FI²
ActiveFI² has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €50k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 7.36 in 2024; short-term debt: 20.9% and cash: 44.8% of total assets), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
25.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
19 d late
2023
2 d late
2022
24 d late
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50k▲ 31.3%
2024 · €38k
2021: €32k
2022: €25k
2023: €38k
2024: €38k
2021 → 2025
Working capital
€137k▲ 19.3%
2024 · €115k
2021: €32k
2022: €58k
2023: €74k
2024: €115k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€59k▲ 73.8%€97k▲ 63.8%€135k▲ 39.0%€155k▲ 14.6%
Operating result€41k-€38k▼ 6.8%€52k▲ 37.5%€55k▲ 4.1%€74k▲ 36.5%
Net result€32k-€25k▼ 21.6%€38k▲ 50.2%€38k▲ 0.1%€50k▲ 31.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€18k▼ 11.5%
Current assets
€178k▲ 34.0%
Equity and liabilities €196k
Equity
€155k▲ 14.6%
Debt
€41k▲ 127%
The debt ratio rises from 11.8% to 20.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €57k
Cash flow
€52k▲
2024 · €40k
Solvency
79.1%▼
2024 · 88.2%
Current ratio
4.34▼
2024 · 7.36
Quick ratio
4.34▼
2024 · 7.36
Debt / equity
0.26▲
2024 · 0.13
ROE
32.1%▲
2024 · 28.0%
ROA
25.4%▲
2024 · 24.7%
Interest coverage
21.12▲
2024 · 18.41
Debt
€41k▲
2024 · €18k
Debt ≤ 1 year
€41k▲
2024 · €18k
Income taxes
€21k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€196k▲
Fixed assets21/28€20k€18k▼
Tangible fixed assets22/27€20k€18k▼
Plant, machinery and equipment23€20k€18k▼
Current assets29/58€133k€178k▲
Amounts receivable within one year40/41€5k€529▼
Trade receivables40€2k-
Other amounts receivable41€3k€529▼
Current investments50/53€35k€85k▲
Cash at bank and in hand54/58€89k€88k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€153k€196k▲
Equity10/15€135k€155k▲
Contributions10/11€2k€2k=
Reserves13€101k€121k▲
Tax-exempt reserves132€21k€21k=
Distributable reserves133€80k€100k▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€18k€41k▲
Amounts payable within one year42/48€18k€41k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Other amounts payable47/48€11k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€508€551▲
Gross operating margin9900€57k€77k▲
Operating profit (loss)9901€55k€74k▲
Financial income75/76B€65-
Recurring financial income75€65-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€52k€71k▲
Income taxes67/77€14k€21k▲
Profit (loss) for the period9904€38k€50k▲
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€17k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€82k▲
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€17k€20k▲
To other reserves6921€17k€20k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2021net €50k ▲31.3%
Operating result €74k, net result €50k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲14.6%
5 profitable years in a row build equity to €155k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Equity above €100kEq €135k ▲39%
4 profitable years in a row build equity to €135k.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 2 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €25k ▼21.6%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève Emmanuelle 21470 GenappeGround area
3,707 m²
Building footprint
262 m²
Volume, LiDAR
1,334 m³
Parcel 25013B0116/00C000, Wallonia · tallest building 16.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FI²
since 20202.305.600.324
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013B0116/00C000 | Wallonia | 3,707 m² | 1 · 262 m² | 16.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FEAN
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LOBERA IP Consulting
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2020
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.