FERYDEL
ActiveSummary
FERYDEL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €-9k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-57
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
short-term debt: 0.6% and cash: 79.5% of total assets, and 2.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
31 d late
2023
126 d early
2022
31 d late
2021
60 d late
2020
31 d early
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€163k▼ 5.0%
2024 · €172k
Total assets
€167k▼ 5.3%
2024 · €176k
Net result
€-9k
2024 · €122
Working capital
€151k▼ 1.2%
2024 · €153k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15k▼ 62.9%€71k▲ 372%€18k▼ 74.6%€5k▼ 71.5%€-9k
Net result€15k▼ 62.5%€56k▲ 275%€12k▼ 79.3%€122▼ 99.0%€-9k
Equity€104k▲ 16.9%€160k▲ 54.2%€171k▲ 7.3%€172k▲ 0.1%€163k▼ 5.0%
Total assets€119k▲ 13.5%€176k▲ 48.4%€188k▲ 6.8%€176k▼ 6.4%€167k▼ 5.3%
Debt€15k▼ 5.6%€17k▲ 9.3%€17k▲ 2.3%€5k▼ 71.1%€4k▼ 17.2%
Working capital€91k▲ 23.1%€156k▲ 71.2%€148k▼ 4.7%€153k▲ 3.1%€151k▼ 1.2%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€15k ▼ 29.6%
Current assets
€152k ▼ 2.0%
Equity and liabilities €167k
Equity
€163k ▼ 5.0%
Debt
€4k ▼ 17.2%
Debt's share of the balance-sheet total falls from 2.8% to 2.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €11k
Cash flow
€-2k▼
2024 · €6k
Debt to equity
0.03▼
2024 · 0.03
ROE
-5.2%▼
2024 · 0.1%
ROA
-5.1%▼
2024 · 0.1%
Interest coverage
-18.22▼
2024 · 75.10
Debt ≤ 1 year
€1k▼
2024 · €2k
Debt > 1 year
€3k▲
2024 · €2k
Income taxes
€-19▼
2024 · €319
A ratio outside any meaningful range has been withheld (balance sheet total €167k, equity €163k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2k | €150 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €6k | €7k | €6k | €6k | ▼ 0.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €5k | €-5k | - | - |
| Other operating charges640/8 | €672 | €735 | €778 | €651 | €597 | ▼ 8.3% |
| Gross operating margin9900 | €20k | €78k | €31k | €7k | €-2k | ▼ 125% |
| Operating profit (loss)9901 | €15k | €71k | €18k | €5k | €-9k | ▼ 266% |
| Financial income75/76B | - | €2 | - | €8 | €183 | ▲ 2,188% |
| Recurring financial income75 | - | €2 | - | €8 | €183 | ▲ 2,188% |
| Financial charges65/66B | €122 | €153 | €2k | €5k | €131 | ▼ 97.2% |
| Recurring financial charges65 | €122 | €153 | €77 | €152 | €131 | ▼ 13.8% |
| Non-recurring financial charges66B | - | - | €2k | €5k | - | - |
| Profit (loss) for the period before taxes9903 | €15k | €71k | €16k | €441 | €-9k | ▼ 2,034% |
| Income taxes67/77 | - | €15k | €4k | €319 | €-19 | ▼ 106% |
| Profit (loss) for the period9904 | €15k | €56k | €12k | €122 | €-9k | ▼ 7,077% |
| Profit (loss) for the period to be appropriated9905 | €15k | €56k | €12k | €122 | €-9k | ▼ 7,077% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119k | €176k | €188k | €176k | €167k | ▼ 5.3% |
| Fixed assets21/28 | €17k | €13k | €31k | €21k | €15k | ▼ 29.6% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €15k | €11k | €29k | €21k | €14k | ▼ 30.0% |
| Furniture and vehicles24 | €4k | €4k | €25k | €21k | €14k | ▼ 30.0% |
| Other tangible fixed assets26 | €11k | €7k | €5k | - | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €300 | €300 | = |
| Current assets29/58 | €102k | €163k | €157k | €155k | €152k | ▼ 2.0% |
| Stocks and contracts in progress3 | €38k | €17k | €28k | €15k | €10k | ▼ 32.1% |
| Stocks30/36 | €38k | €17k | €28k | €15k | €10k | ▼ 32.1% |
| Amounts receivable within one year40/41 | €18k | €18k | €16k | €14k | €10k | ▼ 32.7% |
| Trade receivables40 | €12k | €12k | €12k | €10k | €10k | ▼ 6.5% |
| Other amounts receivable41 | €7k | €6k | €4k | €4k | €183 | ▼ 95.7% |
| Cash at bank and in hand54/58 | €44k | €128k | €111k | €127k | €133k | ▲ 4.9% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119k | €176k | €188k | €176k | €167k | ▼ 5.3% |
| Equity10/15 | €104k | €160k | €171k | €172k | €163k | ▼ 5.0% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €78k | €134k | €146k | €146k | €146k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €76k | €132k | €144k | €144k | €144k | = |
| Profit (loss) carried forward14 | €571 | €571 | €571 | €693 | €-8k | ▼ 1,228% |
| Amounts payable17/49 | €15k | €17k | €17k | €5k | €4k | ▼ 17.2% |
| Amounts payable after more than one year17 | €5k | €9k | €9k | €2k | €3k | ▲ 22.1% |
| Other amounts payable178/9 | €5k | €9k | €9k | €2k | €3k | ▲ 22.1% |
| Amounts payable within one year42/48 | €11k | €8k | €9k | €2k | €1k | ▼ 56.3% |
| Trade debts44 | €11k | €8k | €4k | €2k | €1k | ▼ 49.8% |
| Suppliers440/4 | €11k | €8k | €4k | €2k | €1k | ▼ 49.8% |
| Advances received on contracts in progress46 | - | - | €100 | - | - | - |
| Taxes, remuneration and social security45 | - | - | €4k | €319 | - | - |
| Taxes450/3 | - | - | €4k | €319 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €56k | €12k | €122 | €-9k | ▼ 7,077% |
| + Depreciation and write-downs630 | €4k | €6k | €7k | €6k | €6k | ▼ 0.8% |
| Operating cash flow (approximation) | €19k | €62k | €19k | €6k | €-2k | ▼ 136% |
| Investment in fixed assets (approximation) | - | €-2k | €-26k | €4k | €0 | ▼ 100% |
| Change in cash | - | €84k | €-16k | €15k | €6k | ▼ 59.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 141.44
Current ratio from 63.08 to 141.44; short-term debt falls from €2k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 63.08
Current ratio from 18.44 to 63.08; short-term debt falls from €9k to €2k.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €56k ▲275%
Operating result €71k, net result €56k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 21.55
Current ratio from 9.52 to 21.55; short-term debt falls from €11k to €8k.
31-12
Financial
Equity above €150kEq €160k ▲54.2%
4 profitable years in a row build equity to €160k.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Equity above €100kEq €104k ▲16.9%
3 profitable years in a row build equity to €104k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Liquidity triplescurrent ratio 8.52
Current ratio from 3.04 to 8.52; short-term debt falls from €20k to €10k.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.04
Current ratio from 0.98 to 3.04; short-term debt falls from €88k to €20k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2000
Ground area
205 m²
Building footprint
72 m²
Parcel 36007A1054/00B007, Flanders. Linked by address, not a title deed.
1 establishment unit
Von Plothoplein 5, 8770 Ingelmunster
since 20002.115.726.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007A1054/00B007 | Flanders | 205 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,299 companies in sector 43350 we hold annual accounts for 2,360. 1,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.