Fiberflux
ActiveSummary
The computed 12-month bankruptcy probability of Fiberflux is 2.3% (moderate). The 2025 annual accounts show equity of €2,161 and a net result of -€597,839. Its solvency ranks better than 18% of 157 sector peers (NACE 22, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of rubber and plastic products
NACE 22210Manufacture of computer, electronic and optical products NACE 26510
1 site
Size
€2.3mtotal assets 2025
- Equity
- €2,161
- Loss
- -€597,839
Turnover not published (micro format)
Why 51raises risk1 change of registered office in 24 monthsEquity €2,161 (0.1% of total assets)Loss of €597,839 (financial year 2025)lowers riskSize: total assets €2.3mShow the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 22, small)
Financial strength
Weak
Solvency
25
equity 0.1% of total assets
Liquidity
48
short-term debt 22.1% · cash 4.1%
Profitability
0
return on assets -26.0%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.9%▲ +0.1 percentage points vs 08-2025
10-2025: 2.2%▲ +0.3 percentage points vs 09-2025
11-2025: 2.3%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%▲ +0.3 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.8%▲ +0.2 percentage points vs 01-2026
03-2026: 2.9%▲ +0.1 percentage points vs 02-2026
04-2026: 2.8%▼ -0.1 percentage points vs 03-2026
05-2026: 2.8%● unchanged vs 04-2026
06-2026: 3.1%▲ +0.3 percentage points vs 05-2026
07-2026: 3.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.2%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 1.2%● unchanged vs 08-2026lowest value
10-2026: 2.3%▲ +1.1 percentage points vs 09-2026
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 22, small): better than 6% on solvency, 54% on liquidity and 2% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 157 sector peers (2025).
NBB · sector comparisonPosition among 157 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Registered officeRegistered-office move · Power of…
- Annual accounts filedfinancial year 2025 · micro…
- MiscellaneousRegistered-office move
Financials · financial year 2025, micro format
Equity
€2,161
Total assets
€2.3m
Net result
-€597,839
Working capital
-€8,781
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €2.3m
Fixed assets
€1.8m
Current assets
€498,284
Equity and liabilities €2.3m
Equity
€2,161
Debt
€2.3m
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
EBITDA
-€225,852
Cash flow
-€274,331
Current ratio
0.98
Quick ratio
0.81
ROA
-26.0%
Interest coverage
-4.65
Debt ≤ 1 year
€507,065
Debt > 1 year
€1.8m
A ratio outside any meaningful range has been withheld (balance sheet total €2.3m, equity €2,161).
Peer companies
Historical observationOf the 450 companies that looked in July 2024 the way this one looks now, 6.4% went bankrupt within 24 months and 87.3% are still going.
- Small
- solvency under 10%
- a loss of 10% of the balance sheet or more
- without age
6.4%
went bankrupt
5.3%
stopped otherwise
87.3%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €323,508 |
| Other operating charges640/8 | €693 |
| Gross operating margin9900 | -€225,159 |
| Operating profit (loss)9901 | -€549,360 |
| Financial income75/76B | €64 |
| Recurring financial income75 | €64 |
| Financial charges65/66B | €48,543 |
| Recurring financial charges65 | €48,543 |
| Profit (loss) for the period before taxes9903 | -€597,839 |
| Profit (loss) for the period9904 | -€597,839 |
| Profit (loss) for the period to be appropriated9905 | -€597,839 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.3m | |
| Fixed assets21/28 | €1.8m | |
| Intangible fixed assets21 | €1.4m | |
| Tangible fixed assets22/27 | €0.4m | |
| Plant, machinery and equipment23 | €0.4m | |
| Furniture and vehicles24 | €0.01m | |
| Financial fixed assets28 | €0.02m | |
| Current assets29/58 | €0.5m | |
| Stocks and contracts in progress3 | €0.09m | |
| Contracts in progress37 | €0.09m | |
| Amounts receivable within one year40/41 | €0.3m | |
| Trade receivables40 | €0.3m | |
| Other amounts receivable41 | €0.04m | |
| Cash at bank and in hand54/58 | €0.1m | |
| Deferred charges and accrued income490/1 | €0.005m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.3m | |
| Equity10/15 | €0.002m | |
| Contributions10/11 | €0.6m | |
| Profit (loss) carried forward14 | -€0.6m | |
| Amounts payable17/49 | €2.3m | |
| Amounts payable after more than one year17 | €1.8m | |
| Financial debts170/4 | €1.8m | |
| Amounts payable within one year42/48 | €0.5m | |
| Current portion of amounts payable after more than one year42 | €0.08m | |
