Fico Belgium
ActiveSummary
Fico Belgium has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,186 and a net result of €18,658. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 54% of 13,749 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 30-10-2001 Normal situation
- Registered office
- 10 active companies are registered at this address Source: KBO register, as of 5 November 2026.
- Activity
- Wholesale of household textiles and bedding NACE 46412and 3 others
- Joint committees
- 215 White-collar workers in the clothing and garment industry
- 109 Clothing and garment industry · annual accounts 2025
- Establishment units
- 2.095.366.383 3520 Zonhoven, since 23-11-2001
- 2.256.403.310 2200 Herentals, since 14-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €169,604
- ▲ 2.4%
- Turnover
- ≈ €840,000
- estimated
- Profit
- €18,658
- ▲ 94.9%
- Equity
- €100,186
- ▲ 7.6%
- Total assets
- €220,779
- ▼ 3.8%
- Employees on 31-12-2025
- 6
- ▲ 50.0%
Score breakdownraises riskLiquidity: current ratio 1.63, cash €1,644, halvedSector: Wholesale trade (NACE 46)2 establishment unitslowers riskFounded in 2001Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 53% of them on solvency, 26% on liquidity, 71% on profitability and 60% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Company renamed from FICO to Fico BelgiumChange of role: FREES Filip, from manager to director · “De kleinhandel in huishoudtextiel, zoals lakens, dekens, tafelkleden, handdoeken, enzovoorts; De kleinhandel…” (deed in Dutch)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Fico Belgium: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €223,000 and €340,000, founded between 1998 and 2003.
| Company | Total assets | Gross margin |
|---|---|---|
| Fico Belgium Zonhoven | €220,779 | €169,604 |
| LABELS INC. Antwerp | €222,910 | €143,395 |
| Sequoia Enterprises Oostkamp | €340,181 | €138,888 |
| ROSENKRANZ & CO Antwerp | €317,176 | €110,106 |
| Verbeek Zolder Heusden-Zolder | €236,082 | €88,717 |
| MBC TEX Sint-Niklaas | €240,591 | €81,881 |
| BANDALUX BELUX Brussels | €281,245 | €95,529 |
Key facts about Fico Belgium
- What is the company number of Fico Belgium?
- The company number of Fico Belgium is 0475.969.892. The VAT number is the same number with BE in front: BE 0475.969.892.
- Where is Fico Belgium based?
- The registered office is at Senator A. Jeurissenlaan 1154, 3520 Zonhoven.Company details
- What does Fico Belgium do?
- According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
- What is the legal form of Fico Belgium?
- Fico Belgium is a private limited company (BV).
- When was Fico Belgium founded?
- Fico Belgium was founded on 30-10-2001.
- Is Fico Belgium still active?
- Yes, Fico Belgium is an active enterprise in the KBO register.
- How many employees does Fico Belgium have?
- Fico Belgium had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Fico Belgium fall under?
- In its 2025 annual accounts, Fico Belgium states joint committees 215 (White-collar workers in the clothing and garment industry) and 109 (Clothing and garment industry).
- What is the turnover of Fico Belgium?
- The turnover in financial year 2025 is ≈ €840,000. This figure is estimated from the gross margin of €169,604 and 59 comparable companies (NACE 46). It probably lies between €410,000 and €1.6m.
- Is Fico Belgium profitable?
- In financial year 2025, Fico Belgium made a profit of €18,658.
- Where can I find the annual accounts of Fico Belgium?
- Fico Belgium filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fico Belgium due?
- Fico Belgium must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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