FICTION AGENCY

Active

Private limited companyfounded 20224 yrs activeBloemkoolstraat 36, 8800 Roeselare, BelgiumKBO/BCE: BE 0784.219.363

FICTION AGENCY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €7k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 1505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability76▼-5

Solvency72▲+9

Growth52=

Track record94

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity tight (current ratio 1.13 against 0.8 in 2024; short-term debt: 34.7% and cash: 20.6% of total assets), and 53.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 59

Relative position

BE, all sectors

reference

Sector 59

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

46.7%

Return on assets

5.5%

Age of the figures

12 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-12-2025, 136 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

136 d early

2024

134 d early

2023

210 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€56k▲ 13.3%

2024 · €50k

2023: €36k 2024: €50k

2023 → 2025

Total assets

€120k▼ 6.7%

2024 · €129k

2023: €119k 2024: €129k

2023 → 2025

Net result

€7k▼ 49.7%

2024 · €13k

2023: €40k 2024: €13k

2023 → 2025

Working capital

€5k

2024 · €-9k

2023: €20k 2024: €-9k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€36k-€50k▲ 36.1%€56k▲ 13.3%

Operating result€43k-€22k▼ 48.5%€13k▼ 41.8%

Net result€40k-€13k▼ 67.3%€7k▼ 49.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €120k

60.9%

39.1%

Fixed assets €73k▼ 20.0%

Current assets €47k▲ 26.1%

Equity and liabilities €120k

46.7%

53.3%

Equity €56k▲ 13.3%

Debt €64k▼ 19.2%

The debt ratio falls from 61.6% to 53.3%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€33k▼

2024 · €41k

Cash flow

€27k▼

2024 · €32k

Solvency

46.7%▲

2024 · 38.4%

Current ratio

1.13▲

2024 · 0.80

Quick ratio

1.13▲

2024 · 0.80

Debt / equity

1.14▼

2024 · 1.60

ROE

11.8%▼

2024 · 26.5%

ROA

5.5%▼

2024 · 10.2%

Interest coverage

9.76▼

2024 · 12.27

Debt

€64k▼

2024 · €79k

Debt ≤ 1 year

€42k▼

2024 · €47k

Debt > 1 year

€22k▼

2024 · €33k

Income taxes

€3k▼

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€129k€120k▼

Fixed assets21/28€92k€73k▼

Tangible fixed assets22/27€52k€38k▼

Land and buildings22€869€645▼

Plant, machinery and equipment23€28k€20k▼

Leasing and similar rights25€23k€17k▼

Financial fixed assets28€40k€35k▼

Current assets29/58€37k€47k▲

Amounts receivable within one year40/41€13k€22k▲

Trade receivables40€13k€22k▲

Other amounts receivable41€0-

Cash at bank and in hand54/58€24k€25k▲

Deferred charges and accrued income490/1€409€187▼

Equity and liabilities

Total equity and liabilities10/49€129k€120k▼

Equity10/15€50k€56k▲

Contributions10/11€15k€15k=

Reserves13€34k€41k▲

Distributable reserves133€34k€41k▲

Profit (loss) carried forward14€140€0▼

Amounts payable17/49€79k€64k▼

Amounts payable after more than one year17€33k€22k▼

Financial debts170/4€33k€22k▼

Amounts payable within one year42/48€47k€42k▼

Current portion of amounts payable after more than one year42€10k€10k▲

Trade debts44€4k€2k▼

Suppliers440/4€4k€2k▼

Advances received on contracts in progress46€0-

Taxes, remuneration and social security45€17k€15k▼

Taxes450/3€17k€12k▼

Remuneration and social security454/9-€3k

Other amounts payable47/48€16k€15k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲

Other operating charges640/8€2k€947▼

Gross operating margin9900€43k€34k▼

Operating profit (loss)9901€22k€13k▼

Financial income75/76B€23€3▼

Recurring financial income75€23€3▼

Financial charges65/66B€3k€3k▲

Recurring financial charges65€3k€3k▲

Profit (loss) for the period before taxes9903€19k€10k▼

Income taxes67/77€6k€3k▼

Profit (loss) for the period9904€13k€7k▼

Profit (loss) for the period to be appropriated9905€13k€7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€13k€7k▼

Profit (loss) brought forward from the previous period14P€140€140=

Transfer to equity691/2€13k€7k▼

To other reserves6921€13k€7k▼

Profit to be distributed694/7€0-

Directors or managers695€0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 30-04-2027

2025

15-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-09

Financial Weakest financial yearnet €7k ▼49.7%

Net result drops to €7k, the lowest in the series.

2024

17-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

26-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 210 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Roeselare · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bloemkoolstraat 368800 Roeselare

Ground area

224 m²

Building footprint

107 m²

Parcel 36502B1940/00W000, Flanders. Linked by address, not a title deed.

1 establishment unit

FICTION AGENCY

Bloemkoolstraat 36, 8800 RoeselareVideo and film production, excluding cinema and television films

since 20222.332.554.842

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36502B1940/00W000	Flanders	224 m²	1 · 107 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Professional Video Productions

Of 2,572 companies in sector 59113 we hold annual accounts for 703. 558 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-03-2022

Fiscal year end30-09

Activities, NACEBEL

59113Video and film production, excluding cinema and television films

73110Advertising agencies

74201Photography, excluding press photography

74209Other photographic activities

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.