Ferterra
ActiveSummary
The computed 12-month bankruptcy probability of Ferterra is 1.9% (moderate). The 2025 annual accounts show equity of €124k and a net result of €37k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 4522 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency56▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.22 in 2024; short-term debt: 54.8% and cash: 27.8% of total assets), and 69% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 d early
2024
35 d early
2023
22 d late
2022
35 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k=
2024 · €124k
2021: €29klowest in 5 years
2022: €114k▲ +289% vs 2021
2023: €234k▲ +106% vs 2022highest in 5 years
2024: €124k▼ -47.0% vs 2023
2025: €124k● 0.0% vs 2024
2021 → 2025
Total assets
€400k▼ 9.7%
2024 · €443k
2021: €176klowest in 5 years
2022: €372k▲ +111% vs 2021
2023: €336k▼ -9.6% vs 2022
2024: €443k▲ +31.9% vs 2023highest in 5 years
2025: €400k▼ -9.7% vs 2024
2021 → 2025
Net result
€37k▼ 71.3%
2024 · €128k
2021: €29klowest in 5 years
2022: €85k▲ +194% vs 2021
2023: €121k▲ +42.6% vs 2022
2024: €128k▲ +5.1% vs 2023highest in 5 years
2025: €37k▼ -71.3% vs 2024
2021 → 2025
Working capital
€-7k
2024 · €52k
2021: €-3k
2022: €27k▲ +1074% vs 2021
2023: €185k▲ +585% vs 2022highest in 5 years
2024: €52k▼ -71.7% vs 2023
2025: €-7k▼ -113% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€114k▲ 289%€234k▲ 106%€124k▼ 47.0%€124k=
2021: €29klowest in 5 years
2022: €114k▲ +289% vs 2021
2023: €234k▲ +106% vs 2022highest in 5 years
2024: €124k▼ -47.0% vs 2023
2025: €124k● 0.0% vs 2024
Operating result€39k-€114k▲ 193%€159k▲ 40.2%€163k▲ 2.6%€49k▼ 69.7%
2021: €39klowest in 5 years
2022: €114k▲ +193% vs 2021
2023: €159k▲ +40.2% vs 2022
2024: €163k▲ +2.6% vs 2023highest in 5 years
2025: €49k▼ -69.7% vs 2024
Net result€29k-€85k▲ 194%€121k▲ 42.6%€128k▲ 5.1%€37k▼ 71.3%
2021: €29klowest in 5 years
2022: €85k▲ +194% vs 2021
2023: €121k▲ +42.6% vs 2022
2024: €128k▲ +5.1% vs 2023highest in 5 years
2025: €37k▼ -71.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€188k ▲ 25.4%
Current assets
€213k ▼ 27.6%
Equity and liabilities €400k
Equity
€124k =
Debt
€276k ▼ 13.4%
Debt's share of the balance-sheet total falls from 72.0% to 69.0%. Debt is lower.
Key figures and ratios
EBITDA
€101k▼
2024 · €191k
Cash flow
€88k▼
2024 · €155k
Current ratio
0.97▼
2024 · 1.22
Debt to equity
2.22▼
2024 · 2.57
ROE
29.5%▼
2024 · 102.7%
ROA
9.2%▼
2024 · 28.8%
Interest coverage
24.18▼
2024 · 87.74
Debt ≤ 1 year
€220k▼
2024 · €241k
Debt > 1 year
€57k▼
2024 · €78k
Income taxes
€9k
Staff costs
€139k▲
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€443k€400k▼
Fixed assets21/28€150k€188k▲
Tangible fixed assets22/27€150k€188k▲
Plant, machinery and equipment23€47k€74k▲
Furniture and vehicles24€21k€49k▲
Leasing and similar rights25€82k€65k▼
Current assets29/58€294k€213k▼
Amounts receivable within one year40/41€87k€93k▲
Trade receivables40€74k€68k▼
Other amounts receivable41€14k€26k▲
Cash at bank and in hand54/58€199k€111k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€443k€400k▼
Equity10/15€124k€124k=
Contributions10/11€1k€1k=
Reserves13€123k€123k=
Distributable reserves133€123k€123k=
Amounts payable17/49€319k€276k▼
Amounts payable after more than one year17€78k€57k▼
Financial debts170/4€78k€57k▼
Amounts payable within one year42/48€241k€220k▼
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€36k€29k▼
Suppliers440/4€36k€29k▼
Taxes, remuneration and social security45€57k€13k▼
Taxes450/3€46k€3k▼
Remuneration and social security454/9€12k€10k▼
Other amounts payable47/48€128k€156k▲
Income statement
Code20242025
Remuneration, social security and pensions62€126k€139k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€51k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€322k€242k▼
Operating profit (loss)9901€163k€49k▼
Financial income75/76B€96€3▼
Recurring financial income75€96€3▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€161k€45k▼
Transfer to deferred taxes680€34k-
Income taxes67/77-€9k
Profit (loss) for the period9904€128k€37k▼
Profit (loss) for the period to be appropriated9905€128k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€37k▼
Transfer from equity791/2€110k-
Profit to be distributed694/7€238k€37k▼
Return on contributions (dividend)694€238k€37k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €75 | €253 | €4 | - | - | - |
| Remuneration, social security and pensions62 | €90k | €124k | €116k | €126k | €139k | ▲ 10.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €10k | €22k | €28k | €51k | ▲ 87.1% |
| Other operating charges640/8 | €981 | €2k | €1k | €5k | €2k | ▼ 55.0% |
| Gross operating margin9900 | €134k | €249k | €298k | €322k | €242k | ▼ 24.7% |
| Operating profit (loss)9901 | €39k | €114k | €159k | €163k | €49k | ▼ 69.7% |
| Financial income75/76B | €57 | €1k | €121 | €96 | €3 | ▼ 96.8% |
