Turnover
≈ €130,000 estimated
The micro format states no turnover.
Ferre
Overview
Lifetime
1 annual account with figurespeak €65,841 (2025)
€65,841
peak €51,015 (2025)
€51,015
peak €54,015 (2025)
€54,015
€15,879
Board1 name since 2024
1 directorHERMANS, Ferre Elza Clement
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
98
Excellent
Financially stronger than 87% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.6%
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.8 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 4.36, cash €60,542
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €54,015 (77.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 87% on liquidity and 87% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Ferre has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Ferre itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Ferre. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.36, above the usual 1.5. Short-term debt is 22.7% and cash 86.6% of total assets. 22.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016508629
Incorporation
Founding capital of €3,000, 100 shares · Founder: HERMANS, Ferre Elza Clement · Appointment: HERMANS, Ferre Elza Clement (director) · published on 26-11-2024 · Gazette deed
First establishment
Retiesebaan 29, Kasterlee
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ferre Kasterlee | €69,894 | €65,841 | 77.3% | - |
| Pharmann Consult Heist-op-den-Berg | €68,126 | €69,609 | 84.6% | - |
| KAIROS CONSULTING Sint-Katelijne-Waver | €64,016 | €66,360 | 80.1% | - |
| DAVAGO Turnhout | €68,139 | €64,378 | 63.4% | - |
| Go Build Heist-op-den-Berg | €75,868 | €59,252 | 64.5% | - |
| Javares Antwerp | €80,748 | €72,233 | 51.0% | - |
| AMOS PROJECTS Schoten | €68,864 | €65,522 | 52.1% | - |
These companies have the same main activity as Ferre: other business support services (NACE 82990). They are comparable in size and age: total assets between €64,000 and €80,700, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 22-11-2024Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.366.987.6642460 Kasterlee, since 22-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2024
Annual accounts 2025
- €65,841
- €51,015
- €54,015
- €69,894
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on Ferre
Ferre has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,015 and a net result of €51,015.
Its solvency ranks better than 77% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 14-07-2026, 17 days before the deadline€65,841
€64,244
€51,015
€53,304
77.3%
4.36
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €190,000.
Balance sheet
balance sheet total €69,894 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
77.3%
Higher than 77% of 9,696 companies in 2025.
4.36
Higher than 77% of 9,314 companies in 2025.
73.0%
Higher than 95% of 9,438 companies in 2025.
Ferre
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
69,894 | |
21/28 |
711 | |
22/27 |
711 | |
24 |
711 | |
29/58 |
69,183 | |
40/41 |
8,021 | |
40 |
8,021 | |
54/58 |
60,542 | |
490/1 |
620 | |
| Balance sheet: equity and liabilities | ||
10/49 |
69,894 | |
10/15 |
54,015 | |
10/11 |
3,000 | |
14 |
51,015 | |
17/49 |
15,879 | |
42/48 |
15,879 | |
44 |
154 | |
440/4 |
154 | |
45 |
15,700 | |
450/3 |
14,192 | |
454/9 |
1,508 | |
47/48 |
25 | |
| Income statement | ||
9900 |
65,841 | |
630 |
262 | |
640/8 |
1,334 | |
9901 |
64,244 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
48 | |
65 |
48 | |
9903 |
64,197 | |
67/77 |
13,182 | |
9904 |
51,015 | |
9905 |
51,015 | |
| Appropriation of the result | ||
9906 |
51,015 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00297170 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 64,507 | ||
| 51,277 | ||
| 973 | ||
| 53,304 | ||
| 77.3% | ||
| 4.36 | ||
| 0.29 | ||
| 94.4% | ||
| 73.0% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €973 |
| €262 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Ferre
Debt's share of the balance-sheet total is 22.7%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 26-11-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 14-07-2026
Mandates through the years
1 name, the dashed line is todayHERMANS, Ferre Elza Clement
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HERMANS, Ferre Elza Clement
- Director (not named in the articles), appointed by deed of 26-11-2024, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €540 in 2025
- Source
- deed of 26-11-2024
Articles of association
deed of 26-11-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur en bij meerdere bevoegdheid”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00
Shareholders
At incorporation
deed of 26-11-2024 ↗
- HERMANS, Ferre Elza Clement 100 shares (100%)
Network & group
No group
Ferre has no parent and no holdings in its annual accounts. HERMANS, Ferre Elza Clement is the only director. Ferre shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 17 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016508629
IncorporationFounding capital of €3,000, 100 shares · Founder: HERMANS, Ferre Elza Clement · Appointment: HERMANS, Ferre Elza Clement (director) · published on 26-11-20243 points ▸
- Founder, HERMANS, Ferre Elza Clement
- Founding capital, €3,000, 100 shares
- Director appointment, HERMANS, Ferre Elza Clement (director (not named in the articles))
- The deed holds 1 more point.
