FIDELIA

Private limited companyfounded 2011active for 15 yearsBrechtsebaan 6A, 2960 Brecht, BelgiumKBO/BCE: BE 0835.351.726

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIDELIA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,486 and a net result of €89,678. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 11% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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FIDELIAActive

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Official details

KBO

Status: Active since 30-03-2011 Normal situation
Activity: Insurance agents and brokers NACE 66220
Establishment units: 2.217.837.692 2960 Brecht, since 30-03-2011
: 2.217.838.088 2900 Schoten, since 30-03-2011
Financial year end: 31 December
Peppol: Reachable since 24-11-2023

Company details

Board and ownership

Board

Fidelia BeheerDirector · since 30-03-2011 · permanent representative POLLET Jan Reinhilde Robert Hubert
VOF PVE ManagementDirector · since 15-01-2026 · permanent representative Van Elslande Pieter

Shareholders

Fidelia Beheer100%annual accounts 2025

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €89,678
Equity: €18,486
Total assets: €557,324; ▲ 4.0%
Staff: 9.5 FTE; ▼ 9.5%

Filed on 29-07-2026, 2 days before the deadlineat the National Bank

Financials

Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.

raises riskneutral

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1850 sector peers (2025).

NBB · sector comparison

Position among 1850 sector peers

Solvency

better than 11%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

1 day early

2023

12 days early

2022

35 days late

2021

31 days late

2020

31 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 32 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Back in profit in 2025after a loss of €19,414 in 2024 €89,678 View
Caution: Lower solvency than 89% of companies in auxiliary financial servicessector median 38.6% · 1,850 companies 3.3% View
New directorlatest change 15-01-2026 · 2 in office 1 joined View

Comparable companies

These companies have the same main activity as FIDELIA: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €427,000 and €895,000, founded between 2006 and 2013.

Company	Total assets	Gross margin
FIDELIA Brecht	€0.6m	€0.9m
crefi conseils Charleroi	€0.7m	€0.9m
Assicurazione WB Oudenaarde	€0.4m	€0.9m
ZAKENKANTOOR LEYSEN & WOUTERS Mol	€0.9m	€0.8m
Assurantie-& financieel adviesburo Rony Stroo & Partners Brugge	€0.8m	€1.2m
KEYM FINANCES Watermaal-Bosvoorde	€0.9m	€1.1m
A GROUP Oudsbergen	€0.6m	€0.6m

Full comparison

Documents

Key facts about FIDELIA

What is the company number of FIDELIA?: The company number of FIDELIA is 0835.351.726. The VAT number is the same number with BE in front: BE 0835.351.726.
Where is FIDELIA based?: The registered office is at Brechtsebaan 6A, 2960 Brecht.Company details
What does FIDELIA do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of FIDELIA?: The legal form of FIDELIA is Private limited company (BV).
When was FIDELIA founded?: FIDELIA was founded on 30-03-2011.
Is FIDELIA still active?: Yes, FIDELIA is an active enterprise in the KBO register.
How many employees does FIDELIA have?: FIDELIA had an average of 9.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIDELIA?: The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €911,310 and 31 comparable companies (NACE 66). It probably lies between €1.3m and €1.7m.
Is FIDELIA profitable?: In financial year 2025, FIDELIA made a profit of €89,678.
Where can I find the annual accounts of FIDELIA?: FIDELIA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FIDELIA due?: FIDELIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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Overview