Financials
- Financial year
- 2025
- Total assets
- €68
- Loss
- -€844
- Solvency
- -126088.0%
Total assets▲ 1.2%
Net result
20182025
FERSA PHONE
ActiveSummary
FERSA PHONE has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€86,105) and a net result of -€844. Equity remains stable across the filed financial years (±1.4% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activity not known1 site
Size
€68total assets 2025
- Equity
- -€86,105
- Loss
- -€844
Structure
2025 accounts 2 days early2 of 11 deeds summarised
Why 53raises riskCapped at 59: negative equityLoss of €844, the second in a row (financial year 2025)Negative equity -€86,105lowers riskSize: total assets €68Founded in 1977Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -126088.0% of total assets
Liquidity
28-13
short-term debt 126188.0% · cash 22.1%
Profitability
0=
return on assets -1235.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.0%
12-2024: 1.0%● unchanged vs 11-2024
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.3%▲ +0.2 percentage points vs 05-2025
07-2025: 1.6%▲ +0.3 percentage points vs 06-2025
08-2025: 2.0%▲ +0.4 percentage points vs 07-2025
09-2025: 1.3%▼ -0.7 percentage points vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.4%▲ +0.1 percentage points vs 03-2026
05-2026: 1.5%▲ +0.1 percentage points vs 04-2026
06-2026: 1.7%▲ +0.2 percentage points vs 05-2026
07-2026: 2.0%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 0.9%▼ -1.1 percentage points vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.4%▼ -0.5 percentage points vs 09-2026lowest value
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 15% on liquidity, 4% on profitability and 41% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€86,105
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
14 days late
2023
42 days late
2022
22 days late
2021
18 days early
2020
31 days late
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Registered officeRegistered-office move
Key points
By topic
Timeline
- Events
- 51
- Since
- 1978
- Next accounts
- by 31-07-2027
- 11-09-2024Annual accounts filed
- 06-11-2023Resignation: Schoonmaak De Zon (director)
- 22-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 14-02-1977
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Key facts about FERSA PHONE
- What is the company number of FERSA PHONE?
- 0416.849.778. In Belgium the VAT number is the company number with BE in front: BE 0416.849.778.
- Where is FERSA PHONE based?
- The registered office is at Peter Benoitlaan 3, 9800 Deinze.Company details
- What is the legal form of FERSA PHONE?
- Public limited company (NV).
- When was FERSA PHONE founded?
- On 14-02-1977.
- Is FERSA PHONE still active?
- Yes, FERSA PHONE is an active enterprise in the KBO register.
- What is the turnover of FERSA PHONE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is FERSA PHONE profitable?
- In financial year 2025, FERSA PHONE made a loss of €844.
- Where can I find the annual accounts of FERSA PHONE?
- FERSA PHONE filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FERSA PHONE due?
- By 31-07-2027, for financial year 2026.Timeline
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