First establishment Retiesebaan 29, Kasterlee
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1016.508.629
- VAT number
- BE 1016.508.629
- Peppol ID
- 0208:1016508629
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00deed of 26-11-2024 (in Dutch)
- Peppol
- Reachable since 17-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Ferre in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-11-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Retiesebaan 29, 2460 Kasterlee”deed of 26-11-2024 (in Dutch)
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
63990
Computing infrastructure, data processing, hosting and other information service activities
82110
Office administrative, office support and other business support activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Overige zakelijke dienstverlening; Diverse administratieve en ondersteunende activiteiten in de ruimste zin van het woord ten behoeve van…”deed of 26-11-2024 (in Dutch)
43 activities
- Overige zakelijke dienstverlening;
- Diverse administratieve en ondersteunende activiteiten in de ruimste zin van het woord ten behoeve van kantoren;
- Overige dienstverlenende activiteiten op het gebied van informatie;
- Het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.;
- Verlenen van advies en praktische hulp aan de bedrijven i.v.m. public relations en communicatie;
- Organisatie en planning van het productieproces,de logistieke afhandeling en de kwaliteitscontrole;
- Het bepalen van het aankoopbeleid,het verkoopbeleid,onderhandelen met leveranciers en klanten;
- Het verbeteren en op punt stellen van de administratieve en financiële organisatie;
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten,functies,inclusief dit van vereffenaar,welke rechtstreeks of onrechtstreeks met haar voorwerp verband houden;
- Managementactiviteiten van holdings: het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere managementactiviteiten;
- Groot- en kleinhandel en handelsbemiddeling van en in alle motorvoertuigen waaronder ondermeer doch niet beperkend: auto’s,vrachtwagens,trekkers,bestelwagens,terreinwagens,autobussen,touringcars,minibusjes,motorho-mes,aanhangwagens,opleggers,caravans,kampeerwagens en kampeervoer-tuigen; het al zowel nieuwe als tweedehandse; alsook alle onderdelen (met in-begrip van banden) en alle andere toebehoren;
- Het verhuren van alle motorvoertuigen,auto’s,vrachtwagens,trekkers,be-stelwagens,terreinwagens,autobussen,touringcars,minibusjes,motorhomes,aanhangwagens,opleggers,caravans,kampeerwagens en kampeervoertuigen;
- Het onderhouden en herstellen van alle motorvoertuigen;
- Alle carrosserie- en spuitwerken;
- Markt- en opinieonderzoekbureaus;
- Onderzoek naar de omvang van de markt voor bepaalde producten,de ontvangst en de bekendheid van producten en koopgewoonten,met het oog op verkoopbevordering en ontwikkeling van nieuwe producten;
- Statistische analyses van de resultaten van het onderzoek;
- Marketingbureau;
- Krantendrukkerijen;
- Vervaardiging van lichtreclames,verlichte aanwijzingsborden,enzovoort;
- Installatie van lichtreclames en uithangborden;
- Overige installaties (inclusief accessoires),niet elders genoemd;
- Uitgeverijen van kranten;
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media;
- Ontwerpen en plaatsen van buitenreclame : reclameborden en -panelen,lichtkranten en neonreclame,aanbrengen van reclame op bussen,enzovoort;
- Ontwerpen van publicitaire teksten en slogans (copywriters);
- Ontwerpen van publicitaire films;
- Ontwerpen van publicitaire artikelen;
- Concipiëren van reclametechnieken die ernaar streven de individuele consument te benaderen (direct marketing) door middel van geadresseerde reclame (direct mailing),telefonische koopvoorstellen,enzovoort;
- Luchtreclame;
- Verspreiden en thuisbezorgen van monsters en reclamemateriaal,inclusief streekkrantjes en dergelijke;
- Verkopen van tijd en ruimte voor publiciteit in de diverse media (advertentie-acquisitie);
- Aanbieden van reclameruimte op panelen,rond sportvelden,in stationshallen,enzovoort;
- Etaleurswerkzaamheden;
- Ontwerpen van showrooms,enzovoort;
- Maken van foto's voor bedrijven en particulieren: portretfotografie; mode-en reklamefotografie; Fotografie ten behoeve van uitgeverijen,toeristische doeleinden,bemiddelaars in onroerende goederen,enzovoort;
- Activiteiten van managers,artiesten,sportlui en overige personaliteiten
- Bieden van overig amusement,n.e.g.: . circussen . poppentheaters,rodeo's,klank- en lichtspelen,enz.
- Maken van geluidsopnamen;
- Overige diensten in verband met het maken van geluidsopnamen;
- De vennootschap kan tevens actief zijn op het gebied van de verhuur van apparatuur,de verkoop van merchandise,en het realiseren van online en offline promotieactiviteiten met betrekking tot de dj- en muzieksector. Dit omvat,maar is niet beperkt tot,het ontwerpen,produceren en verkopen van kleding,accessoires,en andere goederen (zoals posters,vinyl,en gesigneerde items) die verband houden met de DJ,de muziek en het merk van de vennootschap;
- Onderneming in onroerende goederen.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of parti-culieren.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Retiesebaan 29 registered office 2460 Kasterlee | 22-11-2024 | 2.366.987.664 |
Buildings and parcels at the address
- Ground area
- 523 m²
- Buildings
- 177 m²
- Volume, LiDAR
- 1,115 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13017G0537/00B006 | 523 m² | 1 · 177 m² | 10.6 m · 2 |