FESQFOR
ActiveFESQFOR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €116k and a net result of €97k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 67% of 159 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.87 against 3.89 in 2025; short-term debt: 16.6% and cash: 41% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
83.1%
Return on assets
69.7%
Age of the figures
3 mo
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €116k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 10-09-2026, 143 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
143 d early
2025
8 d early
2024
98 d early
2023
90 d early
2022
5 d early
2021
39 d early
2020
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, micro schema
Equity
€116k▲ 26.8%
2025 · €92k
2019: €89k
2020: €134k
2021: €156k
2022: €166k
2023: €121k
2024: €21k
2025: €92k
2019 → 2026
Total assets
€140k▲ 11.5%
2025 · €125k
2019: €103k
2020: €158k
2021: €197k
2022: €181k
2023: €207k
2024: €232k
2025: €125k
2019 → 2026
Net result
€97k▲ 37.4%
2025 · €71k
2019: €22k
2020: €45k
2021: €51k
2022: €50k
2023: €75k
2024: €85k
2025: €71k
2019 → 2026
Working capital
€113k▲ 29.4%
2025 · €87k
2019: €73k
2020: €120k
2021: €142k
2022: €155k
2023: €104k
2024: €12k
2025: €87k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€166k-€121k▼ 27.1%€21k▼ 82.9%€92k▲ 344%€116k▲ 26.8%
Operating result€64k-€95k▲ 47.5%€110k▲ 15.8%€93k▼ 14.9%€126k▲ 35.1%
Net result€50k-€75k▲ 50.8%€85k▲ 12.8%€71k▼ 16.3%€97k▲ 37.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 35% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €140k
Fixed assets
€4k▼ 51.4%
Current assets
€136k▲ 15.8%
Equity and liabilities €140k
Equity
€116k▲ 26.8%
Debt
€24k▼ 30.1%
The debt ratio falls from 27.0% to 16.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2025 · €100k
Cash flow
€102k▲
2025 · €77k
Solvency
83.1%▲
2025 · 73.0%
Current ratio
5.87▲
2025 · 3.89
Quick ratio
5.87▲
2025 · 3.89
Debt / equity
0.20▼
2025 · 0.37
ROE
83.9%▲
2025 · 77.5%
ROA
69.7%▲
2025 · 56.5%
Interest coverage
1552.83▲
2025 · 30.63
Debt
€24k▼
2025 · €34k
Debt ≤ 1 year
€23k▼
2025 · €30k
Income taxes
€29k▲
2025 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€125k€140k▲
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€117k€136k▲
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40€23k€29k▲
Other amounts receivable41€1k-
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€41k€57k▲
Deferred charges and accrued income490/1€2k€721▼
Equity and liabilities
Total equity and liabilities10/49€125k€140k▲
Equity10/15€92k€116k▲
Contributions10/11€19k€19k=
Reserves13€73k€98k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€71k€98k▲
Amounts payable17/49€34k€24k▼
Amounts payable within one year42/48€30k€23k▼
Trade debts44€4k€513▼
Suppliers440/4€4k€513▼
Taxes, remuneration and social security45€576€20k▲
Taxes450/3€576€20k▲
Other amounts payable47/48€26k€3k▼
Accrued charges and deferred income492/3€4k€527▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€101k€132k▲
Operating profit (loss)9901€93k€126k▲
Financial income75/76B€331€12▼
Recurring financial income75€31€12▼
Non-recurring financial income76B€300-
Financial charges65/66B€3k€84▼
Recurring financial charges65€3k€84▼
Profit (loss) for the period before taxes9903€91k€126k▲
Income taxes67/77€20k€29k▲
Profit (loss) for the period9904€71k€97k▲
Profit (loss) for the period to be appropriated9905€71k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€97k▲
Transfer from equity791/2-€73k
Transfer to equity691/2€71k€97k▲
To other reserves6921€71k€97k▲
Profit to be distributed694/7-€73k
Return on contributions (dividend)694-€73k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial
Highest result since 2019net €97k ▲37.4%
Operating result €126k, net result €97k, both a record.
30-06
Financial
Equity above €100kEq €116k ▲26.8%
8 profitable years in a row build equity to €116k.
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity quadruplescurrent ratio 3.89
Current ratio from 1.06 to 3.89; short-term debt falls from €209k to €30k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 11.20
Current ratio from 4.47 to 11.20; short-term debt falls from €41k to €15k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €150kEq €156k ▲16.7%
3 profitable years in a row build equity to €156k.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €100kEq €134k ▲50.3%
2 profitable years in a row build equity to €134k.
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelleweg(RAM) 582230 HerseltGround area
2,519 m²
Building footprint
269 m²
Volume, LiDAR
1,115 m³
Parcel 13034I0274/00A002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FESQFOR
since 20172.266.103.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13034I0274/00A002 | Flanders | 2,519 m² | 1 · 269 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALLES ZOU OOK ANDERS KUNNEN
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2017
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.