FF GROUP
ActiveFF GROUP has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €13k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+53
Solvency85▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.31 in 2024; short-term debt: 40.4% and cash: 20.9% of total assets), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
16.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
19 d late
2024
87 d early
2023
26 d early
2022
70 d early
2021
5 d late
2020
53 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 38.2%
2024 · €35k
2019: €-4k
2020: €17k
2021: €27k
2022: €33k
2023: €35k
2024: €35k
2019 → 2025
Total assets
€80k▲ 46.5%
2024 · €55k
2019: €13k
2020: €53k
2021: €63k
2022: €82k
2023: €66k
2024: €55k
2019 → 2025
Net result
€13k
2024 · €-67
2019: €-21k
2020: €21k
2021: €10k
2022: €6k
2023: €2k
2024: €-67
2019 → 2025
Working capital
€41k▲ 54.4%
2024 · €26k
2019: €-15k
2020: €7k
2021: €18k
2022: €22k
2023: €25k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€33k▲ 22.4%€35k▲ 6.2%€35k▼ 0.2%€48k▲ 38.2%
Operating result€10k-€8k▼ 21.5%€3k▼ 64.1%€4k▲ 52.3%€22k▲ 399%
Net result€10k-€6k▼ 39.9%€2k▼ 66.1%€-67€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 399% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€7k▼ 13.2%
Current assets
€73k▲ 57.1%
Equity and liabilities €80k
Equity
€48k▲ 38.2%
Debt
€32k▲ 60.8%
The debt ratio rises from 36.8% to 40.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €6k
Cash flow
€14k▲
2024 · €1k
Solvency
59.6%▼
2024 · 63.2%
Current ratio
2.25▼
2024 · 2.31
Quick ratio
1.59▼
2024 · 1.82
Debt / equity
0.68▲
2024 · 0.58
ROE
27.7%▲
2024 · -0.2%
ROA
16.5%▲
2024 · -0.1%
Interest coverage
10.41▲
2024 · 2.13
Debt
€32k▲
2024 · €20k
Debt ≤ 1 year
€32k▲
2024 · €20k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€80k▲
Fixed assets21/28€8k€7k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€1k€496▼
Furniture and vehicles24€1k€496▼
Financial fixed assets28€5k€5k=
Current assets29/58€47k€73k▲
Stocks and contracts in progress3€10k€21k▲
Stocks30/36€10k€21k▲
Amounts receivable within one year40/41€22k€33k▲
Trade receivables40€22k€33k▲
Other amounts receivable41€8-
Cash at bank and in hand54/58€15k€17k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€55k€80k▲
Equity10/15€35k€48k▲
Contributions10/11€17k€17k=
Profit (loss) carried forward14€18k€31k▲
Amounts payable17/49€20k€32k▲
Amounts payable within one year42/48€20k€32k▲
Trade debts44€607€14k▲
Suppliers440/4€607€14k▲
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€3k€11k▲
Other amounts payable47/48€17k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€4k€2k▼
Gross operating margin9900€10k€25k▲
Operating profit (loss)9901€4k€22k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€2k€20k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€-67€13k▲
Profit (loss) for the period to be appropriated9905€-67€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€31k▲
Profit (loss) brought forward from the previous period14P€18k€18k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.19
Current ratio from 0.15 to 1.19.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wayezstraat 961070 AnderlechtGround area
108 m²
Building footprint
177 m²
Volume, LiDAR
1,365 m³
Parcel 21001A0571/00P003, Brussels · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FF GROUP
since 20182.278.842.081
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0571/00P003 | Brussels | 108 m² | 1 · 177 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2018
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.