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FG RENOVATIE

Active
Private limited companyfounded 2018active for 7 yearsBouw 7, 1840 Londerzeel, BelgiumKBO/BCE: BE 0712.916.643

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FG RENOVATIE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,437 and a net result of €1,996. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 43% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 07-11-2018 Normal situation
Activity
Other specialised construction activities NACE 43990and 2 others
Establishment unit
2.281.745.945 1840 Londerzeel, since 07-11-2018
Financial year end
31 December
Peppol
Reachable since 03-10-2025

Board and ownership

Board
  • Guldix FrederikDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€98,090
▼ 33.4%
Turnover
≈ €500,000
estimated
Profit
€1,996
▼ 96.6%
Equity
€67,437
▲ 3.1%
Total assets
€166,978
▼ 20.4%
Staff
1.5 FTE
▲ 15.4%
Filed on 19-08-2026, 19 days after the deadlineat the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Founded in 2018lowers riskLiquidity: current ratio 2.16, cash €64,488, halvedFigures for financial year 2025 (filed on 19-08-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 65+9
equity 40.4% of total assets
Liquidity 77+6
short-term debt 43.7% · cash 38.6%
Profitability 70-30
return on assets 1.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.3%▼ -0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16 (1.77 in 2024), above the usual 1.5. Short-term debt is 43.7% and cash 38.6% of total assets. However, 59.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 43% of them on solvency, 75% on liquidity, 38% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.16, cash €64,488, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 19-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
19 days late
2024
1 day early
2023
27 days late
2022
7 days early
2021
3 days early
2020
12 days late
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €59,168 to €1,996 ▼ 96.6% View
  • Positive: 7 profitable years in a rowprofit 2025: €1,996 7 years View

Comparable companies

These companies have the same main activity as FG RENOVATIE: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €156,000 and €182,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
FG RENOVATIE Londerzeel€166,978€98,090
CNP CSONCA CONSTRUCT Affligem€176,086€97,559
A.G Zaventem€169,874€87,657
S-Services Beveren-Kruibeke-Zwijndrecht€172,581€93,675
PHILO POOL Manhay€175,023€105,009
REVOLUTION MG CONSTRUCT Ukkel€181,573€92,710
Feniks Gevelrestauratie Putte€155,789€98,324
Full comparison

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about FG RENOVATIE

What is the company number of FG RENOVATIE?
The company number of FG RENOVATIE is 0712.916.643. The VAT number is the same number with BE in front: BE 0712.916.643.
Where is FG RENOVATIE based?
The registered office is at Bouw 7, 1840 Londerzeel.Company details
What does FG RENOVATIE do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of FG RENOVATIE?
The legal form of FG RENOVATIE is Private limited company (BV).
When was FG RENOVATIE founded?
FG RENOVATIE was founded on 07-11-2018.
Is FG RENOVATIE still active?
Yes, FG RENOVATIE is an active enterprise in the KBO register.
How many employees does FG RENOVATIE have?
FG RENOVATIE had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FG RENOVATIE?
The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €98,090 and 70 comparable companies (NACE 43990). It probably lies between €370,000 and €1.0m.
Is FG RENOVATIE profitable?
In financial year 2025, FG RENOVATIE made a profit of €1,996.
Where can I find the annual accounts of FG RENOVATIE?
FG RENOVATIE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FG RENOVATIE due?
FG RENOVATIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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