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FICTILIUS

Active
Private limited companyfounded 20196 yrs activeKarel de Ghelderelaan 6, 8820 Torhout, BelgiumKBO/BCE: BE 0738.820.393
Summary

FICTILIUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,393 and a net result of -€59,455. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
Size
€768,147total assets 2025
Equity
€139,393
Loss
-€59,455
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts 18 d early0 of 2 deeds read
Why 68- 1 change of registered office in 24 months- Loss of €59,455 (FY 2025)+ Size: total assets €768,147+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 43-17
equity 18.1% of total assets
Liquidity 51-29
short-term debt 6.0% · cash 1.1%
Profitability 35-43
return on assets -7.7%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 10 months 01-2026: 0.1%lowest value 02-2026: 0.1%▲ +0.9% vs 01-2026 03-2026: 0.1%▲ +6.5% vs 02-2026 04-2026: 0.1%▲ +8.8% vs 03-2026 05-2026: 0.1%▲ +11.3% vs 04-2026 06-2026: 0.2%▲ +10.9% vs 05-2026 07-2026: 0.2%▲ +19.6% vs 06-2026 08-2026: 0.7%▲ +275% vs 07-2026highest value 09-2026: 0.7%● 0.0% vs 08-2026highest value 10-2026: 0.7%● 0.0% vs 09-2026highest value
  • Size: total assets €768,147 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Loss of €59,455 (FY 2025) raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 3.52 in 2024; short-term debt: 6% and cash: 1.1% of total assets), and 81.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 38%, liquidity 57%, profitability 30%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €768,147
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €59,455 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
18 d early
2024
29 d late
2023
10 d late
2022
18 d late
2021
1 d late
2020
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€59,455
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €39,984 in 2024 -€59,455 View
  • Caution: Among the weakest 7% on net resultsector median €5,673 · 15,308 companies -€59,455 View
  • Total assets 20256 fiscal years filed €768,147 View

By topic

Financials

Fiscal year
2025
Total assets
€768,147
Loss
-€59,455
Solvency
18.1%
Total assets▲ 37.0%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
06-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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