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Fermo

Active Private limited companyfounded 1983active for 43 yearsTrierstraat 40, 1050 IxellesKBO/BCE: BE 0424.437.653

Lifetime

20 annual accounts with figures on one time axis, 41 filings since 1984
peak €77,672 (2025)
€77,672▲ 151%
lowest -€7,749 (2021)
€36,330▲ 576%
peak €128,888 (2025)
€128,888▲ 39.3%
€140,080▼ 19.8%
peak 1.4 FTE (2008)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from €30,992 to €77,672Result from €5,373 to €36,330Equity from €92,558 to €128,888Debts from €174,768 to €140,080

Key points

from the 2025 annual accounts

Turnover

≈ €230,000 estimated

The micro format states no turnover.

Filings

41 annual accounts since 1984
AprilJune31 JulyOctober199520102025

Eight of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,356 companies had the same profile as Fermo has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,356 companies, not a prediction for Fermo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager
Board & ownership

Recent changes

Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments “La société pourra louer ou sous louer, acquérir des droits réels ou la pleine propriété de tout immeuble dans…” (deed in French) · Director in office: · General meeting of 28-06-2023 · Gazette deed
First establishment Trierstraat 40, Ixelles
All 52 events

Official details

Source: KBO
Status
Active since 29-04-1983Normal situation
Activity
“L'exploitation et la mise en valeur dans le sens le plus large, de tous…” (deed in French)From the articles, 21 activitiesNo NACE code in the KBO yet
Establishment unit
2.022.436.9341050 Ixelles, since 01-05-1983
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€268,968▲ 0.6%
Filing
Filed on 13-08-2026
Financials

Insights on Fermo

Fermo files the micro format. That format states no turnover. The gross margin rose from €41,028 in 2006 to €77,672 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Fermo

What is the company number of Fermo?
The company number of Fermo is 0424.437.653. The VAT number is the same number with BE in front: BE 0424.437.653.
Where is Fermo based?
The registered office is at Trierstraat 40, 1050 Ixelles.Company details
What is the legal form of Fermo?
Fermo is a private limited company (BV).
When was Fermo founded?
Fermo was founded on 29-04-1983.
Is Fermo still active?
Yes, Fermo is an active enterprise in the KBO register.
What is the turnover of Fermo?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €77,672 and 2,666 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate.Financials
Is Fermo profitable?
In financial year 2025, Fermo made a profit of €36,330.
Where can I find the annual accounts of Fermo?
Fermo filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fermo due?
Fermo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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