FFFINE.COM
ActiveSummary
FFFINE.COM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €12k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+84
Solvency43▲+15
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.32 in 2024; short-term debt: 72.9% and cash: 0.6% of total assets), and 82.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
15.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €14k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
21 d early
2021
27 d early
2020
30 d late
2019
2 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 613%
2024 · €2k
2019: €19k
2020: €21k▲ +11.5% vs 2019
2021: €23k▲ +13.3% vs 2020
2022: €26k▲ +10.1% vs 2021highest in 7 years
2023: €11k▼ -58.3% vs 2022
2024: €2k▼ -81.6% vs 2023lowest in 7 years
2025: €14k▲ +613% vs 2024
2019 → 2025
Total assets
€79k▲ 5.8%
2024 · €75k
2019: €62klowest in 7 years
2020: €169k▲ +170% vs 2019
2021: €149k▼ -11.8% vs 2020
2022: €195k▲ +31.3% vs 2021highest in 7 years
2023: €120k▼ -38.7% vs 2022
2024: €75k▼ -37.3% vs 2023
2025: €79k▲ +5.8% vs 2024
2019 → 2025
Net result
€12k
2024 · €-9k
2019: €-435
2020: €2k▲ +590% vs 2019
2021: €3k▲ +28.9% vs 2020
2022: €2k▼ -13.5% vs 2021
2023: €-15k▼ -733% vs 2022lowest in 7 years
2024: €-9k▲ +41.6% vs 2023
2025: €12k▲ +238% vs 2024highest in 7 years
2019 → 2025
Working capital
€17k▲ 1.7%
2024 · €17k
2019: €13klowest in 7 years
2020: €16k▲ +20.6% vs 2019
2021: €21k▲ +27.2% vs 2020
2022: €57k▲ +175% vs 2021highest in 7 years
2023: €37k▼ -35.7% vs 2022
2024: €17k▼ -53.6% vs 2023
2025: €17k▲ +1.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€26k▲ 10.1%€11k▼ 58.3%€2k▼ 81.6%€14k▲ 613%
2021: €23k
2022: €26k▲ +10.1% vs 2021highest in 5 years
2023: €11k▼ -58.3% vs 2022
2024: €2k▼ -81.6% vs 2023lowest in 5 years
2025: €14k▲ +613% vs 2024
Operating result€-8k-€-3k▲ 66.2%€-15k▼ 453%€-8k▲ 43.3%€13k
2021: €-8k
2022: €-3k▲ +66.2% vs 2021
2023: €-15k▼ -453% vs 2022lowest in 5 years
2024: €-8k▲ +43.3% vs 2023
2025: €13k▲ +257% vs 2024highest in 5 years
Net result€3k-€2k▼ 13.5%€-15k€-9k▲ 41.6%€12k
2021: €3k
2022: €2k▼ -13.5% vs 2021
2023: €-15k▼ -733% vs 2022lowest in 5 years
2024: €-9k▲ +41.6% vs 2023
2025: €12k▲ +238% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€4k ▼ 16.5%
Current assets
€75k ▲ 7.4%
Equity and liabilities €79k
Equity
€14k ▲ 613%
Debt
€65k ▼ 10.7%
Debt's share of the balance-sheet total falls from 97.4% to 82.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-8k
Cash flow
€13k▲
2024 · €-8k
Current ratio
1.30▼
2024 · 1.32
Quick ratio
0.68▲
2024 · 0.13
Debt to equity
4.61▼
2024 · 36.85
ROE
86.0%▲
2024 · -442.9%
ROA
15.3%▲
2024 · -11.7%
Interest coverage
13.79▲
2024 · -6.59
Debt ≤ 1 year
€58k▲
2024 · €53k
Debt > 1 year
€5k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€79k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€395€263▼
Current assets29/58€70k€75k▲
Stocks and contracts in progress3€63k€36k▼
Stocks30/36€63k€36k▼
Amounts receivable within one year40/41€7k€39k▲
Trade receivables40€3k€38k▲
Other amounts receivable41€4k€391▼
Cash at bank and in hand54/58€326€445▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€75k€79k▲
Equity10/15€2k€14k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-4k▲
Amounts payable17/49€73k€65k▼
Amounts payable after more than one year17€18k€5k▼
Financial debts170/4€18k€5k▼
Amounts payable within one year42/48€53k€58k▲
Current portion of amounts payable after more than one year42€12k€12k=
Trade debts44€25k€32k▲
Suppliers440/4€25k€32k▲
Taxes, remuneration and social security45€4k€501▼
Taxes450/3€4k€501▼
Other amounts payable47/48€11k€13k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€843€840▼
Other operating charges640/8€674€533▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-7k€15k▲
Operating profit (loss)9901€-8k€13k▲
Financial income75/76B€757€0▼
Recurring financial income75€757€0▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-9k€12k▲
Profit (loss) for the period9904€-9k€12k▲
Profit (loss) for the period to be appropriated9905€-9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-4k▲
Profit (loss) brought forward from the previous period14P€-8k€-17k▼
