Checked.be · Company dossierhttps://checked.be/en/c/fh-rayan-0829380286 · as of 07-10-2026
FH-RAYAN
Active
Private limited company (pre-2019) · founded 2010 · 16 years activeKwadeveldenstraat 74, 2170 Antwerpen, BelgiumKBO/BCE: BE 0829.380.286
Summary
The computed 12-month bankruptcy probability of FH-RAYAN is 6.9% (elevated). For FH-RAYAN, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€12,055) and a net result of -€2,964. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 24,600 sector peers (NACE 47, fiscal year 2023). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€37,353total assets 2023
Equity
-€12,055
Loss
-€2,964
Turnover not published (abridged schema)
Financial health
Bankruptcy probability, 12 months
6.9%
2023 figures too old to score
Structure
Accounts 706 days overdue0 of 3 deeds read
Signals- Figures for FY 2023 (filed 07-12-2023)- 2 financial years not filed after the legal deadline; latest accounts 30 days late- No filing in 24 months (latest 07-12-2023)- Two or more financial years not filed+ Founded in 2010Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -32.3% of total assets
Liquidity6=
short-term debt 129.6% · cash 5.0%
Profitability9+3
return on assets -7.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
6.9%Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,155 companies)
Last 24 months11-2024: 1.7%lowest value12-2024: 1.8%▲ +0.1 percentage points vs 11-202401-2025: 2.2%▲ +0.4 percentage points vs 12-202402-2025: 2.4%▲ +0.2 percentage points vs 01-202503-2025: 3.1%▲ +0.7 percentage points vs 02-202504-2025: 4.2%▲ +1.1 percentage points vs 03-202505-2025: 4.2%● unchanged vs 04-202506-2025: 4.4%▲ +0.2 percentage points vs 05-202507-2025: 4.0%▼ -0.4 percentage points vs 06-202508-2025: 4.0%● unchanged vs 07-202509-2025: 4.0%● unchanged vs 08-202510-2025: 4.0%● unchanged vs 09-202511-2025: 5.6%▲ +1.6 percentage points vs 10-202512-2025: 5.6%● unchanged vs 11-202501-2026: 7.0%▲ +1.4 percentage points vs 12-2025highest value02-2026: 7.0%● unchanged vs 01-2026highest value03-2026: 6.9%▼ -0.1 percentage points vs 02-202604-2026: 6.9%● unchanged vs 03-202605-2026: 6.9%● unchanged vs 04-202606-2026: 6.9%● unchanged vs 05-202607-2026: 6.9%● unchanged vs 06-202608-2026: 6.9%● unchanged vs 07-202609-2026: 6.9%● unchanged vs 08-202610-2026: 6.9%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-03-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-03-2023 was due by 31-10-2023 and was filed on 30-11-2023, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · micro…
Annual accounts filedfiscal year 2021 · micro…
Key points
Risk: Accounts not fileddeadline was 31-10-2024706 days lateView
Risk: Negative equityfiscal year 2023: debts exceed assets-€12,055View
Caution: Among the weakest 15% on solvencysector median 31.5% · 24,600 companies-32.3%View
Caution: 2 loss-making years in a rowloss fiscal year 2023-€2,964View