 05491,9643,380----------------
22/27 611,678669,552733,335811,846884,060956,2631.0m1.1m927,556939,439923,338754,612404,752333,03227,36636,77755,41927,99736,00544,751
22 602,691657,876723,660799,862867,615924,555981,269996,825851,569907,491879,799751,205399,217318,370------
23 1,4451,9262,4082,9924,2065,4206,6352,5691003475941,2402,1552,0863,3712,8715,0037,4127,1871,980
24 7,5439,7507,2678,99212,23826,28839,03659,51275,88731,60242,9452,1673,38012,57623,99533,90550,41620,58528,81842,771
28 ----------4,1074,107--------
29/58 214,339313,338215,765244,894231,314333,484344,585320,969325,560214,131196,057495,054476,995210,749225,226214,925161,926143,876153,514106,103
40/41 31,65815,52526,32115,2062,44730,31078,64899,65126,46133,73919,47815,93321,15519,16360,101108,87734,0329,5974,96925,088
40 27,5881,5114,4371,1112,18023,30271,78041,11123,24824,75819,47810,24215,47519,16352,449104,82119,1483,158-12,595
41 4,07014,01421,88314,0952677,0086,86858,5403,2128,981-5,6915,679-7,6524,05614,8846,4394,96912,494
50/53 --------11,35711,18810,96710,70910,45810,2139,5079,507----
54/58 179,457293,469178,821219,881220,443293,800256,004215,141286,814167,258165,612468,412444,689179,210152,97594,075125,775134,079148,34581,015
490/1 3,2254,34410,6239,8088,4259,3749,9336,1779281,946--6932,1632,6432,4662,119200200-
Balance sheet: equity and liabilities
10/49 826,018983,439951,0631.1m1.1m1.3m1.4m1.4m1.3m1.2m1.1m1.3m881,747543,780252,592251,701217,345171,873189,520150,854
10/15 690,579652,604405,023378,575428,865445,529432,013370,938375,731302,268226,329219,215157,040141,594154,136124,857105,638108,697118,62391,231
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,59218,59218,59218,59218,59218,592
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,59218,59218,59218,59218,59218,592
12 6,6706,6706,6706,6706,6706,6706,6706,6706,670-----------
13 665,309627,334379,753353,305403,595420,259406,743345,668350,461283,668207,729200,615138,440122,994135,544106,26587,04690,105100,03172,639
130/1 --01,8601,8601,860--------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8591,8591,8591,8591,8591,8591,859
1311 --01,8601,8601,860--------------
132 ----015,00015,00015,00015,00015,00015,00015,00015,00015,00015,00015,00015,00015,00015,00015,000
133 665,309627,334379,753351,445401,735403,399389,883328,808333,601266,808190,869183,755121,580106,135118,68589,40670,18773,24583,17255,780
14 00000---------------
17/49 135,439330,835546,040681,545686,509844,218939,5111.0m877,386851,302897,1731.0m724,707402,18698,456126,844111,70763,17670,89659,623
17 47,53176,135134,363216,104297,314384,870436,597453,186398,914438,232463,481481,410257,656233,79410,60420,79530,589-10,59519,878
170/4 47,53176,135134,363216,104297,314384,870436,597453,186398,914438,232463,481481,410257,656233,79410,60420,79530,589-10,59519,878
42/48 58,87879,341115,959120,060131,104156,446163,828175,823184,074146,281163,670169,09784,99650,54435,46742,07120,05426,27829,41728,801
42 28,60458,22781,74181,21087,556103,265102,914108,39587,28974,64963,88252,26845,53932,18510,1919,7939,4119,68910,10810,467
43 -07643,0172,7862622,3932,1963,8181,217----------
430/8 -07643,0172,7862622,3932,1963,8181,217----------
44 3,2683,67211,2118,8166,7319,47213,10154,27313,96619,02835,34368,40219,3856,1647595,6264,4542,6724,3496,960
440/4 3,2683,67211,2118,8166,7319,47213,10154,27313,96619,02835,34368,40219,3856,1647595,6264,4542,6724,3496,960
45 19,53110,57420,17123,70231,03443,44745,42010,96079,00151,38746,42148,42820,07111,59924,51726,6526,1899,4971,267-
450/3 18,37610,0007,23314,26014,70429,22428,1434,97772,02145,29338,80540,77212,9518,51716,03723,1761,1243,43718-
454/9 1,15557412,9389,44216,32914,22417,2775,9836,9806,0947,6167,6567,1203,0828,4803,4765,0656,0591,249-
47/48 7,4746,8682,0723,3162,998-----18,024--595---4,42013,69311,373
492/3 29,030175,358295,718345,381258,091302,902339,086379,928294,398266,790270,022384,050382,055117,84852,38563,97861,06436,89830,88510,944
Income statement
76A ---------11,2154,250----229-4559,8234,959
9900 131,438581,751219,587193,519279,271249,702321,220210,269280,289277,130217,908210,777124,03370,20196,95870,80845,25222,20959,30038,637
