Summary
FIDA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €143,225 and a net result of €21,857. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 31% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-12-2017 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.272.151.952 9000 Gent, since 28-12-2017
- Financial year end
- 30 June
- Peppol
- Reachable since 24-10-2025
Board and ownership
Board
- Van Nieuwenhuyze IsoldeDirector · since 27-12-2017
- Vandevelde FilipDirector · since 27-12-2017
- Holdings
- Shares in 1 company DE FRIETKETEL & C°
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
- Profit
- €21,857
- ▼ 45.0%
- Equity
- €143,225
- ▲ 18.0%
- Total assets
- €483,664
- ▼ 3.7%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
54 days early
2024
45 days early
2023
16 days early
2022
2 days late
2021
on the day
2019
26 days late
2018
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 08-12-2025 PDF all 7 filings
Equity
€143,225▲ 18.0%
2024 · €121,369
Net result
€21,857▼ 45.0%
2024 · €39,720
Total assets
€483,664▼ 3.7%
2024 · €502,273
Solvency
29.6%▲ 5.4pp
2024 · 24.2%
Multi-year overview
2018 to 2025, 7 financial yearsOperating result
€35,540
▼ 40.2%
2025
20182025
Net result
€21,857
▼ 45.0%
2025
middle half of the sector
20182025
Equity
€143,225
▲ 18.0%
2025
lowest quarter of the sector
20182025
Total assets
€483,664
▼ 3.7%
2025
lowest quarter of the sector
20182025
Debt
€340,438
▼ 10.6%
2025
20182025
Working capital
-€213,696
▼ 6.8%
2025
lowest quarter of the sector
20182025
Solvency
29.6%
▲ 5.4pp
2025
middle half of the sector
20182025
Current ratio
0.06
▼ 0.08
2025
lowest quarter of the sector
20182025
Return on assets (ROA)
4.5%
▼ 3.4pp
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920212022202320242025
Operating result€14,186-€38,355▲ 170%€39,031-€43,622▲ 11.8%€34,041▼ 22.0%€59,456▲ 74.7%€35,540▼ 40.2%
Net result€7,230-€26,199▲ 262%€22,051within the sector's middle half-€27,422within the sector's middle half▲ 24.4%€20,436within the sector's middle half▼ 25.5%€39,720within the sector's middle half▲ 94.4%€21,857within the sector's middle half▼ 45.0%
Equity€25,830-€48,529▲ 87.9%€70,581below the sector's middle half-€98,002below the sector's middle half▲ 38.9%€118,438within the sector's middle half▲ 20.9%€121,369below the sector's middle half▲ 2.5%€143,225below the sector's middle half▲ 18.0%
Total assets€473,113-€470,998▼ 0.4%€495,181below the sector's middle half-€520,800below the sector's middle half▲ 5.2%€510,109within the sector's middle half▼ 2.1%€502,273below the sector's middle half▼ 1.5%€483,664below the sector's middle half▼ 3.7%
Debt€447,283-€422,468▼ 5.5%€424,601-€422,798▼ 0.4%€391,671▼ 7.4%€380,905▼ 2.7%€340,438▼ 10.6%
Working capital-€143,346--€153,777▼ 7.3%-€145,697within the sector's middle half--€152,253within the sector's middle half▼ 4.5%-€167,911below the sector's middle half▼ 10.3%-€200,129below the sector's middle half▼ 19.2%-€213,696below the sector's middle half▼ 6.8%
Solvency5.5%-10.3%▲ 4.8pp14.3%below the sector's middle half-18.8%below the sector's middle half▲ 4.6pp23.2%below the sector's middle half▲ 4.4pp24.2%below the sector's middle half▲ 0.9pp29.6%within the sector's middle half▲ 5.4pp
Current ratio0.03-0.02▼ 0.020.16below the sector's middle half-0.26below the sector's middle half▲ 0.100.19below the sector's middle half▼ 0.060.14below the sector's middle half▼ 0.050.06below the sector's middle half▼ 0.08
Return on assets (ROA)1.5%-5.6%▲ 4.0pp4.5%within the sector's middle half-5.3%within the sector's middle half▲ 0.8pp4.0%within the sector's middle half▼ 1.3pp7.9%within the sector's middle half▲ 3.9pp4.5%within the sector's middle half▼ 3.4pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 40% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €483,664
