Fidelius Tractatus
ActiveSummary
Fidelius Tractatus has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-28k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-54
Solvency86▼-14
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 10.04 in 2024; short-term debt: 39.1% and cash: 3.7% of total assets), and 39.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.9%
Return on assets
-24.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
42 d early
2022
61 d late
2021
30 d late
2020
159 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 29.0%
2024 · €98k
2018: €131k
2019: €136k
2020: €132k
2021: €141k
2022: €90k
2023: €98k
2024: €98k
2018 → 2025
Total assets
€114k▲ 4.9%
2024 · €108k
2018: €178k
2019: €151k
2020: €170k
2021: €165k
2022: €216k
2023: €108k
2024: €108k
2018 → 2025
Net result
€-28k
2024 · €7k
2018: €127
2019: €5k
2020: €-4k
2021: €9k
2022: €-51k
2023: €7k
2024: €7k
2018 → 2025
Working capital
€69k▼ 29.1%
2024 · €97k
2018: €131k
2019: €136k
2020: €132k
2021: €141k
2022: €90k
2023: €97k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€90k▼ 36.1%€98k▲ 8.1%€98k=€69k▼ 29.0%
Operating result€12k-€-52k€8k€8k=€-28k
Net result€9k-€-51k€7k€7k=€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€100 =
Current assets
€114k ▲ 4.9%
Equity and liabilities €114k
Equity
€69k ▼ 29.0%
Debt
€44k ▲ 312%
Debt's share of the balance-sheet total rises from 9.9% to 39.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.55▼
2024 · 10.04
Debt to equity
0.64▲
2024 · 0.11
ROE
-40.9%▼
2024 · 7.5%
ROA
-24.9%▼
2024 · 6.7%
Debt ≤ 1 year
€44k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€108k€114k▲
Fixed assets21/28€100€100=
Financial fixed assets28€100€100=
Current assets29/58€108k€114k▲
Amounts receivable within one year40/41€96k€109k▲
Trade receivables40€59k€28k▼
Other amounts receivable41€37k€81k▲
Cash at bank and in hand54/58€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€108k€114k▲
Equity10/15€98k€69k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€77k€49k▼
Amounts payable17/49€11k€44k▲
Amounts payable within one year42/48€11k€44k▲
Trade debts44-€35k
Suppliers440/4-€35k
Other amounts payable47/48€11k€9k▼
Income statement
Code20242025
Other operating charges640/8€434-
Gross operating margin9900€8k€-28k▼
Operating profit (loss)9901€8k€-28k▼
Financial income75/76B€40€1▼
Recurring financial income75€40€1▼
Financial charges65/66B€590€534▼
Recurring financial charges65€590€534▼
Profit (loss) for the period before taxes9903€7k€-28k▼
Profit (loss) for the period9904€7k€-28k▼
Profit (loss) for the period to be appropriated9905€7k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€49k▼
Profit (loss) brought forward from the previous period14P€70k€77k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 10.04
Current ratio from 1.71 to 10.04; short-term debt falls from €126k to €11k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Weakest financial yearnet €-51k ▼656%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 159 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 9.89
Current ratio from 3.76 to 9.89; short-term debt falls from €47k to €15k.
Show earlier events
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 381150 Sint-Pieters-WoluweGround area
3,056 m²
Building footprint
468 m²
Volume, LiDAR
4,145 m³
2 parcels, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Orchideeëngaarde 6, 1150 Sint-Pieters-Woluwe
since 20112.201.065.008
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0180/00Z008 | Brussels | 2,252 m² | 1 · 291 m² | 14.9 m · 4 fl. |
| 21684B0051/00Z002 | Brussels | 804 m² | 1 · 177 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Acquinno
BE 0541.595.045
Gent · Eq €69,227
Thinking Out Of the BOX
BE 0716.828.713
Erquelinnes · Eq €69,224
MC²
BE 0866.571.274
Hulshout · Eq €69,223
SRQB
BE 1018.822.375
Gent · Eq €69,216
STUDIEBUREAU B.T.C.
BE 0437.085.958
Antwerpen · Eq €69,216
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.