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FIBAM B & V

Active Risk: not assessed
Private limited company (pre-2019)founded 2008active for 18 yearsStationsstraat 77, 8470 Gistel, BelgiumKBO/BCE: BE 0806.287.358
Summary

FIBAM B & V is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €536,146 and a net result of €34,166. Equity is growing by about 3.3% per year across the filed financial years. Its solvency ranks better than 38% of 3,030 sector peers (NACE 66, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
7th oldest company in Gistel, Finance and insurance sector1 site
Size
€1.5mtotal assets 2025
Staff
2 FTE
Equity
€536,146
Profit
€34,166
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
2025 accounts filed 11 days late2 deeds in the Belgian Official Gazette
Signalsraises risk2025 accounts filed 11 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
20 days early
2023
29 days late
2022
31 days late
2021
17 days early
2020
58 days late
2019
40 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €500,000equity €501,980 ▲1.1%

Key points

  • Positive: Among the best 15% on equitysector median €118,881 · 3,033 companies €536,146 View
  • Positive: 8 profitable years in a rowprofit 2025: €34,166 8 years View
  • Total assets 20256 financial years filed €1.5m View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Profit
€34,166
Solvency
36.1%
Total assets▼ 6.2%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2010
Next accounts
by 31-07-2027
  1. 29-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Insurance agents and brokersNACE 66220
Founded
10-09-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about FIBAM B & V

What is the company number of FIBAM B & V?
0806.287.358. In Belgium the VAT number is the company number with BE in front: BE 0806.287.358.
Where is FIBAM B & V based?
The registered office is at Stationsstraat 77, 8470 Gistel.Company details
What does FIBAM B & V do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of FIBAM B & V?
Private limited company (pre-2019) (BVBA).
When was FIBAM B & V founded?
On 10-09-2008.
Is FIBAM B & V still active?
Yes, FIBAM B & V is an active enterprise in the KBO register.
How many employees does FIBAM B & V have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIBAM B & V?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FIBAM B & V profitable?
In financial year 2025, FIBAM B & V made a profit of €34,166.
Where can I find the annual accounts of FIBAM B & V?
FIBAM B & V filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIBAM B & V due?
By 31-07-2027, for financial year 2026.Timeline

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