62 033,87786,70177,06789,821104,830114,08080,34940,47338,08446,39645,61043,20627,86034,17812,73921,60717,2184,714-
630 60,11671,91383,11385,27799,61396,666108,075108,12592,71483,51571,01246,60034,54829,80315,48324,25523,22113,59418,01617,214
640/8 4,8159,1139,67616,40114,50312,4658,55512,85511,97110,02510,3939,5649,6474,5601,3261,7212,7321,4341,5842,951
9901 66,508466,84740,09714,77575,33535,74190,5108,940135,131145,50790,106109,00336,6337,97945,97132,093-2,309-10,03634,98718,473
75/76B 384,6713,806161,733021742307653,1774,0383,5752,5811,0318532,5289292649
75 384,6710161,733021742302543,1774,0383,5752,5811,0318532,5289292649
76B -03,806------512----------
65/66B 4,1966,0375,5427,4509,45411,60612,56513,53414,01214,95215,82815,13011,7243,2181,3821,7611,2941,2751,6081,106
65 4,1966,0375,5427,4509,45411,60612,56513,53414,01214,95215,82815,13011,7243,2181,3821,7611,2941,2751,6081,106
9903 62,350465,48138,3627,34167,61424,13577,966-4,520121,350131,32181,70597,91128,4847,34245,62031,415-1,075-9,92743,46522,335
67/77 23,930125,16911,9137,63126,72310,61916,89127354,55755,38239,59135,73613,0387,88516,34112,1951,984-16,0728,311
9904 38,419340,31226,449-29040,89113,51661,075-4,79366,79375,93842,11562,17515,446-54229,27919,219-3,059-9,92727,39214,023
789 ---015,000---------------
9905 38,419340,31226,449-29055,89113,51661,075-4,79366,79375,93842,11562,17515,446-54229,27919,219-3,059-9,92727,39214,023
Appropriation of the result
9906 38,419340,31226,449-29055,89113,51661,075-4,79366,79375,93842,11562,17515,446-54229,27919,219-3,059-9,92727,39214,023
791/2 092,731050,29057,555--4,793--35,000--12,542--3,0599,927--
691/2 37,975340,31226,449055,89113,51661,075-66,79375,93842,11562,17515,446-29,27919,219--27,3929,523
6920 ------------1-------
6921 37,975340,31226,449055,89113,51661,075-66,79375,93842,11562,17515,445-29,27919,219--27,3929,523
694/7 44492,731050,00057,555-----35,000--12,000-----4,500
694 44492,731050,00057,555-----35,000--12,000------
695 -------------------4,500
Social balance sheet
9087 -1.422.12.32.12.31.40.80.80.90.90.80.80.80.40.80.80.1-
Hours worked1013 -1,1092,5622,4782,6703,0143,6432,1901,3641,2991,6361,5471,4389641,3666151,3271,343183-
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The accounts for 11 older financial years (1995-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 24-06-2026 2026-00203488 PDF
31-12-2024 micro format 08-07-2025 2025-00242505 PDF
31-12-2023 micro format 18-07-2024 2024-00257496 PDF
31-12-2022 micro format 30-08-2023 2023-00374352 PDF
31-12-2021 micro format 25-07-2022 2022-20216448 PDF
31-12-2020 micro format 30-08-2021 2021-56100475 PDF
31-12-2019 micro format 27-07-2020 2020-33200211 PDF
31-12-2018 micro format 24-07-2019 2019-37200038 PDF
31-12-2017 micro format 27-07-2018 2018-38200518 PDF
31-12-2016 micro format 25-07-2017 2017-34600405 PDF
31-12-2015 abbreviated format 26-07-2016 2016-34800585 PDF
31-12-2014 abbreviated format 30-07-2015 2015-36100061 PDF
31-12-2013 abbreviated format 30-07-2014 2014-35900271 PDF
31-12-2012 abbreviated format 29-07-2013 2013-35400153 PDF
31-12-2011 abbreviated format 31-08-2012 2012-55700426 PDF
31-12-2010 abbreviated format 31-08-2011 2011-53500427 PDF
31-12-2009 abbreviated format 31-08-2010 2010-53500164 PDF
31-12-2008 abbreviated format 31-08-2009 2009-74800016 PDF
31-12-2007 abbreviated format 24-07-2008 2008-46900151 PDF
31-12-2006 abbreviated format 31-08-2007 2007-71600016 PDF
31-12-2005 abbreviated format 14-08-2006 2006-63202616 PDF
31-12-2004 abbreviated format 29-07-2005 2005-61204000 PDF
31-12-2003 abbreviated format 30-07-2004 2004-56405182 PDF
31-12-2002 abbreviated format 30-07-2003 2003-55604919 PDF
31-12-2001 abbreviated format 29-10-2002 2002-69001073 PDF
31-12-2000 abbreviated format 13-08-2001 2001-50601464 PDF
31-12-1999 abbreviated format 03-10-2000 2000-61603264 PDF
31-12-1998 abbreviated format 03-12-1999 1999-62005288 PDF
31-12-1997 abbreviated format 09-09-1998 1998-46300265 PDF
31-12-1996 abbreviated format 09-06-1997 1997-14000590 PDF
31-12-1995 abbreviated format 13-06-1996 1996-16801093 PDF

