Equity
€199,205 from €522,741 in 2011
Equity fell by 62% in 14 years.
FIDEGEST IMMOBILIERE
Lifetime
18 annual accounts with figures on one time axis, 32 filings since 1994peak €162,008 (2019)
€6,331▲ 41.2%
lowest -€70,710 (2011)
-€36,962▲ €4,442
peak €522,741 (2011)
€199,205▼ 15.7%
€42,459▼ 42.4%
Board1 name since 2021
1 directorDECOCK Eric
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €4,483 to €6,331Loss of €36,962Equity from €236,167 to €199,205Debts from €73,657 to €42,459
Key points
from the 2025 annual accountsLosses
-€132,119 in four years
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €48,000 estimated
The micro format states no turnover.
Liquidity
0.16 was 0.98 in 2024
Short-term debts fell from €38,581 to €24,546.
Filings
32 annual accounts since 1994
Eight of the last ten came late. The 2022 accounts came latest: 70 days after the end of the period.
Board
1 joined
New director. Latest change 24-08-2026 · 1 in office.
Checked score
69
Healthy
Financially stronger than 34% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.7%▼ -0.1 percentage points vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.9%▲ +0.1 percentage points vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.2%▲ +0.2 percentage points vs 07-2025
09-2025: 1.4%▲ +0.2 percentage points vs 08-2025
10-2025: 2.5%▲ +1.1 percentage points vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.4%▼ -0.1 percentage points vs 11-2025
01-2026: 2.5%▲ +0.1 percentage points vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.6%▲ +0.1 percentage points vs 02-2026
04-2026: 2.5%▼ -0.1 percentage points vs 03-2026
05-2026: 2.4%▼ -0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 1.8%▼ -0.8 percentage points vs 06-2026
08-2026: 2.4%▲ +0.6 percentage points vs 07-2026
09-2026: 2.6%▲ +0.2 percentage points vs 08-2026
10-2026: 0.6%▼ -2.0 percentage points vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €36,962, the second in a row (financial year 2025)
No registered site in the KBO
lowers risk
Size: total assets €266,197
Founded in 1993
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 63% of them on solvency, 45% on liquidity, 10% on profitability and 20% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as FIDEGEST IMMOBILIERE has now. Each dot stands for 15 companies, two years later.
84.6%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FIDEGEST IMMOBILIERE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for FIDEGEST IMMOBILIERE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.16 (0.98 in 2024), below 1. Short-term debt is 9.2% and cash 1.5% of total assets. 25.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year -€36,962
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
28 days late
2023
61 days late
2022
70 days late
2021
31 days late
2020
29 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 30 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: DECOCK Eric, from manager to director
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0450834818
Incorporation
published on 30-09-1993 · Gazette deed
Official details
Source: KBO- Status
- Active since 10-09-1993Normal situation
- Activity
- “Acquérir, échanger, constituer et céder ou vendre à titre onéreux des biens ou droits…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Reachable since 21-01-2026
Annual accounts 2025
- €266,197▼ 21.1%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on FIDEGEST IMMOBILIERE
FIDEGEST IMMOBILIERE files the micro format. That format states no turnover. The gross margin fell from €104,602 in 2008 to €6,331 in 2025.
The balance sheet grew most in 2011 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIDEGEST IMMOBILIERE
- What is the company number of FIDEGEST IMMOBILIERE?
- The company number of FIDEGEST IMMOBILIERE is 0450.834.818. The VAT number is the same number with BE in front: BE 0450.834.818.
- Where is FIDEGEST IMMOBILIERE based?
- The registered office is at Gilbert Mullielaan 10, 1200 Woluwe-Saint-Lambert.Company details
- What is the legal form of FIDEGEST IMMOBILIERE?
- FIDEGEST IMMOBILIERE is a private limited company (BV).
- When was FIDEGEST IMMOBILIERE founded?
- FIDEGEST IMMOBILIERE was founded on 10-09-1993.
- Is FIDEGEST IMMOBILIERE still active?
- Yes, FIDEGEST IMMOBILIERE is an active enterprise in the KBO register.
- What is the turnover of FIDEGEST IMMOBILIERE?
- The turnover in financial year 2025 is ≈ €48,000. This figure is estimated from the gross margin of €6,331 and 6,300 comparable companies of the same size. It probably lies between €22,000 and €120,000. It is a rough estimate.Financials
- Is FIDEGEST IMMOBILIERE profitable?
- In financial year 2025, FIDEGEST IMMOBILIERE made a loss of €36,962.
- Where can I find the annual accounts of FIDEGEST IMMOBILIERE?
- FIDEGEST IMMOBILIERE filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FIDEGEST IMMOBILIERE due?
- FIDEGEST IMMOBILIERE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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