| Financial debts43 | €0.002m | |
| Credit institutions430/8 | €0.002m | |
| Trade debts44 | €0.2m | |
| Suppliers440/4 | €0.2m | |
| Advances received on contracts in progress46 | €0.2m | |
| Taxes, remuneration and social security45 | €0.005m | |
| Taxes450/3 | €0.005m | |
| Other amounts payable47/48 | €222 | |
| Accrued charges and deferred income492/3 | €0.006m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€597,839 |
| + Depreciation and write-downs630 | €323,508 |
| Operating cash flow (approximation) | -€274,331 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00382428 |
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Of the 362 active companies whose main activity is manufacture of rubber and plastic products (NACE 22210), figures are known for 291. 16 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2024 to 2025 · 3 entries · €55,939 awarded · €16,339 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | €53,839 | €16,339 |
| 2024 | 1 | €2,100 | €0 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2024
Board 2
Innotis
CurrentS bestuurder · since 02-07-2024 · Private limited company · permanent representative: GEERTS Stefan
Videre
CurrentR bestuurder · since 02-07-2024 · Private limited company · permanent representative: DE VISSCHER Rick Jean Paula
Permanent representatives 2
DE VISSCHER Rick Jean Paula
CurrentPermanent representative · since 02-07-2024 · for Videre
GEERTS Stefan
CurrentPermanent representative · since 02-07-2024 · for Innotis
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
2 people since 2024, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Innotis |
|
| Videre |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 02-07-2024 ↗
- DE VISSCHER Rick Jean Paula founder
- GEERTS Stefan founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 02-07-2024 Incorporation · €600,000 · 6,000 shares
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
MIGALE
Shared corporate director
→
RIAN INVESTMENTS
Shared corporate director
→
History
Acts, filings and financial milestones
2026
02-09
Gazette deed
Registered officeRegistered-office move · Power of attorney3 facts ▸
Gazette deed
Registered office
Registered-office move · Power of attorney3 facts ▸
- Board meeting, 20-07-2026
- Registered-office move, Sint-Pietersnieuwstraat 11, 9000 Gent
- Power of attorney, NV TITECA
30-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2024
30-07
Gazette deed
MiscellaneousRegistered-office move2 facts ▸
Gazette deed
Miscellaneous
Registered-office move2 facts ▸
- Board meeting, 10-07-2024
- Registered-office move, Schoonmansveld 52,2870 Puurs-Sint-Amands
02-07
Gazette deed
IncorporationAppointments: VIDERE (r bestuurder) and INNOTIS (s bestuurder) · Permanent representatives: DE VISSCHER Rick Jean Paula and GEERTS Stefan · Founder12 facts ▸
Gazette deed
Incorporation
Appointments: VIDERE (r bestuurder) and INNOTIS (s bestuurder) · Permanent representatives: DE VISSCHER Rick Jean Paula and GEERTS Stefan · Founder12 facts ▸
- Incorporation, “Fiberflux” (deed in Dutch)
- Founder, DE VISSCHER Rick Jean Paula
- Founder, GEERTS Stefan
- Founding capital, €600,000
- Board rule, 2, “vergadering” (deed in Dutch)
- Director appointment, VIDERE (r bestuurder)
- Permanent representative, DE VISSCHER Rick Jean Paula
- Director appointment, INNOTIS (s bestuurder)
- Permanent representative, GEERTS Stefan
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten door oprichters in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Board meeting, “gedelegeerd bestuurder, gedelegeerd bestuurder” (deed in Dutch)
- Other provision, “vertegenwoordiging bij volmacht, medewerkers van notaris Verbert” (deed in Dutch)
Gazette deedNBB filing
3 of 3 deeds read
Register details
Identification
Legal formPrivate limited company
Founded28-06-2024
Financial year end31-12
Activities, NACEBEL 2025
22210Manufacture of rubber and plastic products
26510Manufacture of computer, electronic and optical products
28990Manufacture of machinery and equipment not elsewhere classified
32990Other manufacturing not elsewhere classified
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
74999Other professional, scientific and technical activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:1010908066
Registered
01-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Ground area
359 m²
Building footprint
282 m²
Building volume
4,501 m³
Parcel 44805E0287/00N000, Flanders · tallest building 20.2 m. Linked by address, not a title deed.
