FHIMMO
ActiveSummary
FHIMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €861k and a net result of €71k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-2
Solvency77▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.65 against 1.01 in 2023; short-term debt: 28.4% and cash: 3.2% of total assets), and 48.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.5%
Return on assets
4.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
26 d late
2022
30 d late
2021
30 d late
2020
76 d late
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Turnover
€206k
EBIT margin
61.4%
Net result
€71k▼ 28.2%
2023 · €100k
Working capital
€-167k
2023 · €3k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€206k
Operating result€91k€105k▲ 15.5%€126k▲ 20.6%€119k▼ 6.3%€101k▼ 14.4%
Net result€82k€99k▲ 20.9%€93k▼ 6.7%€100k▲ 7.3%€71k▼ 28.2%
EBIT margin61.4%
Equity€498k▲ 19.7%€598k▲ 19.9%€691k▲ 15.5%€790k▲ 14.4%€861k▲ 9.0%
Total assets€1.66M▼ 1.5%€1.64M▼ 1.3%€1.69M▲ 3.5%€1.66M▼ 2.0%€1.67M▲ 0.7%
Debt€1.16M▼ 8.5%€1.04M▼ 10.5%€1.00M▼ 3.4%€870k▼ 13.3%€810k▼ 6.8%
Working capital€39k▲ 18.6%€83k▲ 115%€40k▼ 52.3%€3k▼ 93.1%€-167k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.36M ▲ 3.5%
Current assets
€307k ▼ 10.2%
Equity and liabilities €1.67M
Equity
€861k ▲ 9.0%
Debt
€810k ▼ 6.8%
Debt's share of the balance-sheet total falls from 52.4% to 48.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▼
2023 · €177k
Cash flow
€132k▼
2023 · €158k
Current ratio
0.65▼
2023 · 1.01
Debt to equity
0.94▼
2023 · 1.10
ROE
8.3%▼
2023 · 12.6%
ROA
4.3%▼
2023 · 6.0%
Interest coverage
7.73▼
2023 · 66.49
Debt ≤ 1 year
€474k▲
2023 · €339k
Debt > 1 year
€336k▼
2023 · €530k
Income taxes
€24k▼
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €206k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €17k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56k | €57k | €58k | €58k | €61k | ▲ 4.4% |
| Other operating charges640/8 | - | €22k | €16k | €17k | €24k | ▲ 39.2% |
| Gross operating margin9900 | €173k | €184k | €200k | €194k | €186k | ▼ 4.0% |
| Operating profit (loss)9901 | €91k | €105k | €126k | €119k | €101k | ▼ 14.4% |
| Financial income75/76B | - | - | €50 | €17k | €15k | ▼ 12.5% |
| Recurring financial income75 | - | - | €50 | €17k | €15k | ▼ 12.5% |
| Financial charges65/66B | - | €4k | €3k | €3k | €21k | ▲ 690% |
| Recurring financial charges65 | €9k | €4k | €3k | €3k | €21k | ▲ 690% |
| Profit (loss) for the period before taxes9903 | €82k | €101k | €123k | €132k | €95k | ▼ 28.3% |
| Income taxes67/77 | - | €2k | €31k | €33k | €24k | ▼ 28.4% |
| Profit (loss) for the period9904 | €82k | €99k | €93k | €100k | €71k | ▼ 28.2% |
| Profit (loss) for the period to be appropriated9905 | €82k | €99k | €93k | €100k | €71k | ▼ 28.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.66M | €1.64M | €1.69M | €1.66M | €1.67M | ▲ 0.7% |
| Fixed assets21/28 | €1.48M | €1.43M | €1.38M | €1.32M | €1.36M | ▲ 3.5% |
| Tangible fixed assets22/27 | €1.48M | €1.43M | €1.38M | €1.32M | €1.31M | ▼ 0.2% |
| Land and buildings22 | - | €1.43M | €1.38M | €1.32M | €1.31M | ▼ 0.2% |
| Financial fixed assets28 | - | - | - | - | €50k | - |
| Current assets29/58 | €176k | €206k | €317k | €342k | €307k | ▼ 10.2% |
| Amounts receivable within one year40/41 | - | - | €250k | €268k | €254k | ▼ 5.1% |
