FIAT LEX
ActiveFIAT LEX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €5k. Its solvency ranks better than 56% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability98
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.66; short-term debt: 37.5% and cash: 72% of total assets), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€21k
Net result
€5k
Working capital
€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €21k
Equity
€13k
Debt
€8k
Debt finances 37.5% of the balance-sheet total.
Key figures and ratios
Solvency
62.5%
Current ratio
2.66
Quick ratio
2.66
Debt / equity
0.60
ROE
39.0%
ROA
24.4%
Debt
€8k
Debt ≤ 1 year
€8k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€21k
Current assets29/58€21k
Amounts receivable within one year40/41€1k
Trade receivables40€18
Other amounts receivable41€1k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€13k
Contributions10/11€8k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€8k
Amounts payable within one year42/48€8k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Remuneration and social security454/9€220
Income statement
Code2025
Other operating charges640/8€907
Gross operating margin9900€9k
Operating profit (loss)9901€8k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grensstraat 553010 LeuvenGround area
1,074 m²
Building footprint
269 m²
Volume, LiDAR
4,320 m³
2 parcels, Flanders · tallest building 24.7 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
FIAT LEX
since 20242.359.309.917
Amerikalei 160, 2000 Antwerpen
since 20242.359.310.016
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0203/00L010 | Flanders | 797 m² | 1 · 67 m² | 7.0 m · 2 fl. |
| 11811L3696/00W002 | Flanders | 277 m² | 1 · 201 m² | 24.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Spivi
BE 0778.666.411
Genk · Eq €13k
JC Tax & Legal
BE 1021.607.265
Antwerpen · Eq €13k
Lawyers Defending Rights
BE 0455.238.618
Zwevegem · Eq €13k
David LOUIS Avocat
BE 0795.108.802
Mons · Eq €13k
Hayat KARIM
BE 0764.685.246
Liège · Eq €13k
Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 5,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.