FIBREXPERT
ActiveSummary
FIBREXPERT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98,776 and a net result of €11,612. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability81▼-19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 5.35 against 5.93 in 2023; short-term debt: 15.2% and cash: 78.3% of total assets), and 15.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
8 d late
2022
28 d early
2021
29 d late
2020
33 d early
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€98,776▲ 13.3%
2023 · €87,164
Total assets
€116,490▲ 5.9%
2023 · €110,001
Net result
€11,612▼ 58.5%
2023 · €28,008
Working capital
€77,044▼ 10.3%
2023 · €85,936
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€5,413€28,993▲ 436%€23,675▼ 18.3%€45,383▲ 91.7%€18,349▼ 59.6%
Net result€3,093below the sector's middle half€20,686within the sector's middle half▲ 569%€15,134within the sector's middle half▼ 26.8%€28,008within the sector's middle half▲ 85.1%€11,612within the sector's middle half▼ 58.5%
Equity€32,546within the sector's middle half▲ 10.5%€44,022within the sector's middle half▲ 35.3%€59,156within the sector's middle half▲ 34.4%€87,164within the sector's middle half▲ 47.3%€98,776within the sector's middle half▲ 13.3%
Total assets€36,748below the sector's middle half▲ 15.5%€71,952within the sector's middle half▲ 95.8%€70,154within the sector's middle half▼ 2.5%€110,001within the sector's middle half▲ 56.8%€116,490within the sector's middle half▲ 5.9%
Debt€4,202▲ 77.7%€27,930▲ 565%€10,999▼ 60.6%€22,837▲ 108%€17,714▼ 22.4%
Working capital€23,599within the sector's middle half▲ 57.4%€31,593within the sector's middle half▲ 33.9%€50,249within the sector's middle half▲ 59.0%€85,936within the sector's middle half▲ 71.0%€77,044within the sector's middle half▼ 10.3%
Solvency88.6%above the sector's middle half▼ 4.0pp61.2%within the sector's middle half▼ 27.4pp84.3%above the sector's middle half▲ 23.1pp79.2%within the sector's middle half▼ 5.1pp84.8%above the sector's middle half▲ 5.6pp
Current ratio6.62above the sector's middle half▼ 0.722.13within the sector's middle half▼ 4.485.57above the sector's middle half▲ 3.445.93above the sector's middle half▲ 0.365.35above the sector's middle half▼ 0.58
Return on assets (ROA)8.4%within the sector's middle half▲ 15.7pp28.7%above the sector's middle half▲ 20.3pp21.6%within the sector's middle half▼ 7.2pp25.5%within the sector's middle half▲ 3.9pp10.0%within the sector's middle half▼ 15.5pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €116,490
Fixed assets
€21,732 ▲ 228%
Current assets
€94,758 ▼ 8.3%
Equity and liabilities €116,490
Equity
€98,776 ▲ 13.3%
Debt
€17,714 ▼ 22.4%
Debt's share of the balance-sheet total falls from 20.8% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22,966▼
2023 · €48,153
Cash flow
€16,229▼
2023 · €30,779
Debt to equity
0.18▼
2023 · 0.26
ROE
11.8%▼
2023 · 32.1%
Interest coverage
156.33▼
2023 · 432.72
Debt ≤ 1 year
€17,714▲
2023 · €17,437
Income taxes
€6,703▼
2023 · €14,562
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,518 | €6,303 | €6,521 | €2,771 | €4,617 | ▲ 66.6% |
| Other operating charges640/8 | - | €788 | €884 | €906 | €881 | ▼ 2.7% |
| Gross operating margin9900 | €11,316 | €36,083 | €31,080 | €49,060 | €23,847 | ▼ 51.4% |
| Operating profit (loss)9901 | €5,413 | €28,993 | €23,675 | €45,383 | €18,349 | ▼ 59.6% |
| Financial income75/76B | - | €0 | €0 | €0 | €112 | ▲ 112,380% |
| Recurring financial income75 | - | €0 | €0 | €0 | €112 | ▲ 112,380% |
| Financial charges65/66B | - | €111 | €112 | €2,813 | €147 | ▼ 94.8% |
| Recurring financial charges65 | €126 | €111 | €112 | €111 | €147 | ▲ 32.0% |
| Non-recurring financial charges66B | - | - | - | €2,702 | - | - |