Transfer from equity791/2€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €1k | €843 | €840 | ▼ 0.3% |
| Other operating charges640/8 | - | €841 | €1k | €674 | €533 | ▼ 20.9% |
| Non-recurring operating charges66A | - | - | €1k | €0 | - | - |
| Gross operating margin9900 | €-4k | €-466 | €-11k | €-7k | €15k | ▲ 312% |
| Operating profit (loss)9901 | €-8k | €-3k | €-15k | €-8k | €13k | ▲ 257% |
| Financial income75/76B | - | €6k | €1k | €757 | €0 | ▼ 100% |
| Recurring financial income75 | €12k | €6k | €1k | €757 | €0 | ▼ 100% |
| Financial charges65/66B | - | €326 | €2k | €1k | €1k | ▼ 11.4% |
| Recurring financial charges65 | €235 | €326 | €2k | €1k | €1k | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €4k | €3k | €-15k | €-9k | €12k | ▲ 238% |
| Income taxes67/77 | €1k | €1k | €0 | - | - | - |
| Profit (loss) for the period9904 | €3k | €2k | €-15k | €-9k | €12k | ▲ 238% |
| Profit (loss) for the period to be appropriated9905 | €3k | €2k | €-15k | €-9k | €12k | ▲ 238% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €149k | €195k | €120k | €75k | €79k | ▲ 5.8% |
| Fixed assets21/28 | €3k | €7k | €6k | €5k | €4k | ▼ 16.5% |
| Intangible fixed assets21 | €856 | €428 | €0 | - | - | - |
| Tangible fixed assets22/27 | €2k | €7k | €6k | €5k | €4k | ▼ 16.5% |
| Plant, machinery and equipment23 | - | €6k | €5k | €5k | €4k | ▼ 15.1% |
| Furniture and vehicles24 | - | €660 | €528 | €395 | €263 | ▼ 33.4% |
| Current assets29/58 | €146k | €188k | €114k | €70k | €75k | ▲ 7.4% |
| Stocks and contracts in progress3 | €39k | €127k | €106k | €63k | €36k | ▼ 43.0% |
| Stocks30/36 | - | €127k | €106k | €63k | €36k | ▼ 43.0% |
| Amounts receivable within one year40/41 | €75k | €55k | €7k | €7k | €39k | ▲ 475% |
| Trade receivables40 | - | €18k | €736 | €3k | €38k | ▲ 1,128% |
| Other amounts receivable41 | - | €37k | €6k | €4k | €391 | ▼ 89.2% |
| Cash at bank and in hand54/58 | €31k | €6k | €597 | €326 | €445 | ▲ 36.4% |
| Deferred charges and accrued income490/1 | - | €173 | €180 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €149k | €195k | €120k | €75k | €79k | ▲ 5.8% |
| Equity10/15 | €23k | €26k | €11k | €2k | €14k | ▲ 613% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €4k | €7k | €0 | - | - | - |
| Distributable reserves133 | - | €7k | €0 | - | - | - |
| Profit (loss) carried forward14 | €818 | €195 | €-8k | €-17k | €-4k | ▲ 73.1% |
| Amounts payable17/49 | €125k | €169k | €109k | €73k | €65k | ▼ 10.7% |
| Amounts payable after more than one year17 | - | €38k | €30k | €18k | €5k | ▼ 72.2% |
| Financial debts170/4 | - | €38k | €30k | €18k | €5k | ▼ 72.2% |
| Amounts payable within one year42/48 | €125k | €131k | €77k | €53k | €58k | ▲ 9.2% |
| Current portion of amounts payable after more than one year42 | - | €13k | €12k | €12k | €12k | = |
| Trade debts44 | €116k | €75k | €41k | €25k | €32k | ▲ 25.6% |
| Suppliers440/4 | - | €75k | €41k | €25k | €32k | ▲ 25.6% |
| Taxes, remuneration and social security45 | - | €24k | €4k | €4k | €501 | ▼ 88.7% |
| Taxes450/3 | - | €24k | €4k | €4k | €501 | ▼ 88.7% |
| Other amounts payable47/48 | - | €20k | €20k | €11k | €13k | ▲ 21.1% |
| Accrued charges and deferred income492/3 | - | €41 | €1k | €2k | €2k | ▲ 26.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €2k | €-15k | €-9k | €12k | ▲ 238% |
| + Depreciation and write-downs630 | €2k | €1k | €1k | €843 | €840 | ▼ 0.3% |
| Operating cash flow (approximation) | €5k | €4k | €-14k | €-8k | €13k | ▲ 264% |
| Investment in fixed assets (approximation) | - | €-6k | €0 | €0 | €0 | - |
| Change in cash | - | €-25k | €-5k | €-271 | €119 | ▲ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 2 days late
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2014
Ground area
1.2 ha
Building footprint
7,764 m²
Volume, LiDAR
53,161 m³
Parcel 34014B1031/00H002, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
plezierland.be
since 20142.234.981.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014B1031/00H002 | Flanders | 1.2 ha | 1 · 7,764 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2014
Fiscal year end31-03
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Scores and ratios are computed by Checked and are not a credit decision.