Equity
€59,954 from €182,377 in 2021
Equity fell by 67% in 4 years.
FIBONACCI SOLUTIONS
Lifetime
9 annual accounts with figures on one time axispeak €114,287 (2024)
€89,954▼ 21.3%
peak €82,877 (2024)
€39,494▼ 52.3%
peak €182,377 (2021)
€59,954▲ 193%
€312,525▲ 25.7%
Board1 name since 2016
1 directorVANDENBROECK Nicolas
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €114,287 to €89,954Result from €82,877 to €39,494Equity from €20,460 to €59,954Debts from €248,569 to €312,525Investments €249,760Cash from €63,042 to €25,074
Key points
from the 2025 annual accountsDebts
€312,525 84% of the balance sheet
Financial debts 57%Suppliers 15%Taxes and wages 16%Other 12%
Of this, €116,179 falls due within a year.
Investments
€249,760 8.4 × depreciation
Green is investment, beige is depreciation.
2025 accounts filed 28 days after the deadline
Checked score
92
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.3%● unchanged vs 08-2025highest value
10-2025: 0.3%● unchanged vs 09-2025highest value
11-2025: 0.3%● unchanged vs 10-2025highest value
12-2025: 0.3%● unchanged vs 11-2025highest value
01-2026: 0.1%▼ -0.2 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Profit of €39,494 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €372,479
Figures for financial year 2025 (filed on 28-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 21% of them on solvency, 25% on liquidity, 49% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as FIBONACCI SOLUTIONS has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FIBONACCI SOLUTIONS itself is lower: 0.1% within 12 months. It rests on far more data about FIBONACCI SOLUTIONS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for FIBONACCI SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.17 in 2024), below the usual 1.5. Short-term debt is 31.2% and cash 6.7% of total assets. 83.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
28 days late
2024
6 days early
2023
30 days late
2022
25 days late
2021
30 days late
2020
30 days late
2019
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0662847223
Registered office moved from Mont-de-l'Enclus to Templeuve
New registered office: rue des Combattants de Templeuve 17, 7520 Templeuve · Previous registered office: rue des Fusillés 7, 7750 Mont-de-L’Enclus (Orroir) · Change of role: VANDENBROECK Nicolas, from manager to director · Gazette deed
Registered office moved from Froyennes to Orroir
New registered office: Rue des Fusillés 7-7750 Orroir · Previous registered office: Néegundo Innovation Center, rue du Progrès 13, 7503 Froyennes · Board meeting of 18-01-2019 · Gazette deed
First establishment
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIBONACCI SOLUTIONS Tournai | €372,479 | €89,954 | 16.1% | - |
| DOMOSOPH Mouscron | €382,228 | €90,965 | 84.2% | - |
| Learning Management Resources Ath | €362,518 | €84,473 | 87.3% | - |
| FKE CONSULT Charleroi | €374,352 | €103,673 | 5.5% | - |
| Wedges Morlanwelz | €409,168 | €83,145 | 82.5% | - |
| KNU INVEST Le Roeulx | €443,371 | €99,281 | 35.8% | - |
| OPTIMEN Mons | €375,365 | €99,410 | 87.5% | - |
These companies have the same main activity as FIBONACCI SOLUTIONS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €363,000 and €443,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 22-09-2016Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.258.507.220since 01-10-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 08-04-2025
Insights on FIBONACCI SOLUTIONS
FIBONACCI SOLUTIONS files the micro format. That format states no turnover. The gross margin rose from €48,800 in 2017 to €89,954 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIBONACCI SOLUTIONS
- What is the company number of FIBONACCI SOLUTIONS?
- The company number of FIBONACCI SOLUTIONS is 0662.847.223. The VAT number is the same number with BE in front: BE 0662.847.223.
- Where is FIBONACCI SOLUTIONS based?
- The registered office is at Rue des Combattants de Templeuve 17, 7520 Tournai.Company details
- What does FIBONACCI SOLUTIONS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FIBONACCI SOLUTIONS?
- FIBONACCI SOLUTIONS is a private limited company (BV).
- When was FIBONACCI SOLUTIONS founded?
- FIBONACCI SOLUTIONS was founded on 22-09-2016.
- Is FIBONACCI SOLUTIONS still active?
- Yes, FIBONACCI SOLUTIONS is an active enterprise in the KBO register.
- What is the turnover of FIBONACCI SOLUTIONS?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €89,954 and 120 comparable companies (NACE 70200). It probably lies between €140,000 and €230,000.Financials
- Is FIBONACCI SOLUTIONS profitable?
- In financial year 2025, FIBONACCI SOLUTIONS made a profit of €39,494.
- Where can I find the annual accounts of FIBONACCI SOLUTIONS?
- FIBONACCI SOLUTIONS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FIBONACCI SOLUTIONS due?
- FIBONACCI SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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