FERMGROEN
ActiveFERMGROEN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €12k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 34% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency62▼-38
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.57 against 3.71 in 2024; short-term debt: 63.3% and cash: 23.6% of total assets), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
35 d early
2023
27 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 51.4%
2024 · €35k
2021: €22k
2023: €34k
2024: €35k
2021 → 2025
Total assets
€47k▲ 9.9%
2024 · €42k
2021: €32k
2023: €48k
2024: €42k
2021 → 2025
Net result
€12k▲ 806%
2024 · €1k
2021: €17k
2023: €8k
2024: €1k
2021 → 2025
Working capital
€-13k
2024 · €19k
2021: €16k
2023: €15k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202320242025Trend
Equity€22k-€34k▲ 54.8%€35k▲ 3.9%€17k▼ 51.4%
Operating result€22k-€11k▼ 48.0%€3k▼ 72.0%€17k▲ 454%
Net result€17k-€8k▼ 55.1%€1k▼ 82.7%€12k▲ 806%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 454% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€30k▲ 87.7%
Current assets
€17k▼ 36.3%
Equity and liabilities €47k
Equity
€17k▼ 51.4%
Debt
€29k▲ 311%
The debt ratio rises from 16.9% to 63.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €6k
Cash flow
€16k▲
2024 · €4k
Solvency
36.7%▼
2024 · 83.1%
Current ratio
0.57▼
2024 · 3.71
Quick ratio
0.57▼
2024 · 3.71
Debt / equity
1.72▲
2024 · 0.20
ROE
69.6%▲
2024 · 3.7%
ROA
25.6%▲
2024 · 3.1%
Interest coverage
208.03▲
2024 · 58.84
Debt
€29k▲
2024 · €7k
Debt ≤ 1 year
€29k▲
2024 · €7k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€47k▲
Fixed assets21/28€16k€30k▲
Tangible fixed assets22/27€16k€30k▲
Land and buildings22€14k€23k▲
Furniture and vehicles24€2k€6k▲
Current assets29/58€27k€17k▼
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€6k€1k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€19k€11k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€42k€47k▲
Equity10/15€35k€17k▼
Contributions10/11€5k€5k=
Reserves13€30k€12k▼
Distributable reserves133€30k€12k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€7k€29k▲
Amounts payable within one year42/48€7k€29k▲
Trade debts44€445€470▲
Suppliers440/4€445€470▲
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€2k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€714€947▲
Gross operating margin9900€7k€22k▲
Operating profit (loss)9901€3k€17k▲
Financial income75/76B€708€0▼
Recurring financial income75€708€0▼
Financial charges65/66B€99€103▲
Recurring financial charges65€99€103▲
Profit (loss) for the period before taxes9903€4k€17k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€1k€12k▲
Profit (loss) for the period to be appropriated9905€1k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€12k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€1k€12k▲
To other reserves6921€1k€12k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼82.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opstraat 453960 BreeGround area
870 m²
Building footprint
97 m²
Volume, LiDAR
516 m³
Parcel 72027B0367/00T000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FERMGROEN
since 20202.310.395.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72027B0367/00T000 | Flanders | 870 m² | 1 · 97 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,263 companies in sector 71113 we hold annual accounts for 658. 486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fermgroen.be
E-mail:info@fermgroen.be