| Profit (loss) for the period before taxes9903 | €5,287 | €28,882 | €23,563 | €42,570 | €18,315 | ▼ 57.0% |
| Income taxes67/77 | €2,194 | €8,196 | €8,429 | €14,562 | €6,703 | ▼ 54.0% |
| Profit (loss) for the period9904 | €3,093 | €20,686 | €15,134 | €28,008 | €11,612 | ▼ 58.5% |
| Profit (loss) for the period to be appropriated9905 | €3,093 | €20,686 | €15,134 | €28,008 | €11,612 | ▼ 58.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,748 | €71,952 | €70,154 | €110,001 | €116,490 | ▲ 5.9% |
| Fixed assets21/28 | €8,947 | €12,428 | €8,907 | €6,628 | €21,732 | ▲ 228% |
| Tangible fixed assets22/27 | €8,947 | €12,428 | €8,907 | €6,628 | €21,732 | ▲ 228% |
| Furniture and vehicles24 | - | €12,428 | €8,907 | €6,628 | €21,732 | ▲ 228% |
| Current assets29/58 | €27,801 | €59,524 | €61,247 | €103,373 | €94,758 | ▼ 8.3% |
| Amounts receivable within one year40/41 | €5,472 | €22,861 | €26,152 | €13,975 | €2,757 | ▼ 80.3% |
| Trade receivables40 | - | €20,025 | €24,615 | €9,306 | €795 | ▼ 91.5% |
| Other amounts receivable41 | - | €2,835 | €1,537 | €4,668 | €1,962 | ▼ 58.0% |
| Cash at bank and in hand54/58 | €21,253 | €35,573 | €33,668 | €88,192 | €91,167 | ▲ 3.4% |
| Deferred charges and accrued income490/1 | - | €1,090 | €1,427 | €1,207 | €834 | ▼ 30.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,748 | €71,952 | €70,154 | €110,001 | €116,490 | ▲ 5.9% |
| Equity10/15 | €32,546 | €44,022 | €59,156 | €87,164 | €98,776 | ▲ 13.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €21,860 | €21,860 | €36,860 | €62,860 | €74,360 | ▲ 18.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €20,000 | €35,000 | €61,000 | €72,500 | ▲ 18.9% |
| Profit (loss) carried forward14 | €4,486 | €15,962 | €16,096 | €18,104 | €18,216 | ▲ 0.6% |
| Amounts payable17/49 | €4,202 | €27,930 | €10,999 | €22,837 | €17,714 | ▼ 22.4% |
| Amounts payable within one year42/48 | €4,202 | €27,930 | €10,999 | €17,437 | €17,714 | ▲ 1.6% |
| Trade debts44 | €2,129 | €7,903 | €5,462 | €2,198 | €1,073 | ▼ 51.2% |
| Suppliers440/4 | - | €7,903 | €5,462 | €2,198 | €1,073 | ▼ 51.2% |
| Taxes, remuneration and social security45 | - | €19,955 | €5,464 | €15,141 | €16,642 | ▲ 9.9% |
| Taxes450/3 | - | €19,955 | €5,464 | €15,141 | €16,642 | ▲ 9.9% |
| Other amounts payable47/48 | - | €73 | €73 | €98 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €5,400 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,093 | €20,686 | €15,134 | €28,008 | €11,612 | ▼ 58.5% |
| + Depreciation and write-downs630 | €5,518 | €6,303 | €6,521 | €2,771 | €4,617 | ▲ 66.6% |
| Operating cash flow (approximation) | €8,611 | €26,989 | €21,655 | €30,779 | €16,229 | ▼ 47.3% |
| Investment in fixed assets (approximation) | - | -€9,784 | -€3,000 | -€492 | -€19,721 | ▼ 3,912% |
| Change in cash | - | €14,319 | -€1,904 | €54,523 | €2,975 | ▼ 94.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €28,008 ▲85.1%
Operating result €45,383, net result €28,008, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 5.57
Current ratio from 2.13 to 5.57; short-term debt falls from €27,930 to €10,999.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3,093
Net result €3,093 after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet -€2,324
Net result drops to -€2,324, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2013
Ground area
992 m²
Building footprint
120 m²
Volume, LiDAR
683 m³
Parcel 25016A0328/00B000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Fibrexpert
since 20132.220.386.814
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0328/00B000 | Wallonia | 992 m² | 1 · 120 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0536479284
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.