FIDEI
ActiveFIDEI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €34k. Its solvency ranks better than 64% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 2.32 in 2024; short-term debt: 33.2% and cash: 58.3% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.8%
Return on assets
136%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
4 d late
2024
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 108%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€25k▲ 77.0%
2024 · €14k
2024: €14k
2024 → 2025
Net result
€34k▲ 519%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€15k▲ 83.4%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€16k▲ 108%
Operating result€8k-€31k▲ 309%
Net result€5k-€34k▲ 519%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 309% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€2k
Current assets
€23k
Equity and liabilities €25k
Equity
€16k▲ 108%
Debt
€8k▲ 36.1%
The debt ratio falls from 43.2% to 33.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k
Cash flow
€34k
Solvency
66.8%▲
2024 · 56.8%
Current ratio
2.77▲
2024 · 2.32
Quick ratio
2.77▲
2024 · 2.32
Debt / equity
0.50▼
2024 · 0.76
ROE
203.6%▲
2024 · 68.4%
ROA
136.0%▲
2024 · 38.9%
Interest coverage
59.27
Debt
€8k▲
2024 · €6k
Debt ≤ 1 year
€8k▲
2024 · €6k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€25k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€14k€23k▲
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Current investments50/53€11k€8k▼
Cash at bank and in hand54/58€266€14k▲
Deferred charges and accrued income490/1-€149
Equity and liabilities
Total equity and liabilities10/49€14k€25k▲
Equity10/15€8k€16k▲
Contributions10/11€3k€3k=
Reserves13€5k€14k▲
Distributable reserves133€5k€14k▲
Amounts payable17/49€6k€8k▲
Amounts payable within one year42/48€6k€8k▲
Trade debts44-€554
Suppliers440/4-€554
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€2k€179▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€235
Other operating charges640/8€373€128▼
Gross operating margin9900€8k€31k▲
Operating profit (loss)9901€8k€31k▲
Financial income75/76B€30€7k▲
Recurring financial income75€30€7k▲
Financial charges65/66B€77€523▲
Recurring financial charges65€77€523▲
Profit (loss) for the period before taxes9903€7k€37k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€5k€34k▲
Profit (loss) for the period to be appropriated9905€5k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€34k▲
Transfer to equity691/2€5k€9k▲
To other reserves6921€5k€9k▲
Profit to be distributed694/7-€25k
Directors or managers695-€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 378310 BruggeGround area
2,772 m²
Building footprint
270 m²
Volume, LiDAR
3,405 m³
Parcel 31029B0213/00P004, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FIDEI
since 20242.356.819.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029B0213/00P004 | Flanders | 2,772 m² | 1 · 270 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,973 EUR awarded · 1,973 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 390 EUR | 390 EUR |
| 2024 | 1 | 1,583 EUR | 1,583 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400QOR65PK6RQ3W27
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Rochtus Vastgoed
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.