Subsidies and aid

Flemish government 2022 to 2023, 2 entries, €128 awarded, €128 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€128
Year Entries AwardedPaid
2023 1 €84€84
2022 1 €44€44

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
126,623538,760123,210100,052174,947132,407198,585117,064227,845229,022161,118155,60271,18037,78161,45456,34820,9123,55853,00235,686
98,535412,225109,56184,987140,503110,182169,150103,332159,507159,453113,127108,77549,99329,26044,76243,47420,1633,66745,40831,237
1,6936,7153,18616,44427,40925,99076,108239,47474,16199,616239,739400,566106,268335,4686,0725,61350,6435,5869,27047,952
-114,012114,648-41,060-562-73,35737,79640,863-71,673119,5561,646-302,80023,722265,47926,23558,900-31,701-8,303-14,26767,330-
155,462233,99799,805124,834100,211177,038180,757145,146141,48667,85032,387325,957391,999160,204189,759172,854141,872117,598124,09877,302
83.6%66.4%42.6%35.7%38.5%34.5%31.5%26.9%30.0%26.2%20.1%17.5%17.8%26.0%61.0%49.6%48.6%63.2%62.6%60.5%
3.643.951.862.041.762.132.101.831.771.461.202.935.614.176.355.118.075.485.223.68
0.200.511.351.801.601.892.172.722.342.823.964.724.612.840.641.021.060.580.600.65
5.6%52.1%6.5%-0.1%9.5%3.0%14.1%-1.3%17.8%25.1%18.6%28.4%9.8%-0.4%19.0%15.4%-2.9%-9.1%23.1%15.4%
4.7%34.6%2.8%0.0%3.7%1.0%4.5%-0.3%5.3%6.6%3.7%5.0%1.8%-0.1%11.6%7.6%-1.4%-5.8%14.5%9.3%
30.1889.2522.2313.4318.51---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date-222
full-time-010
part-time-212
in full-time equivalents-1.31.71.4
0.921.81.9
On a permanent contract-222
Joined0232
Left2232
Training hours--1-

Source: social balance sheet in the 2021 to 2024 annual accounts

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgages, amount registered-€125,000€125,000€125,000€125,000
-€641,472€641,472€641,472€641,472
Carrying value of the mortgaged assets-€657,876€723,660€799,862€867,615

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,693€6,715€3,186€12,197€27,409
Intangible fixed assets---€4,247-
Financial fixed assets€0----
€60,116€71,913€83,113€85,277€99,613

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on FIDESCO

The operating result for 2025 is 86% lower than in 2024.

Debt's share of the balance-sheet total falls from 33.6% to 16.4%. Equity is higher and debt is lower.

Next steps

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