Equity
-€211,743
Debts exceed assets in financial year 2025.
FICONA
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak -€800 (2009)
-€1,937▼ €809
lowest -€31,369 (2008)
-€2,686▼ €1,070
peak -€117,827 (2006)
-€211,743▼ €2,686
€211,772▲ 0.9%
Board2 names since 2003
1 directorRaymond Daelemans
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from -€1,128 to -€1,937Loss of €2,6861 director appointed, 1 resignation 05-11Cash from €796 to €30
Key points
from the 2025 annual accountsLosses
-€122,376 in 20 years
Every financial year from 2006 to 2025 closed with a loss. 2008 was the heaviest.
At the same address
22 companies
2025 accounts filed 28 days after the deadlineTurnover not published (abbreviated or micro format)
Checked score
53
Fair
Financially stronger than 21% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.7%
01-2025: 4.4%▲ +1.7 percentage points vs 12-2024
02-2025: 4.4%● unchanged vs 01-2025
03-2025: 4.7%▲ +0.3 percentage points vs 02-2025highest value
04-2025: 4.5%▼ -0.2 percentage points vs 03-2025
05-2025: 4.5%● unchanged vs 04-2025
06-2025: 3.0%▼ -1.5 percentage points vs 05-2025
07-2025: 3.8%▲ +0.8 percentage points vs 06-2025
08-2025: 0.8%▼ -3.0 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.7%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.7%● unchanged vs 01-2026lowest value
03-2026: 0.7%● unchanged vs 02-2026lowest value
04-2026: 0.7%● unchanged vs 03-2026lowest value
05-2026: 0.7%● unchanged vs 04-2026lowest value
06-2026: 0.8%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%▲ +0.2 percentage points vs 06-2026
08-2026: 1.3%▲ +0.3 percentage points vs 07-2026
09-2026: 1.1%▼ -0.2 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €2,686, the second in a row (financial year 2025)
Negative equity -€211,743
No main activity registered
lowers risk
Size: total assets €30
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 40% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as FICONA has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FICONA itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for FICONA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€211,743
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
on the day
2023
301 days late
2022
on the day
2021
95 days late
2020
20 days late
2019
145 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 84 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 67 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director appointed, 1 resignation
Permanent representative: Raymond Daelemans · Resignation: IMG BELGIUM · Appointment: Raymond Daelemans · General meeting of 20-10-2025 · Gazette deed
First establishment
Louis Mettewielaan 503, Anderlecht
Incorporation
published on 20-09-1986 · Gazette deed
Official details
Source: KBO- Status
- Active since 03-09-1986Normal situation
- Registered office
- 23 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- “Verstrekken van alle informatie nodig voor een goed portefeuillebeheer;” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.035.603.8911070 Anderlecht, since 11-09-1986
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on FICONA
FICONA files the abbreviated format. That format states no turnover. The gross margin rose from -€19,591 in 2006 to -€1,937 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FICONA
- What is the company number of FICONA?
- The company number of FICONA is 0429.287.950. The VAT number is the same number with BE in front: BE 0429.287.950.
- Where is FICONA based?
- The registered office is at Edmond Machtenslaan 157, 1080 Molenbeek-Saint-Jean.Company details
- What is the legal form of FICONA?
- FICONA is a public limited company (NV).
- When was FICONA founded?
- FICONA was founded on 03-09-1986.
- Is FICONA still active?
- Yes, FICONA is an active enterprise in the KBO register.
- What is the turnover of FICONA?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is FICONA profitable?
- In financial year 2025, FICONA made a loss of €2,686.
- Where can I find the annual accounts of FICONA?
- FICONA filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FICONA due?
- FICONA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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