| Recurring financial income75 | €57 | €1k | €121 | €96 | €3 | ▼ 96.8% |
| Financial charges65/66B | €229 | €1k | €2k | €2k | €4k | ▲ 91.9% |
| Recurring financial charges65 | €229 | €1k | €2k | €2k | €4k | ▲ 91.9% |
| Profit (loss) for the period before taxes9903 | €39k | €113k | €157k | €161k | €45k | ▼ 71.9% |
| Transfer to deferred taxes680 | - | - | €35k | €34k | - | - |
| Income taxes67/77 | €10k | €28k | - | - | €9k | - |
| Profit (loss) for the period9904 | €29k | €85k | €121k | €128k | €37k | ▼ 71.3% |
| Profit (loss) for the period to be appropriated9905 | €29k | €85k | €121k | €128k | €37k | ▼ 71.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €176k | €372k | €336k | €443k | €400k | ▼ 9.7% |
| Fixed assets21/28 | €32k | €87k | €68k | €150k | €188k | ▲ 25.4% |
| Tangible fixed assets22/27 | €32k | €87k | €68k | €150k | €188k | ▲ 25.4% |
| Plant, machinery and equipment23 | €19k | €70k | €55k | €47k | €74k | ▲ 60.0% |
| Furniture and vehicles24 | €13k | €17k | €14k | €21k | €49k | ▲ 126% |
| Leasing and similar rights25 | - | - | - | €82k | €65k | ▼ 20.9% |
| Current assets29/58 | €144k | €285k | €268k | €294k | €213k | ▼ 27.6% |
| Amounts receivable within one year40/41 | €50k | €97k | €43k | €87k | €93k | ▲ 6.8% |
| Trade receivables40 | €50k | €96k | €43k | €74k | €68k | ▼ 8.2% |
| Other amounts receivable41 | €82 | €1k | €902 | €14k | €26k | ▲ 86.8% |
| Current investments50/53 | €10k | €5k | €5k | - | - | - |
| Cash at bank and in hand54/58 | €81k | €179k | €218k | €199k | €111k | ▼ 43.9% |
| Deferred charges and accrued income490/1 | €3k | €4k | €1k | €7k | €8k | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €176k | €372k | €336k | €443k | €400k | ▼ 9.7% |
| Equity10/15 | €29k | €114k | €234k | €124k | €124k | = |
| Contributions10/11 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves13 | €28k | €113k | €233k | €123k | €123k | = |
| Distributable reserves133 | €28k | €113k | €233k | €123k | €123k | = |
| Amounts payable17/49 | €147k | €258k | €102k | €319k | €276k | ▼ 13.4% |
| Amounts payable after more than one year17 | - | - | €17k | €78k | €57k | ▼ 27.3% |
| Financial debts170/4 | - | - | €17k | €78k | €57k | ▼ 27.3% |
| Amounts payable within one year42/48 | €147k | €258k | €83k | €241k | €220k | ▼ 9.0% |
| Current portion of amounts payable after more than one year42 | - | - | €5k | €20k | €21k | ▲ 4.3% |
| Trade debts44 | €52k | €112k | €9k | €36k | €29k | ▼ 18.8% |
| Suppliers440/4 | €52k | €112k | €9k | €36k | €29k | ▼ 18.8% |
| Taxes, remuneration and social security45 | €30k | €42k | €68k | €57k | €13k | ▼ 76.7% |
| Taxes450/3 | €18k | €31k | €54k | €46k | €3k | ▼ 92.6% |
| Remuneration and social security454/9 | €12k | €11k | €14k | €12k | €10k | ▼ 14.0% |
| Other amounts payable47/48 | €65k | €104k | €816 | €128k | €156k | ▲ 22.0% |
| Accrued charges and deferred income492/3 | - | - | €2k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €85k | €121k | €128k | €37k | ▼ 71.3% |
| + Depreciation and write-downs630 | €4k | €10k | €22k | €28k | €51k | ▲ 87.1% |
| Operating cash flow (approximation) | €33k | €96k | €143k | €155k | €88k | ▼ 43.2% |
| Investment in fixed assets (approximation) | - | €-65k | €-3k | €-109k | €-89k | ▲ 18.0% |
| Change in cash | - | €98k | €39k | €-19k | €-87k | ▼ 350% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €128k ▲5.1%
Operating result €163k, net result €128k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.23
Current ratio from 1.10 to 3.23; short-term debt falls from €258k to €83k.
31-12
Financial
Equity above €200kEq €234k ▲106%
3 profitable years in a row build equity to €234k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €114k ▲289%
2 profitable years in a row build equity to €114k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2021
Ground area
1,226 m²
Building footprint
200 m²
Volume, LiDAR
936 m³
Parcel 11036D0223/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Ferterra
since 20212.311.548.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0223/00C000 | Flanders | 1,226 m² | 1 · 200 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,135 EUR awarded · 559 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,997 EUR | 421 EUR |
| 2022 | 1 | 138 EUR | 138 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRumst2.311.548.701
Dual-learning approval
3 live approvalsGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Legal Entity Identifier
984500BFCU93DE689E59
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Of 21,213 companies in sector 81300 we hold annual accounts for 4,364. 3,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
01301Crop and animal production, hunting and related service activities
01610Support activities for crop production
02100Forestry and logging
43110Demolition
43320Joinery installation
43410Roofing work
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.