FiCoCo
ActiveSummary
FiCoCo has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €117,722 and a net result of -€874. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68▼-8
Solvency71▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 2.94 in 2023; short-term debt: 52.4% and cash: 15.6% of total assets), and 53.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.4%
Return on assets
-0.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-03-2025, 125 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
125 d early
2023
47 d early
2022
32 d early
2021
149 d early
2020
137 d early
2019
128 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 103 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
Equity
€117,722▼ 42.2%
2023 · €203,596
Total assets
€253,612▼ 11.2%
2023 · €285,565
Net result
-€874
2023 · €17,259
Working capital
€60,970▼ 53.8%
2023 · €132,053
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€12,016▼ 93.0%€47,324▲ 294%€28,903▼ 38.9%€26,368▼ 8.8%€1,242▼ 95.3%
Net result€1,632▼ 98.5%€32,426▲ 1,887%€19,372▼ 40.3%€17,259▼ 10.9%-€874
Equity€149,540=€171,965▲ 15.0%€191,337▲ 11.3%€203,596▲ 6.4%€117,722▼ 42.2%
Total assets€203,179▲ 9.6%€259,182▲ 27.6%€274,059▲ 5.7%€285,565▲ 4.2%€253,612▼ 11.2%
Debt€53,639▲ 49.5%€87,216▲ 62.6%€82,722▼ 5.2%€81,968▼ 0.9%€135,890▲ 65.8%
Working capital€131,601▼ 9.6%€122,968▼ 6.6%€144,895▲ 17.8%€132,053▼ 8.9%€60,970▼ 53.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 95% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €253,612
Fixed assets
€59,805 ▼ 30.1%
Current assets
€193,807 ▼ 3.1%
Equity and liabilities €253,612
Equity
€117,722 ▼ 42.2%
Debt
€135,890 ▲ 65.8%
Debt's share of the balance-sheet total rises from 28.7% to 53.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27,029▼
2023 · €49,573
Cash flow
€24,913▼
2023 · €40,465
Current ratio
1.46▼
2023 · 2.94
Quick ratio
1.46▼
2023 · 2.94
Debt to equity
1.15▲
2023 · 0.40
ROE
-0.7%▼
2023 · 8.5%
ROA
-0.3%▼
2023 · 6.0%
Interest coverage
7.77▼
2023 · 13.64
Debt ≤ 1 year
€132,837▲
2023 · €67,919
Debt > 1 year
€929▼
2023 · €11,997
Income taxes
€1,688▼
2023 · €8,218
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €0 | - | €3,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,665 | €21,695 | €22,595 | €23,206 | €25,787 | ▲ 11.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1,128 | €9,109 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | €1,394 | €959 | €14,587 | ▲ 1,421% |
| Gross operating margin9900 | €19,756 | €70,011 | €54,020 | €59,641 | €41,616 | ▼ 30.2% |
| Operating profit (loss)9901 | €12,016 | €47,324 | €28,903 | €26,368 | €1,242 | ▼ 95.3% |
| Financial income75/76B | - | - | €2,178 | €2,744 | €3,049 | ▲ 11.1% |
| Recurring financial income75 | €665 | €1,015 | €2,178 | €2,744 | €3,049 | ▲ 11.1% |
| Financial charges65/66B | - | - | €2,822 | €3,636 | €3,477 | ▼ 4.4% |
| Recurring financial charges65 | €1,497 | €2,596 | €2,822 | €3,636 | €3,477 | ▼ 4.4% |
| Profit (loss) for the period before taxes9903 | €4,492 | €45,742 | €28,259 | €25,476 | €814 | ▼ 96.8% |
| Income taxes67/77 | €2,860 | €13,317 | €8,887 | €8,218 | €1,688 | ▼ 79.5% |
| Profit (loss) for the period9904 | €1,632 | €32,426 | €19,372 | €17,259 | -€874 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | €1,632 | €32,426 | €19,372 | €17,259 | -€874 | ▼ 105% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €203,179 | €259,182 | €274,059 | €285,565 | €253,612 | ▼ 11.2% |
| Fixed assets21/28 | €17,939 | €83,787 | €70,763 | €85,592 | €59,805 | ▼ 30.1% |
| Intangible fixed assets21 | €342 | €187 | €32 | €0 | - | - |
| Tangible fixed assets22/27 | €17,597 | €83,600 | €70,731 | €85,592 | €59,805 | ▼ 30.1% |
| Plant, machinery and equipment23 | - | - | €5,176 | €4,757 | €2,873 | ▼ 39.6% |
| Furniture and vehicles24 | - | - | €54,133 | €48,875 | €28,523 | ▼ 41.6% |
| Other tangible fixed assets26 | - | - | €11,422 | €31,960 | €28,409 | ▼ 11.1% |
