FIBA
ActiveFIBA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €8k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+9
Solvency40▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.52 in 2024; short-term debt: 83.5% and cash: 29.1% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
3.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 25.8%
2024 · €31k
2018: €11k
2019: €11k
2020: €27k
2021: €32k
2022: €47k
2023: €40k
2024: €31k
2018 → 2025
Total assets
€257k▼ 2.7%
2024 · €264k
2018: €242k
2019: €233k
2020: €249k
2021: €271k
2022: €276k
2023: €266k
2024: €264k
2018 → 2025
Net result
€8k
2024 · €-9k
2018: €8k
2019: €120
2020: €15k
2021: €6k
2022: €14k
2023: €-7k
2024: €-9k
2018 → 2025
Working capital
€-95k▲ 11.3%
2024 · €-107k
2018: €-78k
2019: €-103k
2020: €-89k
2021: €-85k
2022: €-74k
2023: €-100k
2024: €-107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€47k▲ 44.4%€40k▼ 14.0%€31k▼ 22.7%€39k▲ 25.8%
Operating result€19k-€16k▼ 19.6%€-3k€2k€17k▲ 780%
Net result€6k-€14k▲ 148%€-7k€-9k▼ 39.2%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 780% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€137k▼ 7.9%
Current assets
€119k▲ 4.0%
Equity and liabilities €257k
Equity
€39k▲ 25.8%
Debt
€217k▼ 6.5%
The debt ratio falls from 88.2% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €15k
Cash flow
€21k▲
2024 · €4k
Solvency
15.3%▲
2024 · 11.8%
Current ratio
0.56▲
2024 · 0.52
Quick ratio
0.56▲
2024 · 0.52
Debt / equity
5.55▼
2024 · 7.47
ROE
20.5%▲
2024 · -29.4%
ROA
3.1%▲
2024 · -3.5%
Interest coverage
42.36▲
2024 · 17.57
Debt
€217k▼
2024 · €233k
Debt ≤ 1 year
€214k▼
2024 · €222k
Debt > 1 year
€3k▼
2024 · €11k
Income taxes
€9k▼
2024 · €10k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€257k▼
Fixed assets21/28€149k€137k▼
Tangible fixed assets22/27€149k€137k▼
Land and buildings22€118k€115k▼
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€20k€12k▼
Current assets29/58€115k€119k▲
Amounts receivable within one year40/41€55k€44k▼
Trade receivables40€48k€35k▼
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€59k€75k▲
Deferred charges and accrued income490/1€421€198▼
Equity and liabilities
Total equity and liabilities10/49€264k€257k▼
Equity10/15€31k€39k▲
Contributions10/11€20k€20k=
Reserves13€18k€26k▲
Distributable reserves133€18k€26k▲
Profit (loss) carried forward14€-7k€-7k▲
Amounts payable17/49€233k€217k▼
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€222k€214k▼
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€197k€194k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A-€179
Gross operating margin9900€20k€37k▲
Operating profit (loss)9901€2k€17k▲
Financial charges65/66B€859€726▼
Recurring financial charges65€859€726▼
Profit (loss) for the period before taxes9903€1k€17k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€-9k€8k▲
Profit (loss) for the period to be appropriated9905€-9k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€819▲
Profit (loss) brought forward from the previous period14P€2k€-7k▼
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €15k ▲12715%
Net result €15k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteellaan 151080 Sint-Jans-MolenbeekGround area
709 m²
Building footprint
228 m²
Volume, LiDAR
3,906 m³
Parcel 21526D0060/00Y000, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FIBA
since 19892.042.225.231
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0060/00Y000 | Brussels | 709 m² | 1 · 228 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPTA+PLUS
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STOOPS
BE 0434.387.378
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ACCO KEMPEN
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IMMOB ACCOUNT
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 5,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1988
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.