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FIDEMA

Active
Private limited companyfounded 200520 yrs activeTiensesteenweg 34, 3360 Bierbeek, BelgiumKBO/BCE: BE 0878.777.636

FIDEMA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.19M and a net result of €277k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
100 / 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.11 against 11.27 in 2023), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
81.8%
Return on assets
19.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
26 d late
2023
14 d early
2022
34 d early
2021
30 d late
2020
46 d early
2019
31 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€1.19M▲ 18.8%
2023 · €999k
2018: €500k 2019: €575k 2020: €631k 2021: €824k 2022: €892k 2023: €999k
2018 → 2024
Total assets
€1.45M▲ 16.7%
2023 · €1.24M
2018: €735k 2019: €929k 2020: €1.02M 2021: €1.12M 2022: €1.19M 2023: €1.24M
2018 → 2024
Net result
€277k▲ 38.6%
2023 · €200k
2018: €79k 2019: €106k 2020: €150k 2021: €193k 2022: €139k 2023: €200k
2018 → 2024
Working capital
€802k▲ 32.0%
2023 · €608k
2018: €137k 2019: €115k 2020: €205k 2021: €295k 2022: €371k 2023: €608k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€631k-€824k▲ 30.6%€892k▲ 8.3%€999k▲ 12.0%€1.19M▲ 18.8%
Operating result€26k-€30k▲ 15.0%€33k▲ 8.9%€63k▲ 91.2%€63k=
Net result€150k-€193k▲ 28.2%€139k▼ 27.8%€200k▲ 43.3%€277k▲ 38.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2020: €26k€26kNet result 2020: €150k€150kOperating result 2021: €30k€30kNet result 2021: €193k€193kOperating result 2022: €33k€33kNet result 2022: €139k€139kOperating result 2023: €63k€63kNet result 2023: €200k€200kOperating result 2024: €63k€63kNet result 2024: €277k€277k20202021202220232024
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.45M
Fixed assets €551k▼ 4.5%
Current assets €901k▲ 35.1%
Equity and liabilities €1.45M
Equity €1.19M▲ 18.8%
Debt €265k▲ 8.3%
The debt ratio falls from 19.7% to 18.2%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
EBITDA
€97k
2023 · €99k
Cash flow
€310k
2023 · €235k
Solvency
81.8%
2023 · 80.3%
Current ratio
9.11
2023 · 11.27
Quick ratio
7.06
2023 · 8.43
Debt / equity
0.22
2023 · 0.24
ROE
23.3%
2023 · 20.0%
ROA
19.1%
2023 · 16.0%
Interest coverage
26.49
2023 · 24.81
Debt
€265k
2023 · €245k
Debt ≤ 1 year
€99k
2023 · €59k
Debt > 1 year
€166k
2023 · €185k
Income taxes
€123k
2023 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.24M€1.45M
Fixed assets21/28€577k€551k
Tangible fixed assets22/27€577k€551k
Land and buildings22€568k€547k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€7k€2k
Financial fixed assets28€90€90=
Current assets29/58€667k€901k
Stocks and contracts in progress3€168k€203k
Stocks30/36€168k€203k
Amounts receivable within one year40/41€38k€531k
Trade receivables40€19k€24k
Other amounts receivable41€19k€507k
Cash at bank and in hand54/58€460k€166k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.45M
Equity10/15€999k€1.19M
Contributions10/11€6k€6k=
Reserves13€993k€1.18M
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€993k€1.18M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€245k€265k
Amounts payable after more than one year17€185k€166k
Financial debts170/4€185k€166k
Amounts payable within one year42/48€59k€99k
Current portion of amounts payable after more than one year42€19k€20k
Trade debts44€5k€9k
Suppliers440/4€5k€9k
Advances received on contracts in progress46-€30k
Taxes, remuneration and social security45€35k€34k
Taxes450/3€35k€34k
Other amounts payable47/48€0€7k
Accrued charges and deferred income492/3€0€221
Income statement Code20232024
Non-recurring operating income76A€2k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€33k
Other operating charges640/8€7k€7k
Gross operating margin9900€106k€104k
Operating profit (loss)9901€63k€63k=
Financial income75/76B€228k€340k
Recurring financial income75€228k€340k
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€288k€400k
Income taxes67/77€88k€123k
Profit (loss) for the period9904€200k€277k
Profit (loss) for the period to be appropriated9905€200k€277k
Appropriation of the result
Profit (loss) to be appropriated9906€200k€277k
Transfer from equity791/2€92k€89k
Transfer to equity691/2€200k€277k
To other reserves6921€200k€277k
Profit to be distributed694/7€92k€89k
Return on contributions (dividend)694€92k€89k
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Highest result since 2018net €277k ▲38.6%
Net result €277k, the highest in the series.
31-12
Financial Equity above €1MEq €1.19M ▲18.8%
7 profitable years in a row build equity to €1.19M.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity doublescurrent ratio 11.27
Current ratio from 5.35 to 11.27; short-term debt falls from €85k to €59k.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Liquidity doublescurrent ratio 4.93
Current ratio from 2.42 to 4.93; short-term debt falls from €144k to €75k.
15-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €500kEq €575k ▲15.1%
2 profitable years in a row build equity to €575k.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tiensesteenweg 343360 Bierbeek
Ground area
741 m²
Building footprint
113 m²
Volume, LiDAR
761 m³
Parcel 24053B0171/00V004, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BVBA FIDEMA
Tiensesteenweg 34, 3360 BierbeekNACE 51180
since 20062.151.217.401
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24053B0171/00V004 Flanders 741 m² 1 · 113 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 25,875 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-12-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0496/031643
Establishment Bierbeek 2.151.217.401