| Current assets29/58 | €185,240 | €175,395 | €203,296 | €199,973 | €193,807 | ▼ 3.1% |
| Amounts receivable after more than one year29 | - | - | €75,000 | €75,000 | €75,000 | = |
| Trade receivables290 | - | - | €75,000 | €75,000 | €75,000 | = |
| Stocks and contracts in progress3 | €426 | €426 | €426 | €426 | €426 | = |
| Stocks30/36 | - | - | €426 | €426 | €426 | = |
| Amounts receivable within one year40/41 | €54,161 | €60,456 | €67,780 | €60,804 | €71,235 | ▲ 17.2% |
| Trade receivables40 | - | - | €48,192 | €41,956 | €46,724 | ▲ 11.4% |
| Other amounts receivable41 | - | - | €19,588 | €18,848 | €24,511 | ▲ 30.0% |
| Cash at bank and in hand54/58 | €129,386 | €113,028 | €57,437 | €58,063 | €39,632 | ▼ 31.7% |
| Deferred charges and accrued income490/1 | - | - | €2,653 | €5,679 | €7,513 | ▲ 32.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €203,179 | €259,182 | €274,059 | €285,565 | €253,612 | ▼ 11.2% |
| Equity10/15 | €149,540 | €171,965 | €191,337 | €203,596 | €117,722 | ▼ 42.2% |
| Contributions10/11 | - | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €129,540 | €151,965 | €171,337 | €183,596 | €97,722 | ▼ 46.8% |
| Distributable reserves133 | - | - | €171,337 | €183,596 | €97,722 | ▼ 46.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €53,639 | €87,216 | €82,722 | €81,968 | €135,890 | ▲ 65.8% |
| Amounts payable after more than one year17 | - | €33,710 | €22,923 | €11,997 | €929 | ▼ 92.3% |
| Financial debts170/4 | - | - | €22,923 | €11,997 | €929 | ▼ 92.3% |
| Amounts payable within one year42/48 | €53,639 | €52,427 | €58,401 | €67,919 | €132,837 | ▲ 95.6% |
| Current portion of amounts payable after more than one year42 | - | - | €10,787 | €10,926 | €11,068 | ▲ 1.3% |
| Financial debts43 | - | - | €1,509 | €1,859 | €1,546 | ▼ 16.8% |
| Credit institutions430/8 | - | - | €1,509 | €1,859 | €1,546 | ▼ 16.8% |
| Trade debts44 | €4,406 | €3,650 | €10,729 | €9,980 | €5,212 | ▼ 47.8% |
| Suppliers440/4 | - | - | €10,729 | €9,980 | €5,212 | ▼ 47.8% |
| Taxes, remuneration and social security45 | - | - | €11,329 | €8,915 | €10,353 | ▲ 16.1% |
| Taxes450/3 | - | - | €7,679 | €4,538 | €5,672 | ▲ 25.0% |
| Remuneration and social security454/9 | - | - | €3,650 | €4,377 | €4,680 | ▲ 6.9% |
| Other amounts payable47/48 | - | - | €24,048 | €36,240 | €104,659 | ▲ 189% |
| Accrued charges and deferred income492/3 | - | - | €1,398 | €2,052 | €2,124 | ▲ 3.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,632 | €32,426 | €19,372 | €17,259 | -€874 | ▼ 105% |
| + Depreciation and write-downs630 | €4,665 | €21,695 | €22,595 | €23,206 | €25,787 | ▲ 11.1% |
| Operating cash flow (approximation) | €6,297 | €54,121 | €41,967 | €40,465 | €24,913 | ▼ 38.4% |
| Investment in fixed assets (approximation) | - | -€87,543 | -€9,571 | -€38,035 | €0 | ▲ 100% |
| Change in cash | - | -€16,358 | -€55,591 | €626 | -€18,431 | ▼ 3,043% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €203,596 ▲6.4%
5 profitable years in a row build equity to €203,596.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €171,965 ▲15%
3 profitable years in a row build equity to €171,965.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €105,798
Net result €105,798 after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 5.29
Current ratio from 0.41 to 5.29; short-term debt falls from €86,283 to €33,909.
31-12
Financial
Equity above €100,000Eq €149,508 ▲242%
Equity rises from €43,710 to €149,508.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2002
Ground area
1,436 m²
Building footprint
128 m²
Volume, LiDAR
662 m³
Parcel 31025I0306/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FiCoCo
since 20022.099.589.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025I0306/00N000 | Flanders | 1,436 m² | 1 · 128 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 510 EUR awarded · 510 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 510 EUR | 510 EUR |
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.