| Other amounts receivable41 | - | - | €250k | €268k | €254k | ▼ 5.1% |
| Cash at bank and in hand54/58 | €176k | €206k | €67k | €74k | €53k | ▼ 28.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.66M | €1.64M | €1.69M | €1.66M | €1.67M | ▲ 0.7% |
| Equity10/15 | €498k | €598k | €691k | €790k | €861k | ▲ 9.0% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | €528k | €536k | €629k | €728k | €799k | ▲ 9.8% |
| Non-distributable reserves130/1 | - | €32k | €32k | €32k | €32k | = |
| Legal reserve130 | - | €6k | €6k | €6k | €6k | = |
| Reserves not available under the articles1311 | - | - | €26k | €26k | €26k | = |
| Own shares acquired1312 | - | €26k | - | - | - | - |
| Tax-exempt reserves132 | - | €9k | €9k | €9k | €9k | = |
| Distributable reserves133 | - | €494k | €587k | €687k | €758k | ▲ 10.4% |
| Profit (loss) carried forward14 | €-92k | €0 | - | - | - | - |
| Amounts payable17/49 | €1.16M | €1.04M | €1.00M | €870k | €810k | ▼ 6.8% |
| Amounts payable after more than one year17 | €1.02M | €915k | €725k | €530k | €336k | ▼ 36.7% |
| Financial debts170/4 | - | €915k | €725k | €530k | €336k | ▼ 36.7% |
| Amounts payable within one year42/48 | €138k | €123k | €278k | €339k | €474k | ▲ 39.8% |
| Current portion of amounts payable after more than one year42 | - | €107k | €190k | €194k | €194k | ▲ 0.1% |
| Trade debts44 | €8k | €3k | €3k | €5k | €7k | ▲ 51.5% |
| Suppliers440/4 | - | €3k | €3k | €5k | €7k | ▲ 51.5% |
| Taxes, remuneration and social security45 | - | €2k | €686 | - | - | - |
| Taxes450/3 | - | €2k | €686 | - | - | - |
| Other amounts payable47/48 | - | €12k | €85k | €140k | €272k | ▲ 94.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €82k | €99k | €93k | €100k | €71k | ▼ 28.2% |
| + Depreciation and write-downs630 | €56k | €57k | €58k | €58k | €61k | ▲ 4.4% |
| Operating cash flow (approximation) | €138k | €156k | €150k | €158k | €132k | ▼ 16.2% |
| Investment in fixed assets (approximation) | - | €-5k | €-4k | €0 | €-107k | - |
| Change in cash | - | €30k | €-139k | €7k | €-21k | ▼ 404% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €100k ▲7.3%
Net result €100k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €598k ▲19.9%
2 profitable years in a row build equity to €598k.
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
31-12
Financial
Back to profitnet €82k
Net result €82k after 2 loss-making years.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Weakest financial yearnet €-90k
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2013
Ground area
1,735 m²
Building footprint
148 m²
Parcel 91114A1265/00Z000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FHIMMO
since 20132.231.448.277
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114A1265/00Z000 | Wallonia | 1,735 m² | 1 · 148 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Leburo
BE 1002.058.302
Ichtegem · Eq €861,370
WERE - INVEST
BE 0442.391.957
Affligem · Eq €860,734
WILVER
BE 0463.613.973
Oostkamp · Eq €862,399
CEDOLI
BE 0679.940.801
Roeselare · Eq €860,377
KELOC
BE 0412.806.165
De Panne · Eq €860,051
Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 4,911 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68321Property management for co-owned buildings (syndics)
Scores and ratios are computed by Checked and are not a credit decision.