Skip to content

FGC Cestino

Active
Private limited companyfounded 20242 yrs activeCierreux 17, 6671 Gouvy, BelgiumKBO/BCE: BE 1010.122.366
Summary

FGC Cestino has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,815 and a net result of €12,815. Its solvency ranks better than 93% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability78
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.31; short-term debt: 7.3% and cash: 38.6% of total assets), and 7.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.7%
Return on assets
7.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-10-2025, 100 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
100 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 June 2024, FGC Cestino was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€162,815
Total assets
€175,654
Net result
€12,815
Working capital
€55,315

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €175,654
Fixed assets €107,500
Current assets €68,154
Equity and liabilities €175,654
Equity €162,815
Debt €12,838
Debt finances 7.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€37,121
Cash flow
€31,899
Current ratio
5.31
Debt to equity
0.08
ROE
7.9%
ROA
7.3%
Interest coverage
838.52
Debt ≤ 1 year
€12,838
Income taxes
€5,178

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€175,654
Fixed assets21/28€107,500
Tangible fixed assets22/27€107,500
Land and buildings22€107,500
Current assets29/58€68,154
Cash at bank and in hand54/58€67,853
Deferred charges and accrued income490/1€301
Equity and liabilities
Total equity and liabilities10/49€175,654
Equity10/15€162,815
Contributions10/11€150,000
Reserves13€12,000
Distributable reserves133€12,000
Profit (loss) carried forward14€815
Amounts payable17/49€12,838
Amounts payable within one year42/48€12,838
Trade debts44€2,188
Suppliers440/4€2,188
Taxes, remuneration and social security45€10,650
Taxes450/3€10,650
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,084
Other operating charges640/8€398
Gross operating margin9900€37,520
Operating profit (loss)9901€18,038
Financial charges65/66B€44
Recurring financial charges65€44
Profit (loss) for the period before taxes9903€17,993
Income taxes67/77€5,178
Profit (loss) for the period9904€12,815
Profit (loss) for the period to be appropriated9905€12,815
Appropriation of the result
Profit (loss) to be appropriated9906€12,815
Transfer to equity691/2€12,000
To other reserves6921€12,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,084
Other operating charges640/8€398
Gross operating margin9900€37,520
Operating profit (loss)9901€18,038
Financial charges65/66B€44
Recurring financial charges65€44
Profit (loss) for the period before taxes9903€17,993
Income taxes67/77€5,178
Profit (loss) for the period9904€12,815
Profit (loss) for the period to be appropriated9905€12,815
Line2025
Assets
Total assets20/58€175,654
Fixed assets21/28€107,500
Tangible fixed assets22/27€107,500
Land and buildings22€107,500
Current assets29/58€68,154
Cash at bank and in hand54/58€67,853
Deferred charges and accrued income490/1€301
Equity and liabilities
Total equity and liabilities10/49€175,654
Equity10/15€162,815
Contributions10/11€150,000
Reserves13€12,000
Distributable reserves133€12,000
Profit (loss) carried forward14€815
Amounts payable17/49€12,838
Amounts payable within one year42/48€12,838
Trade debts44€2,188
Suppliers440/4€2,188
Taxes, remuneration and social security45€10,650
Taxes450/3€10,650
Line2025
Profit (loss) for the period9904€12,815
+ Depreciation and write-downs630€19,084
Operating cash flow (approximation)€31,899

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
23-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gouvy · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
548 m²
Building footprint
147 m²
Parcel 82007A0565/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FGC Cestino
Cierreux 17, 6671 GouvyRenting and operating of own or leased residential real estate, excluding social housing
since 20242.360.964.657
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82007A0565/00P000 Wallonia 548 m² 1 · 147 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 4,671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-06-2024
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010122366
Registered 10-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.