Fixed assets
€468,907 ▼ 0.1%
Current assets
€14,756 ▼ 55.1%
Equity and liabilities €483,664
Equity
€143,225 ▲ 18.0%
Debt
€340,438 ▼ 10.6%
Debt's share of the balance-sheet total falls from 75.8% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
15.3%▼
2024 · 32.7%
Debt ≤ 1 year
€228,453▼
2024 · €232,971
Debt > 1 year
€111,986▼
2024 · €147,933
Income taxes
€10,058▼
2024 · €15,582
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,636 | €225 | - |
| Depreciation and write-downs of the year | - | €164 | €355 | €524 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €164 | €355 | €524 | ▲ 47.5% |
| Other operating charges640/8 | - | - | - | €711 | €677 | €657 | €522 | ▼ 20.5% |
| Gross operating margin9900 | €15,455 | €38,488 | €39,800 | €44,333 | €34,882 | €60,469 | €36,586 | ▼ 39.5% |
| Operating profit (loss)9901 | €14,186 | €38,355 | €39,031 | €43,622 | €34,041 | €59,456 | €35,540 | ▼ 40.2% |
| Financial income75/76B | - | - | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - | - | - | €0 | - |
| Financial charges65/66B | - | - | - | €5,589 | €5,000 | €4,154 | €3,626 | ▼ 12.7% |
| Recurring financial charges65 | €4,621 | €6,092 | €8,382 | €5,589 | €5,000 | €4,154 | €3,626 | ▼ 12.7% |
| Profit (loss) for the period before taxes9903 | €9,564 | €32,263 | €30,648 | €38,033 | €29,041 | €55,302 | €31,914 | ▼ 42.3% |
| Income taxes67/77 | €2,334 | €6,063 | €8,597 | €10,611 | €8,605 | €15,582 | €10,058 | ▼ 35.5% |
| Profit (loss) for the period9904 | €7,230 | €26,199 | €22,051 | €27,422 | €20,436 | €39,720 | €21,857 | ▼ 45.0% |
| Profit (loss) for the period to be appropriated9905 | €7,230 | €26,199 | €22,051 | €27,422 | €20,436 | €39,720 | €21,857 | ▼ 45.0% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €473,113 | €470,998 | €495,181 | €520,800 | €510,109 | €502,273 | €483,664 | ▼ 3.7% |
| Fixed assets21/28 | €468,090 | €468,090 | €468,090 | €468,090 | €469,562 | €469,432 | €468,907 | ▼ 0.1% |
| Tangible fixed assets22/27 | - | - | - | - | €1,472 | €1,342 | €817 | ▼ 39.1% |
| Furniture and vehicles24 | - | - | - | - | €1,472 | €1,342 | €817 | ▼ 39.1% |
| Financial fixed assets28 | €468,090 | €468,090 | €468,090 | €468,090 | €468,090 | €468,090 | €468,090 | = |
| Current assets29/58 | €5,023 | €2,908 | €27,091 | €52,710 | €40,547 | €32,842 | €14,756 | ▼ 55.1% |
| Amounts receivable within one year40/41 | €366 | €376 | €19,327 | €5,361 | €20,028 | €11 | €1,946 | ▲ 184× |
| Trade receivables40 | - | - | - | €2,449 | €12,388 | €0 | - | - |
| Other amounts receivable41 | - | - | - | €2,912 | €7,640 | €11 | €1,946 | ▲ 184× |
| Cash at bank and in hand54/58 | €4,657 | €2,532 | €7,765 | €47,350 | €18,217 | €30,471 | €9,723 | ▼ 68.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,303 | €2,361 | €3,088 | ▲ 30.8% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €473,113 | €470,998 | €495,181 | €520,800 | €510,109 | €502,273 | €483,664 | ▼ 3.7% |
| Equity10/15 | €25,830 | €48,529 | €70,581 | €98,002 | €118,438 | €121,369 | €143,225 | ▲ 18.0% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | €1,860 | €23,911 | €51,333 | €71,769 | €102,769 | €124,625 | ▲ 21.3% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | - | €49,473 | €69,909 | €100,909 | €124,625 | ▲ 23.5% |
| Profit (loss) carried forward14 | €7,230 | €28,069 | €28,069 | €28,069 | €28,069 | €0 | €0 | - |
| Amounts payable17/49 | €447,283 | €422,468 | €424,601 | €422,798 | €391,671 | €380,905 | €340,438 | ▼ 10.6% |
| Amounts payable after more than one year17 | €298,869 | €265,783 | €251,813 | €217,835 | €183,212 | €147,933 | €111,986 | ▼ 24.3% |
| Financial debts170/4 | - | - | - | €217,835 | €183,212 | €147,933 | €111,986 | ▼ 24.3% |
