FERRONNERIE VAN HOLLE
ActiveThe computed 12-month bankruptcy probability of FERRONNERIE VAN HOLLE is 1.7% (moderate). The 2025 annual accounts show equity of €179k and a net result of €9k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 1902 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.98 against 10.01 in 2024; short-term debt: 11.7% and cash: 61.8% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
1 d late
2023
14 d late
2022
5 d early
2021
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 3.5%
2024 · €186k
2021: €60k
2022: €78k
2023: €135k
2024: €186k
2021 → 2025
Total assets
€203k▼ 2.2%
2024 · €207k
2021: €88k
2022: €152k
2023: €153k
2024: €207k
2021 → 2025
Net result
€9k▼ 88.4%
2024 · €75k
2021: €57k
2022: €57k
2023: €68k
2024: €75k
2021 → 2025
Working capital
€142k▼ 12.2%
2024 · €162k
2021: €27k
2022: €43k
2023: €109k
2024: €162k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€78k▲ 30.7%€135k▲ 72.4%€186k▲ 37.8%€179k▼ 3.5%
Operating result€79k-€86k▲ 9.6%€100k▲ 16.1%€106k▲ 5.4%€12k▼ 88.2%
Net result€57k-€57k▲ 1.0%€68k▲ 18.3%€75k▲ 10.5%€9k▼ 88.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€37k▲ 34.0%
Current assets
€166k▼ 7.7%
Equity and liabilities €203k
Equity
€179k▼ 3.5%
Debt
€24k▲ 9.3%
The debt ratio rises from 10.5% to 11.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €117k
Cash flow
€26k▼
2024 · €86k
Solvency
88.3%▼
2024 · 89.5%
Current ratio
6.98▼
2024 · 10.01
Quick ratio
6.98▼
2024 · 10.01
Debt / equity
0.13▲
2024 · 0.12
ROE
4.9%▼
2024 · 40.4%
ROA
4.3%▼
2024 · 36.1%
Interest coverage
133.48▼
2024 · 296.52
Debt
€24k▲
2024 · €22k
Debt ≤ 1 year
€24k▲
2024 · €18k
Income taxes
€3k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€203k▼
Fixed assets21/28€27k€37k▲
Tangible fixed assets22/27€27k€37k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€27k€35k▲
Current assets29/58€180k€166k▼
Amounts receivable within one year40/41€30k€40k▲
Trade receivables40€29k€391▼
Other amounts receivable41€1k€40k▲
Cash at bank and in hand54/58€149k€126k▼
Deferred charges and accrued income490/1€617€458▼
Equity and liabilities
Total equity and liabilities10/49€207k€203k▼
Equity10/15€186k€179k▼
Contributions10/11€3k€3k=
Reserves13€183k€176k▼
Distributable reserves133€183k€176k▼
Amounts payable17/49€22k€24k▲
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€18k€24k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€814€800▼
Suppliers440/4€814€800▼
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48€1k€14k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€17k▲
Other operating charges640/8€946€815▼
Gross operating margin9900€118k€30k▼
Operating profit (loss)9901€106k€12k▼
Financial income75/76B€33€0▼
Recurring financial income75€33€0▼
Financial charges65/66B€395€300▼
Recurring financial charges65€395€221▼
Non-recurring financial charges66B-€80
Profit (loss) for the period before taxes9903€106k€12k▼
Income taxes67/77€31k€3k▼
Profit (loss) for the period9904€75k€9k▼
Profit (loss) for the period to be appropriated9905€75k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€9k▼
Profit (loss) brought forward from the previous period14P€6k-
Transfer from equity791/2-€7k
Transfer to equity691/2€57k-
To other reserves6921€57k-
Profit to be distributed694/7€24k€15k▼
Return on contributions (dividend)694€24k€15k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €9k ▼88.4%
Net result drops to €9k, the lowest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Highest result since 2021net €75k ▲10.5%
Operating result €106k, net result €75k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲37.8%
4 profitable years in a row build equity to €186k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Liquidity times 7current ratio 12.55
Current ratio from 1.72 to 12.55; short-term debt falls from €60k to €9k.
31-12
Financial
Equity above €100kEq €135k ▲72.4%
3 profitable years in a row build equity to €135k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fléchère(GY) 1606181 CourcellesGround area
1,370 m²
Building footprint
134 m²
Parcel 52031A0643/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Fléchère(GY) 160, 6181 Courcelles
since 20212.315.234.996
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52031A0643/00A002 | Wallonia | 1,370 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Laswerken Sprangers
BE 0846.063.791
Hoogstraten · Eq €179k
FERRONNERIE DU CONDROZ
BE 0822.681.249
Liège · Eq €179k
Humco
BE 0762.924.794
Bilzen-Hoeselt · Eq €180k
GEURTS CORP.
BE 0769.988.968
Bassenge · Eq €180k
DE RYCKE METAALCONSTRUCTIES
BE 0643.670.422
Beveren-Kruibeke-Zwijndrecht · Eq €181k
Of 984 companies in sector 25401 we hold annual accounts for 407. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fereric1@hotmail.com
Phone:064/570711