Skip to content

FIANNA

Active
Private limited company (pre-2019)founded 201312 yrs activeRue Barthélemy Guinotte 36, 4830 Limbourg, BelgiumKBO/BCE: BE 0543.663.719
Summary

The computed 12-month bankruptcy probability of FIANNA is 2.0% (moderate). The 2025 annual accounts show negative equity (-€18,599) and a net result of -€28,066. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301Full-service restaurants NACE 56101Full-service restaurants NACE 56111
1 site
Size
€25,297total assets 2025
Staff
7.6 FTE
Equity
-€18,599
Loss
-€28,066
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
2.0%
Structure
Accounts 31 d early0 of 1 deed read
Why 53- Figures for FY 2024 (filed 25-07-2025)- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 1.11, cash €20,354+ Founded in 2013Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0-44
equity -73.5% of total assets
Liquidity 7-64
short-term debt 154.0% · cash 5.5%
Profitability 0=
return on assets -110.9%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 14 months 09-2025: 1.0% 10-2025: 0.8%▼ -15.6% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.8% vs 12-2025lowest value 02-2026: 0.8%● 0.0% vs 01-2026lowest value 03-2026: 0.8%● 0.0% vs 02-2026lowest value 04-2026: 0.9%▲ +8.4% vs 03-2026 05-2026: 0.9%▼ -1.5% vs 04-2026 06-2026: 0.8%▼ -3.5% vs 05-2026 07-2026: 0.9%▲ +12.4% vs 06-2026 08-2026: 1.2%▲ +27.8% vs 07-2026 09-2026: 1.3%▲ +11.1% vs 08-2026 10-2026: 2.0%▲ +49.1% vs 09-2026highest value
  • Figures for FY 2024 (filed 25-07-2025) raises the probability
  • Liquidity: current ratio 1.11, cash €20,354 lowers the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2013 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.37 against 1.11 in 2024; short-term debt: 154% and cash: 5.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 41%, liquidity 75%, profitability 8%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 25-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.11, cash €20,354
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
6 d early
2023
2 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€28,066
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€18,599 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€28,066 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€25,297
Loss
-€28,066
Solvency
-73.5%
Total assets▼ 48.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 25-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Cafés and barsNACE 56301
Founded
30-12-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.