Ferratis
ActiveFerratis has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €29k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 14.05 in 2024; short-term debt: 17.9% and cash: 73.8% of total assets), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
23%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
52 d early
2023
5 d early
2022
on the day
2021
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▼ 46.4%
2024 · €195k
2021: €49k
2022: €111k
2023: €153k
2024: €195k
2021 → 2025
Total assets
€128k▼ 38.4%
2024 · €207k
2021: €74k
2022: €135k
2023: €179k
2024: €207k
2021 → 2025
Net result
€29k▼ 31.1%
2024 · €43k
2021: €46k
2022: €62k
2023: €42k
2024: €43k
2021 → 2025
Working capital
€76k▼ 50.0%
2024 · €153k
2021: €42k
2022: €98k
2023: €96k
2024: €153k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€111k▲ 127%€153k▲ 38.0%€195k▲ 27.8%€105k▼ 46.4%
Operating result€58k-€78k▲ 34.6%€53k▼ 31.3%€54k▲ 1.2%€38k▼ 29.2%
Net result€46k-€62k▲ 34.9%€42k▼ 32.0%€43k▲ 1.1%€29k▼ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€28k▼ 33.3%
Current assets
€99k▼ 39.7%
Equity and liabilities €128k
Equity
€105k▼ 46.4%
Debt
€23k▲ 95.2%
The debt ratio rises from 5.7% to 17.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €68k
Cash flow
€44k▼
2024 · €57k
Solvency
82.1%▼
2024 · 94.3%
Current ratio
4.34▼
2024 · 14.05
Quick ratio
4.34▼
2024 · 14.05
Debt / equity
0.22▲
2024 · 0.06
ROE
28.0%▲
2024 · 21.8%
ROA
23.0%▲
2024 · 20.5%
Interest coverage
265.53▼
2024 · 420.83
Debt
€23k▲
2024 · €12k
Debt ≤ 1 year
€23k▲
2024 · €12k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€128k▼
Fixed assets21/28€43k€28k▼
Tangible fixed assets22/27€42k€28k▼
Furniture and vehicles24€35k€24k▼
Other tangible fixed assets26€7k€4k▼
Financial fixed assets28€100€100=
Current assets29/58€165k€99k▼
Amounts receivable within one year40/41€1k€5k▲
Trade receivables40€1k€1k=
Other amounts receivable41-€3k
Cash at bank and in hand54/58€163k€94k▼
Deferred charges and accrued income490/1-€589
Equity and liabilities
Total equity and liabilities10/49€207k€128k▼
Equity10/15€195k€105k▼
Contributions10/11€3k€3k=
Reserves13€192k€102k▼
Distributable reserves133€192k€102k▼
Profit (loss) carried forward14€494€41▼
Amounts payable17/49€12k€23k▲
Amounts payable within one year42/48€12k€23k▲
Trade debts44€1k€663▼
Suppliers440/4€1k€663▼
Taxes, remuneration and social security45€8k€22k▲
Taxes450/3€8k€22k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€692€569▼
Gross operating margin9900€69k€53k▼
Operating profit (loss)9901€54k€38k▼
Financial income75/76B€0€77▲
Recurring financial income75€0€77▲
Financial charges65/66B€162€197▲
Recurring financial charges65€162€197▲
Profit (loss) for the period before taxes9903€54k€38k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€43k€29k▼
Profit (loss) for the period to be appropriated9905€43k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€30k▼
Profit (loss) brought forward from the previous period14P€928€494▼
Transfer from equity791/2-€120k
Transfer to equity691/2€43k€30k▼
To other reserves6921€43k€30k▼
Profit to be distributed694/7-€120k
Return on contributions (dividend)694-€120k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €29k ▼31.1%
Net result drops to €29k, the lowest in the series.
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 14.05
Current ratio from 4.71 to 14.05; short-term debt falls from €26k to €12k.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €153k ▲38%
3 profitable years in a row build equity to €153k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2021net €62k ▲34.9%
Operating result €78k, net result €62k, both a record.
31-03
Financial
Equity above €100kEq €111k ▲127%
2 profitable years in a row build equity to €111k.
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennendreef 279850 DeinzeGround area
766 m²
Building footprint
123 m²
Parcel 44030B0135/00G004, Flanders. Linked by address, not a title deed.
1 establishment unit
Dennendreef 27, 9850 Deinze
since 20202.302.379.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44030B0135/00G004 | Flanders | 766 m² | 1 · 123 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HR2TT2
BE 0767.531.009
Zemst · Eq €105k
Eve's Mark-e-thing
BE 0795.302.604
Bonheiden · Eq €105k
YVKKV
BE 0783.822.752
Zaventem · Eq €105k
OLGA AKDOGAN
BE 1005.486.558
Ukkel · Eq €105k
LOyAL-T
BE 1023.481.246
Kortrijk · Eq €105k
Of 3,151 companies in sector 63920 we hold annual accounts for 1,522. 1,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2020
Fiscal year end31-03
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.