FF&L
ActiveSummary
The computed 12-month bankruptcy probability of FF&L is 7.1% (elevated). The 2025 annual accounts show negative equity (-€10,275) and a net result of -€5,713. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32
Track record82
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€10,275
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€10,275▼ 125%
2024 · -€4,563
Total assets
€649▲ 50.6%
2024 · €431
Net result
-€5,713▼ 24.4%
2024 · -€4,593
Working capital
-€10,275▼ 125%
2024 · -€4,563
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€4,570--€5,668▼ 24.0%
Net result-€4,593--€5,713▼ 24.4%
Equity-€4,563--€10,275▼ 125%
Total assets€431-€649▲ 50.6%
Debt€4,994-€10,924▲ 119%
Working capital-€4,563--€10,275▼ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,668 in 2025 against €4,570 in 2024; the loss grows.
Key figures and ratios
Debt ≤ 1 year
€10,924▲
2024 · €4,994
Ratios withheld: a balance sheet total of €649 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €322 | €525 | ▲ 63.0% |
| Gross operating margin9900 | -€4,248 | -€5,143 | ▼ 21.1% |
| Operating profit (loss)9901 | -€4,570 | -€5,668 | ▼ 24.0% |
| Financial charges65/66B | €23 | €45 | ▲ 100% |
| Recurring financial charges65 | €23 | €45 | ▲ 100% |
| Profit (loss) for the period before taxes9903 | -€4,593 | -€5,713 | ▼ 24.4% |
| Profit (loss) for the period9904 | -€4,593 | -€5,713 | ▼ 24.4% |
| Profit (loss) for the period to be appropriated9905 | -€4,593 | -€5,713 | ▼ 24.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €431 | €649 | ▲ 50.6% |
| Current assets29/58 | €431 | €649 | ▲ 50.6% |
| Amounts receivable within one year40/41 | €405 | €0 | ▼ 100% |
| Trade receivables40 | €405 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €26 | €649 | ▲ 2,406% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €431 | €649 | ▲ 50.6% |
| Equity10/15 | -€4,563 | -€10,275 | ▼ 125% |
| Contributions10/11 | €30 | €30 | = |
| Profit (loss) carried forward14 | -€4,593 | -€10,305 | ▼ 124% |
| Amounts payable17/49 | €4,994 | €10,924 | ▲ 119% |
| Amounts payable within one year42/48 | €4,994 | €10,924 | ▲ 119% |
| Trade debts44 | €694 | €564 | ▼ 18.6% |
| Suppliers440/4 | €694 | €564 | ▼ 18.6% |
| Other amounts payable47/48 | €4,300 | €10,360 | ▲ 141% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€4,593 | -€5,713 | ▼ 24.4% |
| Operating cash flow (approximation) | -€4,593 | -€5,713 | ▼ 24.4% |
| Change in cash | - | €623 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout
Ground area
1,917 m²
Building footprint
242 m²
Volume, LiDAR
1,153 m³
Parcel 11662E0594/00X012, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0594/00X012 | Flanders | 1,917 m² | 1 · 242 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.