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FFK

Active
Private limited company (pre-2019)founded 2018active for 8 yearsKoolmijnlaan 157, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0697.939.051
Summary

FFK has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,734 and a net result of €27,716. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 23% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 19-06-2018 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.328.793.321 3550 Heusden-Zolder, since 19-06-2018
Financial year end
30 September
Peppol
Left the register on 10-10-2026

Board and ownership

Board
  • CURPENAR ANDREEADirector · since 18-02-2022

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-09-2025
Gross margin
€42,140
▲ 32.9%
Turnover
≈ €69,000
estimated
Profit
€27,716
▲ 52.8%
Equity
€9,734
Total assets
€436,822
▼ 1.8%
  • 2025 accounts filed 32 days after the deadline
Filed on 01-06-2026
Score breakdownraises riskLast filed accounts filed 32 days late; 2 of the last 3 accounts lateLiquidity: current ratio 0.69, cash €6,092, halvedlowers riskSize: total assets €436,822Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 61% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 27+6
equity 2.2% of total assets
Liquidity 51-1
short-term debt 10.8% · cash 1.4%
Profitability 77+3
return on assets 6.3%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4%lowest value 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.3 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.5 percentage points vs 06-2025 08-2025: 1.5%▲ +0.1 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 1.3%▼ -1.0 percentage point vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.1 percentage points vs 01-2026 03-2026: 1.3%▼ -0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.5 percentage points vs 04-2026 06-2026: 2.0%▲ +0.2 percentage points vs 05-2026 07-2026: 0.7%▼ -1.3 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.69 (0.34 in 2024), below 1. Short-term debt is 10.8% and cash 1.4% of total assets. 97.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 22% of them on solvency, 57% on liquidity, 72% on profitability and 94% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 32 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €436,822
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 0.69, cash €6,092, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 32 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-06-2026, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
32 days late
2024
148 days late
2023
45 days early
2022
7 days early
2021
128 days early
2020
237 days late
2019
602 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 120 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 April (4 of the last 5 accounts filed within 121 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as FFK: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €391,000 and €476,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
FFK Heusden-Zolder€436,822€42,140
GT Classic Center Dilsen-Stokkem€390,653€43,954
CAULA INVEST Hasselt€424,565€33,918
De Boever Immo Damme€475,837€41,303
VBO Projects Beveren-Kruibeke-Zwijndrecht€434,761€44,169
More Bricks Gent€416,018€44,516
LG IMMO PRESTIGE Olne€405,341€47,536
Full comparison

Key facts about FFK

What is the company number of FFK?
The company number of FFK is 0697.939.051. The VAT number is the same number with BE in front: BE 0697.939.051.
Where is FFK based?
The registered office is at Koolmijnlaan 157, 3550 Heusden-Zolder.Company details
What does FFK do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of FFK?
The legal form of FFK is Private limited company (pre-2019) (BVBA).
When was FFK founded?
FFK was founded on 19-06-2018.
Is FFK still active?
Yes, FFK is an active enterprise in the KBO register.
What is the turnover of FFK?
The turnover in financial year 2025 is ≈ €69,000. This figure is estimated from the gross margin of €42,140 and 51 comparable companies (NACE 682). It probably lies between €51,000 and €100,000.Financials
Is FFK profitable?
In financial year 2025, FFK made a profit of €27,716.
Where can I find the annual accounts of FFK?
FFK filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FFK due?
FFK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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