| Amounts payable within one year42/48 | €148,369 | €156,685 | €172,788 | €204,963 | €208,458 | €232,971 | €228,453 | ▼ 1.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €33,978 | €34,622 | €35,279 | €35,948 | ▲ 1.9% |
| Financial debts43 | - | - | - | €1,981 | €5,000 | €2,000 | €7,000 | ▲ 250% |
| Credit institutions430/8 | - | - | - | €1,981 | €5,000 | €2,000 | €7,000 | ▲ 250% |
| Trade debts44 | - | €32 | €2,406 | €23,340 | €852 | €229 | €2,939 | ▲ 13× |
| Suppliers440/4 | - | - | - | €23,340 | €852 | €229 | €2,939 | ▲ 13× |
| Taxes, remuneration and social security45 | - | - | - | €3,797 | €0 | €10,550 | €2,703 | ▼ 74.4% |
| Taxes450/3 | - | - | - | €3,797 | €0 | €10,550 | €2,703 | ▼ 74.4% |
| Other amounts payable47/48 | - | - | - | €141,868 | €167,984 | €184,914 | €179,863 | ▼ 2.7% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,230 | €26,199 | €22,051 | €27,422 | €20,436 | €39,720 | €21,857 | ▼ 45.0% |
| + Depreciation and write-downs630 | - | - | - | - | €164 | €355 | €524 | ▲ 47.5% |
| Operating cash flow (approximation) | €7,230 | €26,199 | €22,051 | €27,422 | €20,600 | €40,076 | €22,381 | ▼ 44.2% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | -€1,636 | -€225 | €0 | - |
| Change in cash | - | -€2,125 | - | €39,585 | -€29,133 | €12,254 | -€20,748 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | abbreviated format | 08-12-2025 | 2025-00578783 | |
| 30-06-2024 | abbreviated format | 17-12-2024 | 2024-00619302 | |
| 30-06-2023 | micro format | 15-01-2024 | 2024-00002378 | |
| 30-06-2022 | abbreviated format | 02-02-2023 | 2023-00019618 | |
| 30-06-2021 | abbreviated format | 31-01-2022 | 2022-03400424 | |
| 31-12-2019 | abbreviated format | 26-08-2020 | 2020-45900172 | |
| 31-12-2018 | abbreviated format | 02-07-2019 | 2019-27800359 |
Board & ownership
Directors
Directors
2 directors
Van Nieuwenhuyze Isolde
Current
Vandevelde Filip
Current
Owners and capital
Owners
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Van Nieuwenhuyze Isolde |
|
| Vandevelde Filip |
|
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
-
90%
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of FIDA. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2025
08-12
abbreviated format · 54 days before the deadline
2024
17-12
abbreviated format · 45 days before the deadline
30-06
Financial
Highest result from 2018 to 2025net €39,720 ▲94.4%
The operating result of €59,456 and the net result of €39,720 are both a record.
15-01
micro format · 16 days before the deadline
2023
30-06
Financial
Equity above €100,000equity €118,438 ▲20.9%
With a profit in every financial year since 2018, equity grows to €118,438.
02-02
abbreviated format · 2 days late
2022
31-01
abbreviated format · on the deadline day
2020
26-08
abbreviated format · 26 days late
2019
02-07
abbreviated format · 29 days before the deadline
2018
02-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
FIDA in Dutch
Enterprise number
0686.863.631
Legal form
Private limited company
Status
Active, normale toestand
Founded
28-12-2017
Entity type
Legal entity
Registered office and establishments
Registered office
Papegaaistraat 89, 9000 Gent, Belgium
Establishment unit
FIDA, Papegaaistraat 89, 9000 Gent since 28-12-2017 · unit number 2.272.151.952
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
Invoicing and payment
VAT number
BE 0686.863.631
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Sites & property
Location
Buildings and parcels at the address
Ground area
59 m²
Building footprint
59 m²
Building volume
501 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44815F2196/00T000 | Flanders | 59 m² | 1 · 59 m² | 11.8 m · 3 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.