FERRÉOLE
ActiveFERRÉOLE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €338k and a net result of €7k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 253 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▼-70
Solvency100=
Growth63=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 35
Relative position
BE, all sectors
reference
Sector 35
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.1%
Return on assets
2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
37 d early
2022
28 d early
2021
59 d early
2020
59 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€5k▲ 0.9%
2023 · €5k
2018: €5k
2019: €7k
2020: €3k
2021: €4k
2022: €4k
2023: €5k
2018 → 2024
EBIT margin
-125.1%▼ 296.2pp
2023 · 171.1%
2018: -62.0%
2019: -197.3%
2020: -912.4%
2021: -509.8%
2022: -242.5%
2023: 171.1%
2018 → 2024
Net result
€7k▼ 63.4%
2023 · €19k
2018: €-3k
2019: €-13k
2020: €-19k
2021: €-1k
2022: €5k
2023: €19k
2018 → 2024
Working capital
€208k▲ 15.7%
2023 · €179k
2018: €19k
2019: €42k
2020: €40k
2021: €44k
2022: €118k
2023: €179k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€3k-€4k▲ 32.7%€4k▲ 3.8%€5k▲ 22.5%€5k▲ 0.9%
Equity€188k-€194k▲ 3.0%€267k▲ 37.7%€314k▲ 17.6%€338k▲ 7.5%
Operating result€-25k-€-19k▲ 25.9%€-9k▲ 50.6%€8k€-6k
Net result€-19k-€-1k▲ 92.3%€5k€19k▲ 243%€7k▼ 63.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €8k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €348k
Fixed assets
€133k▼ 3.2%
Current assets
€215k▲ 13.6%
Equity and liabilities €348k
Equity
€338k▲ 7.5%
Provisions
€3k=
Debt
€8k▼ 21.9%
The debt ratio falls from 3.0% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-4k▼
2023 · €10k
Cash flow
€9k▼
2023 · €20k
Solvency
97.1%▲
2023 · 96.2%
Current ratio
28.59▲
2023 · 19.13
Quick ratio
28.59▲
2023 · 19.13
Debt / equity
0.02▼
2023 · 0.03
ROE
2.0%▼
2023 · 5.9%
ROA
2.0%▼
2023 · 5.7%
Interest coverage
-70.04▼
2023 · 178.63
Debt
€8k▼
2023 · €10k
Debt ≤ 1 year
€8k▼
2023 · €10k
Income taxes
€418▲
2023 · €143
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€327k€348k▲
Fixed assets21/28€137k€133k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€7k€5k▼
Financial fixed assets28€130k€128k▼
Current assets29/58€189k€215k▲
Amounts receivable within one year40/41€29k€12k▼
Trade receivables40€19k-
Other amounts receivable41€10k€12k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€160k€153k▼
Deferred charges and accrued income490/1€398€671▲
Equity and liabilities
Total equity and liabilities10/49€327k€348k▲
Equity10/15€314k€338k▲
Contributions10/11€330k€347k▲
Reserves13€75€75=
Distributable reserves133€75€75=
Profit (loss) carried forward14€-16k€-9k▲
Provisions and deferred taxes16€3k€3k=
Provisions for liabilities and charges160/5€3k€3k=
Other liabilities and charges164/5€3k€3k=
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€10k€8k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48-€300
Accrued charges and deferred income492/3-€201
Income statement
Code20232024
Turnover70€5k€5k▲
Goods, raw materials, services and sundry goods60/61€10k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€384€387▲
Gross operating margin9900€10k€-4k▼
Operating profit (loss)9901€8k€-6k▼
Financial income75/76B€11k€13k▲
Recurring financial income75€11k€13k▲
Financial charges65/66B€54€60▲
Recurring financial charges65€54€60▲
Profit (loss) for the period before taxes9903€19k€7k▼
Income taxes67/77€143€418▲
Profit (loss) for the period9904€19k€7k▼
Profit (loss) for the period to be appropriated9905€19k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-9k▲
Profit (loss) brought forward from the previous period14P€-34k€-16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 29-05-2026
- Director resignation, Van Laethem Thomas (administrateur)
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲243%
Operating result €8k, net result €19k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 19.13
Current ratio from 6.25 to 19.13; short-term debt falls from €23k to €10k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 6.25
Current ratio from 2.54 to 6.25; short-term debt falls from €29k to €23k.
31-12
Financial
Equity above €200kEq €267k ▲37.7%
Equity rises from €194k to €267k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-08-2026
Van Laethem Thomas: Resigned as Director
17-12-2025
CASSART Sébastien: Resigned as Director
17-12-2025
Cornet Jean-François: Resigned as Director
17-12-2025
Hoste Bernadette: Resigned as Director
15-09-2015
Didier Van Der Meeren: Resigned as Director
15-09-2015
Hervé Breulet: Resigned as Director
15-09-2015
Wislez Daphné: Resigned as Director
16-07-2014
Alain Chavalier: Resigned as Director
Location & real-estate footprint
Registered office, Ferrières · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Burnontige 204190 FerrièresGround area
2,548 m²
Building footprint
231 m²
Volume, LiDAR
1,274 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Houpet 32, 4190 Ferrières
since 20122.214.852.567
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61019C0386/00D000 | Wallonia | 1,283 m² | 1 · 130 m² | 8.7 m · 2 fl. |
| 61019B0523/00A000 | Wallonia | 1,265 m² | 1 · 101 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 815 companies in sector 35110 we hold annual accounts for 631. 420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded10-12-2012
Fiscal year end31-12
Activities, NACEBEL
35110Production of electricity from non-renewable sources
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.