20
companies at this address
See who is registered here
1 establishment unit
Fiberflux
since 2024unit no. 2.362.592.475
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44805E0287/00N000 | Flanders | 359 m² | 1 · 282 m² | 20.2 m · 5 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle werkzaamheden welke rechtstreeks of onrechtstreeks betrekking hebben op de verkoop, de import, de export, de fabricatie van industrieel…” (deed in Dutch)
11 activities (deed in Dutch)
- Alle werkzaamheden welke rechtstreeks of onrechtstreeks betrekking hebben op de verkoop, de import, de export, de fabricatie van industrieel materiaal, machines, stukken, toebehoren, noodzakelijke stoffen voor de nucleaire industrie, chemische industrie, petrochemische industrie, glasindustrie, de sector met betrekking tot de verwerking van water en afvalwater, de gassector, de sector omtrent de ontwikkeling en exploitatie van warmtenetten en andere in de energetische sector van productie, distributie of gebruik
- Het uitvoeren van en ondersteunen van onderzoek naar de ontwikkeling en commercialisering van signalisatiemateriaal (bijvoorbeeld leidingmarkering) en alle daarmee verbonden handelingen
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële duurzame activa
- De vennootschap handelt voor eigen rekening, in commissie, als tussenpersoon of als vertegenwoordiger. Zij mag haar onroerende goederen, met inbegrip van het handelsfonds, in pand stellen en mag aval verlenen voor alle leningen, kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft
- Het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden van welke vorm ook, van Belgische of buitenlandse bestaande of nog op te richten vennootschappen
- Het bevorderen van de oprichting van vennootschappen door inbreng, participatie of investering
- Het verlenen van advies- en consultancywerkzaamheden met betrekking tot hetgeen vermeld in onderhavig voorwerp
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm. In dit kader kan zij ook borg stellen of aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten, behalve die welke wettelijk voorbehouden zijn aan de depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen
- Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen en vastrentende waarden door intekening, waarborg, plaatsing, verhandeling, of anderszins, alsmede het verwezenlijken van om het even welke verrichting inzake portefeuille-en kapitaalbestuur
- De vennootschap mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van ondernemingen of vennootschappen waarin ze belangen bezit als mede-eigenaar, aandeelhouder, schuldeiser of op andere wijze
- De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen, in het kort tussenpersoon in handel
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams gewest, 2870 PUURS-SINT-AMANDS,Schoonmansveld 53” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Two directors jointly
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Overdracht van aandelen artikel 9, voorkooprecht, volgrecht en volgplicht niet van toepassing” (deed in Dutch)“Geen gebruik Voorkooprecht voor alle Aangeboden Aandelen, aandeelhoudersovereenkomst,onder meer Volgrecht en Volgplicht” (deed in Dutch)“Nooit meer dan aangegeven in Kennisgeving Uitoefening Voorkooprecht, zelfde prijs uit Kennisgeving van Overdracht of uitoefenprijs bij…” (deed in Dutch)“Niet erkend als aandeelhouder,niet in aandelenregister,geen rechten,niet toegelaten tot algemene vergaderingen,geen dividenden, Overdracht…” (deed in Dutch)“Kennisgeving per aangetekend schrijven met kopie via e-mail aan alle Aandeelhouders met uitzondering van uitoefenende met kopie aan…” (deed in Dutch)“Niet erkend,niet ingeschreven,geen rechten,niet toegelaten tot algemene vergaderingen,geen dividenden, Overdracht met schending volgrecht…” (deed in Dutch)“Kennisgeving per aangetekend schrijven met kopie via e-mail aan Niet-Volgende Aandeelhouders, verval van recht” (deed in Dutch)“Aandelen Niet-Volgende samen met Aandelen Aanbiedende en Volgrecht-uitoefenende overeenkomstig Artikel 9.3.4 aan Potentiële Verkrijger” (deed in Dutch)“Niet erkend,niet ingeschreven,geen rechten,niet toegelaten tot Algemene vergaderingen,geen dividenden, Overdracht met schending nietig,geen…” (deed in Dutch)3 more provisions on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Thursday of June at 16:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor