FETACK
ActiveSummary
FETACK has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €2k. Equity is growing by ~5.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-8
Solvency46▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.05 in 2024; short-term debt: 16.1% and cash: 1.7% of total assets), and 79% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
10 d early
2023
2 d early
2022
1 d early
2021
3 d early
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 2.1%
2024 · €101k
2019: €74k
2020: €88k
2021: €97k
2023: €92k
2024: €101k
2019 → 2025
Total assets
€490k▼ 2.1%
2024 · €501k
2019: €451k
2020: €439k
2021: €426k
2023: €517k
2024: €501k
2019 → 2025
Net result
€2k▼ 76.2%
2024 · €9k
2019: €751
2020: €13k
2021: €9k
2023: €-6k
2024: €9k
2019 → 2025
Working capital
€-70k▲ 4.6%
2024 · €-73k
2019: €-203k
2020: €-202k
2021: €-202k
2023: €-82k
2024: €-73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€88k-€97k▲ 10.2%€92k▼ 4.7%€101k▲ 9.4%€103k▲ 2.1%
Operating result€20k-€16k▼ 19.3%€654▼ 95.9%€18k▲ 2,702%€10k▼ 45.3%
Net result€13k-€9k▼ 32.3%€-6k€9k€2k▼ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€481k ▼ 3.1%
Current assets
€9k ▲ 123%
Equity and liabilities €490k
Equity
€103k ▲ 2.1%
Debt
€387k ▼ 3.1%
Debt's share of the balance-sheet total falls from 79.9% to 79.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €34k
Cash flow
€17k▼
2024 · €24k
Current ratio
0.11▲
2024 · 0.05
Debt to equity
3.77▼
2024 · 3.97
ROE
2.0%▼
2024 · 8.6%
ROA
0.4%▼
2024 · 1.7%
Interest coverage
3.68▼
2024 · 4.49
Debt ≤ 1 year
€79k▲
2024 · €77k
Debt > 1 year
€308k▼
2024 · €323k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€501k€490k▼
Fixed assets21/28€497k€481k▼
Tangible fixed assets22/27€496k€481k▼
Land and buildings22€496k€481k▼
Financial fixed assets28€255€255=
Current assets29/58€4k€9k▲
Amounts receivable within one year40/41-€554
Other amounts receivable41-€554
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€501k€490k▼
Equity10/15€101k€103k▲
Contributions10/11€19k€19k=
Reserves13€82k€84k▲
Distributable reserves133€82k€84k▲
Amounts payable17/49€400k€387k▼
Amounts payable after more than one year17€323k€308k▼
Financial debts170/4€52k€37k▼
Other amounts payable178/9€271k€271k=
Amounts payable within one year42/48€77k€79k▲
Current portion of amounts payable after more than one year42€14k€16k▲
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€58k€60k▲
Accrued charges and deferred income492/3-€916
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€37k€29k▼
Operating profit (loss)9901€18k€10k▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€11k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P€-27-
Transfer to equity691/2€9k€2k▼
To other reserves6921€9k€2k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-06
Financial
Equity above €100kEq €101k ▲9.4%
Equity rises from €92k to €101k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Highest result since 2019net €13k ▲1,657%
Operating result €20k, net result €13k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1987
Ground area
8,239 m²
Building footprint
627 m²
Volume, LiDAR
8,580 m³
2 parcels, Flanders · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Baljuwstraat(BEV) 21, 9120 Beveren-Kruibeke-Zwijndrecht
since 19872.031.565.822
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46502D1182/00W002 | Flanders | 5,749 m² | 1 · 445 m² | 20.2 m · 6 fl. |
| 46027C0329/00B000 | Flanders | 2,490 m² | 1 · 182 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-1987
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.